Best ICBC Credit Cards
Cards Worth Considering for UnionPay Users
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Earn points in MYR and CNYICBC Visa Platinum
ICBC Visa Platinum
- Min. Monthly Income
- RM 8,333 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Built for higher spenders, this Platinum card lets you earn reward points in both Ringgit and Yuan, with no expiry date.
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Dual-currency cardICBC Visa Gold
ICBC Visa Gold
- Min. Monthly Income
- RM 4,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Earn reward points whether you're spending in Ringgit or Yuan with this dual-currency card, ideal for cross-border transactions.
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Earn RMB Reward PointsICBC UnionPay Dual Currency Platinum
ICBC UnionPay Dual Currency Platinum
- Min. Monthly Income
- RM 8,333 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Access VIP airport lounges in China and save on travel costs with zero foreign exchange transaction fees on all Ringgit-to-Renminbi spending.
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Zero China forex feesICBC UnionPay Dual Currency Gold
ICBC UnionPay Dual Currency Gold
- Min. Monthly Income
- RM 4,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Shop like a local in mainland China. The ICBC UnionPay Gold credit card bills your Chinese transactions directly in Renminbi to avoid extra fees.
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Dual CNY and MYR billingICBC UnionPay Dual Currency Classic
ICBC UnionPay Dual Currency Classic
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Spend in Renminbi in China and Ringgit everywhere else. Keep your travel smooth and free from foreign conversion fees with dual-currency billing.
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Worldwide AcceptanceICBC Visa Classic
ICBC Visa Classic
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
An accessible entry-level card from ICBC that earns reward points whether you're spending in Ringgit or Yuan.