BSN Visa Cash Back Credit Card
The BSN Visa Cash Back Credit Card rewards everyday spending with up to 5% cashback on groceries, dining and petrol, plus no annual fee for life.
Eligibility
Minimum Monthly Income
RM 4,000 (RM 48,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip or
- Letter of Employment or
- Latest EPF statement or
- Latest EA and BE Form
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life without condition
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn up to 5% cashback on your grocery run, a nice dinner, or filling up the tank, capped at RM15 per category each month. Everything else you spend locally earns 0.2% unlimited cashback, while overseas spending gets you 1% unlimited cashback. Do note that cashback doesn't apply to government-related transactions and other exclusions listed in the T&C.
Get Visa Platinum perks, including complimentary travel insurance of up to RM300,000 when you charge your full airfare to this card.
Earn up to 5% cashback on petrol filling, capped at RM15 per category per month.
Spend at selected BSN merchants and split your purchases into small, easy monthly instalments.
Consolidate all your other credit card balances into one card and enjoy attractive rates from 0%, with repayment terms stretching up to 48 months.