Bank Rakyat Muslimah Credit Card-i
Islamic credit card for women with 5% cashback on dining, utilities and pharmacies.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Women Only
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
Fees & Charges
Profit Rate
13.5% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Waived for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
13.5%
Features
5% Cashback for selected category such as dining, utilities, pharmacies and health and spa
1 point for every RM10 spent at any other retail purchases
No fees for international transactions
0% Instalment Plan for minimum purchase of RM1,000
FREE Group Family Takaful Coverage and ‘Khairat Kematian’ (RM1,000)
Terms and Conditions
Product review by CompareHero
Bank Rakyat Muslimah Credit Card-i
Specially curated for the amazing women in Malaysia, the Bank Rakyat Muslimah Credit Card-i is the best option for all Muslimahs to enjoy exclusive discounts, rewards and privileges based only on halal transactions and merchants.
Receive rewards with your Bank Rakyat Muslimah Credit Card-i
You can be rewarded and earn 1x Rakyat Point for each RM10 spent! What’s more? You can even convert all these accumulated Rakyat Points that never expire into cash at the rate of RM0.10 per 10 Rakyat Points! Besides that, during your birthdays, you’ll receive some rewards as well.
Enjoy maximum savings with the Bank Rakyat Muslimah Credit Card-i
If you travel and make payment for your expenses with the Bank Rakyat Muslimah Credit Card-i, you will not be charged any extra fees on the currency exchange rate. This applies to all of your international transactions made with your Bank Rakyat Muslimah Credit Card-i.
Furthermore, no annual fees will be charged for a lifetime. Throughout the period of you owning the principal or supplementary card, the annual fee will be waived with no conditions needed to be fulfilled.
You’ll also get to enjoy a low interest rate of just 13.5%, provided you pay for your bills within 12 months continuously.
Complimentary Takaful insurance coverage
Rest assured you and your family will be well protected, thanks to the free family Takaful insurance coverage plan. If you’re not able to pay your credit card bills that are overdue, the coverage plan will settle those outstanding payments. For cases where unfortunate events happen such as a death of a loved one, you will be compensated with RM1,000 to pay for the funeral expenses. This is limited to only those below the age of 65.