BSN Al-Aiman Platinum Credit Card
2x Happy Points on dining, golf and travel, plus RM300,000 travel Takaful coverage.
Eligibility
Minimum Monthly Income
RM 4,000 (RM 48,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1 months salary slip or
- Letter of Employment or
Fees & Charges
Profit Rate
13.5% - 17.5%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Waived for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
13.5%
Features
2X Happy Points for Dining, Golf, Travel & Overseas spend and 1X Happy Points for Other spend
Complimentary Travel Accident Takaful coverage of up to RM300,000 applies when travel fares are charged to the card, including protection for travel inconveniences.
The BSN Instalment-Pay Plan lets cardholders convert purchases at selected BSN merchants into 0% interest instalments, with a one-time upfront fee of 3% to 5% of the item's value.
Transfer outstanding balances from other credit cards to BSN and pay 0% interest, with a choice of 6-month or 12-month repayment tenure.
Terms and Conditions
Product review by CompareHero
Looking for a credit card that offers rewards, travel perks, and exclusive privileges? Look no further than the BSN Al-Aiman Platinum Credit Card!
Spend and get rewarded with the BSN Al-Aiman Platinum Credit Card
Be rewarded for all your purchases when you spend with your BSN Al-Aiman Platinum Credit Card! Enjoy 2x Happy Points for all your purchases overseas and at selected participating travel, dining or golf merchants locally. If these don’t apply to you, no worries, you’ll still receive 1x Happy Points for all your other local purchases.
Receive special discounts and offers when you spend using your BSN Al-Aiman Platinum Credit Card at selected merchants, be it shopping, travel or dining transactions.
Travel and shop while being protected
Unexpected situations will happen when you travel abroad. Be sure to carry along your BSN Al-Aiman Platinum Credit Card as you’ll be protected with free travel insurance for up to RM300,000. Besides that, any travel inconveniences will be covered as well. Flight delays or missed connections will be covered for up to RM600 each and delayed or lost luggage will be covered for up to RM2,000 each.
With e-commerce constantly on the rise, we tend to shop online more often. If you pay for all your e-commerce purchases with your BSN Al-Aiman Platinum Credit Card, you’ll be entitled to enjoy some sort of security with the BOSS system (BSN’s Online Secured Shopping). You’ll receive a BOSS Code to your mobile number for every purchase.
Enjoy financial savings
Save the hassle of paying for your shopping spree by converting the payments into monthly instalments! With a choice of choosing between 6, 12 or 24 months, you’ll get to enjoy 0% interest on all your instalments. However, you would have to pay a low one-time upfront fee and spend a minimum amount of RM500 on one receipt.
Furthermore, your interest rates start from as low as 13.5% if you work in the private sector. Even better if you work in the government sector as it starts from 11%. This low interest rate only works if you pay your minimum repayments for 12 months continuously.
Another plus point is that you will also save more by not being charged with any annual fees for your entire lifetime! There are no strings attached too, so you will not be required to fulfil any conditions.
Frequently Asked Questions (FAQ)
How do I apply for the BSN Al-Aiman Platinum Credit Card?
What are the BSN Al-Aiman Platinum Credit Card requirements?
Is there an annual fee for the BSN Al-Aiman Platinum Credit Card?
What are the fees or charges applied, if any?
What are the top benefits of the BSN Al-Aiman Platinum Credit Card?
• 2x Happy Points selected participating local travel, dining or golf merchants
• 2x Happy Points for overseas purchases
• 1x Happy Points for other local purchases
• Low interest rate