BSN-UUM Al-Aiman Mastercard Credit Card
Made for the UUM community, the BSN-UUM Al-Aiman Mastercard offers profit charges from 9.95% p.a., no annual fee for life and Happy Points rewards.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
UUM Community Only
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-month payslip; OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Fees & Charges
Profit Rate
9.95% - 17.5%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
9.95%
Features
Earn 1X Happy Point for every RM1 you spend locally, and double the points when you spend overseas. Cash in your accumulated Happy Points for great gifts and vouchers, from IT gadgets to air miles (Enrich Miles or AirAsia Points).
Get automatic travel takaful coverage of up to RM100,000 when you charge your full travel fares to the BSN-UUM Al-Aiman Gold Mastercard, or up to RM300,000 with the BSN-UUM Al-Aiman Platinum Mastercard.
Spend at selected BSN merchants and split your purchases into small, easy monthly instalments.
Consolidate all your other credit card balances into one card and enjoy attractive rates from 0%, with repayment terms stretching up to 48 months.
Spend less with a low profit charge from 9.95% p.a. on your BSN-UUM Al-Aiman Mastercard Credit Card-i.