As the saying goes, “Christmas is a time of giving!” Sure, but that shouldn’t mean you should give and give till’ you go broke! Now, we all know Christmas means giving lots of gifts to your loved ones, having gatherings of breakfasts, lunches and dinners, getting new clothes for the whole family and more. Bah…
“Baby, I don’t need dollar bills to have fun tonight.” – Cheap Thrills, Sia
Having savings as a financial buffer for yourself is a crucial part of personal finance. It is the first and easiest step towards building your wealth before going into other personal finance components that are more complex such as investing, property (asset) management and building your own business (income).
Contrary to what the traditional media has fed you, it’s not about how much you’re making, rather, it’s about how you manage it. And how you manage your money eventually turns into a habit. In simple words, if you find yourself with no savings and spending more than you earn, it is more than likely…
For the past few years, minimalism has become a popular practice because of the benefits it has.
First lesson in ADULTING. If you’re about to graduate or have recently graduated, first of all – congratulations! Learning never really stops, but with that Diploma/Degree/Masters/PhD in hand, you are now academically qualified with a certification that will help you kick-start your career. But what does it take to be an adult? Is it paying…
These last couple of years have taught us a lot of things, one of which is that life can drastically change in the blink of an eye. And while you may not always be ready to face rainy days, being financially stable does make a difference.
Malaysia is going to celebrate its 66th anniversary of independence this year! To help you get in the patriotic mode, we have listed a few financial privileges only Malaysians get to enjoy in this article. Housing schemes for all income groups in Malaysia
