BSN G-Card Visa Credit Card
With the BSN G-Card Visa, government and GLC staff earn up to 2X Happy Points on every spend and pay no annual fee, plus a free supplementary card.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysian Government, GLCs and GLICs employees only
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip or
- Letter of Employment or
- Latest EPF statement or
- Latest EA and BE Form
Fees & Charges
Interest Rate
8.88% - 17.5%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life without condition
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
8.88%
Features
New to the BSN G-Card Visa? Swipe at least 3 times within 30 days of approval, and 2,000 Happy Points land in your account as a welcome gift. From there, every RM1 you spend locally earns 1X Happy Point, and every RM1 overseas earns 2X points — all redeemable for gifts, vouchers, Enrich Miles or AirAsia Points.
Book your flights with the BSN G-Card Visa and you're automatically covered with complimentary travel insurance of up to RM100,000, plus inconvenience benefits if your trip doesn't go to plan.
Spend at selected BSN merchants and split your purchases into small, easy monthly instalments.
Consolidate all your other credit card balances into one card and enjoy attractive rates from 0%, with repayment terms stretching up to 48 months.
Never miss a due date again because BSN Autobilling settles your recurring bills automatically every month at zero service charge.