Contrary to what the traditional media has fed you, it’s not about how much you’re making, rather, it’s about how you manage it. And how you manage your money eventually turns into a habit. In simple words, if you find yourself with no savings and spending more than you earn, it is more than likely…
Education is important for the future and development of your child. As such, it is something that cannot be left out when saving for your child’s needs.
Worried that you won’t be able to afford the cost of education for your child with the current economic situation and the rising cost of living? Whether it’s locally or abroad, plan ahead for your child’s education with these saving options. A recent survey titled The Value of Education – an independent consumer research study into…
Having savings as a financial buffer for yourself is a crucial part of personal finance. It is the first and easiest step towards building your wealth before going into other personal finance components that are more complex such as investing, property (asset) management and building your own business (income).
We have all made impulse purchases at some point. If we learn to control impulse spending, we would have much more cash to spend on the things that we actually need. Below are habitual, money-wasting purchases that Malaysians should stop making.
Zakat is an obligation that must be fulfilled by all eligible Muslims. It must be paid annually by every Muslim whose total annual wealth meets nisab threshold or the minimum amount for a Muslim net worth to be obligated to give Zakat. If this is your first time paying Zakat, here’s a simple guide for…
You may be gainfully employed, but yet you live pay cheque to pay cheque. You may even be in a two income household where bot of you earn enough to put food on the table, and your two small children have everything they need, but some months you barely scrape by. And you’re always just…
Is it possible to even save RM10 these days, let alone RM800 in 30 days? Well, with the rising cost of living in Malaysia – especially in cities like Kuala Lumpur, Petaling Jaya, Penang and Johor Bahru – life can get pretty pricey. That’s why we’ve discovered 10 different ways to change your lifestyle and…
There have been many discussions about the rapid increase in cost for a wedding these days. Yet, not many people talk about, or are even aware of, how much a divorce would cost them. Keep yourself informed by reading on. Thankfully, it was reported that the divorce rates in Malaysia have improved by 12 per…
Angpow money is one of the “benefits” of Chinese New Year. Unfortunately, our angpow hauls shrink the older we become. RM100 just seems a lot less these days. But it doesn’t matter how much you get, why not spend it in a way that helps you save more money in the long run? Now that sounds like a…
