Shariah compliance card

Bank Islam Visa Infinite Credit Card-i

Shariah compliance card

Bank Islam Visa Infinite Credit Card-i

RM 8,333Min. Monthly Income

RM 0Annual Fee*

13.5% p.aProfit Rate

Shariah card with up to 8% cashback, lounge access, and RM2 million travel Takaful.

Eligibility

Minimum Monthly Income

RM 8,333 (RM 100,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

A copy of your IC (both sides)
Latest 3 months salary slip or
Letter of Employment or
Latest EPF statement or
Latest EA and BE Form

Fees & Charges

Profit Rate

13.5% - 17.5%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

you swipe 12 times in a year

Late Payment Compensation

RM 50 or 5% of the outstanding amount, whichever is higher

Profit Rate

13.5%

Features

Earn up to 8% cashback every month on selected local and overseas spending.
Earn 1 TruPoint for every RM1 spent and redeem them for gadgets, appliances, and more through Bank Islam's TruRewards Loyalty Programme.
Get complimentary travel Takaful coverage up to RM2,000,000 when full airfares are charged to the card, plus 3 complimentary access passes to participating Plaza Premium Lounges in Malaysia and Singapore.
Pay for purchases at selected retail merchants in up to 36 monthly instalments at 0% interest.
Transfer outstanding balances from other credit cards to this card at a profit rate from 3.88% p.a., with repayment terms of up to 36 months.

Terms and Conditions

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Product review by CompareHero

Take control of your finances by making the most out of the Bank Islam Visa Infinite Credit Card-i. Whether it is for your travel or overall lifestyle, the perks and benefits offered by this credit card would be advantageous for you.

Enjoy Cashback Every Time You Spend with the Bank Islam Visa Infinite Credit Card-i

Turn your everyday spending into real savings with automatic cashback rewards. When you use your card for online shopping, auto billing, groceries, or dining, you’ll earn 5% cashback when your monthly spend is between RM1,000 to RM1,999.99 — and up to 8% when you spend RM2,000 or more, capped at RM30 per card monthly.

Planning a trip overseas? You’ll also enjoy 1% cashback when you spend RM8,000 and above abroad, with a cap of RM100 per card monthly. And for your local purchases, you’ll continue to earn with unlimited 0.2% cashback when you spend at least RM500 a month.

Make your travel worthwhile at Plaza Premium Lounges

While waiting for your flight, with the Bank Islam Visa Infinite Credit Card-i, you could relax at the Plaza Premium Lounges as you’ll receive 3x free access in Singapore or Malaysia. You could only use these access once a day, though. But if you’ve already used all of your free access, don’t worry, you could still gain entry to the lounges at a discount of 20% for the walk-in access rate.

Why is it worth entering the Plaza Premium Lounges? You could make use of the spacious atmosphere before flying off with comfortable seats, ample charging ports for all your devices, as well as various food and beverage options for you to choose from. Plus, their menu also comes with vegetarian options.

Receive complimentary Takaful Coverage

With your Bank Islam Visa Infinite Credit Card-i, you and your family members will be able to travel with lesser worries and stress because you’ll be eligible to receive up to RM2,000,000 Takaful insurance coverage. What’s included is also the Purchase Protection Takaful plan where all your purchases made overseas would be insured for cases whereby your goods got lost or damaged, for up to RM10,000.

Rest assured, you won’t have to worry too much while you’re having fun on your holiday thanks to the Takaful coverage offered with your Bank Islam Visa Infinite Credit Card-i.

Frequently Asked Questions (FAQ)

How do I apply for the Bank Islam Visa Infinite Credit Card-i?

At CompareHero, in just two simple steps where you’ll have to fill in your personal details as well as your income information, you will be able to apply for this credit card easily. But if you encounter any problems or have any questions you’d like to ask, you could reach out to our customer service heroes at +6012-385 0211 and they will tend to your enquiries.

What are the Bank Islam Visa Infinite Credit Card-i requirements?

You have to be earning at least RM8,333 a month in order to be eligible for the Bank Islam Visa Infinite Credit Card-i. Aside from that, you also need to meet the age requirement, which is at least 21 years old and above or 18 years old and above for supplementary cards.

Is there an annual fee for the Bank Islam Visa Infinite Credit Card-i?

Yes, there is an annual fee for principal and supplementary cardholders. For principal cards, the annual fee is RM777 while supplementary cards would be RM333. However, principal cardholders wouldn’t have to pay for the annual fee if they managed to make at least 12 swipes within a year.

What are the fees or charges applied for the Bank Islam Visa Infinite Credit Card-i?

All cardholders will be charged a sales and service tax of RM25 which has to be paid once your card has been activated as well as the anniversary dates. There will also be a late payment fee of RM5 or 1% of the amount you didn’t pay yet. If you withdraw any cash with the credit card, you’ll have to pay a fee or RM12 or 2.5% from the total amount.

What are the top benefits of the Bank Islam Infinite Visa Credit Card-i?

• Receive up to 8% cashback
• Receive Takaful insurance coverage for up to RM2,000,000
• Receive 3x free access to Plaza Premium Lounges in Singapore or Malaysia

Who is the Bank Islam Visa Infinite Credit Card-i suitable for?

This credit card would be suitable for avid travellers who travel often as well as those who have monthly commitments since you will be rewarded for all your transactions.