ICBC Visa Platinum
Built for higher spenders, this Platinum card lets you earn reward points in both Ringgit and Yuan, with no expiry date.
Eligibility
Minimum Monthly Income
RM 8,333 (RM 100,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides) or passport (if any)
- A copy of Chinese Citizen ID (both sides)
- A copy of the working permit for primary or supplementary card (if any)
- Latest 3-month salary slips / EA form / EPF statement
Fees & Charges
Interest Rate
13.5% - 17.5%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year and waived when you swipe at least 3 times a year for subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
13.5%
Features
Every Ringgit you charge to your ICBC credit card earns you 1 Bonus Point, and every RMB2 you spend earns you another. Rack up your points and redeem them for attractive rewards.
Travel with peace of mind — enjoy complimentary Global Travel and Purchase Protection wherever you go.