Best Balance Transfer Credit Cards in Malaysia
Compare Balance Transfer Cards from Malaysia's Top Banks
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Unlimited Cashback on All SpendHong Leong Essential Credit Card
Hong Leong Essential Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- RM 100
- Rewards Rate
- N/A
Everyday unlimited cashback with the Hong Leong Essential Card
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Enrich Miles & Priority Pass AccessHong Leong Infinite P Credit Card
Hong Leong Infinite P Credit Card
- Min. Monthly Income
- RM - / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Exclusive travel benefits with the Hong Leong Bank Infinite P Credit Card
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Convert points to milesAFFIN Visa Gold
AFFIN Visa Gold
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Earn 1X AFFIN Rewards Points on every retail purchase and convert them into air miles, with no annual fee for the first year.
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Cashback at BHPetrolAFFIN BHPetrol MasterCard
AFFIN BHPetrol MasterCard
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Up to 10% cashback at BHPetrol on weekends, 2% on weekdays, capped at RM50.
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2x points on travelBSN Platinum Credit Card
BSN Platinum Credit Card
- Min. Monthly Income
- RM 4,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
2x Happy Points on dining, golf, travel and overseas spend, with no annual fee for life.
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Happy Points rewardsBSN Gold Credit Card
BSN Gold Credit Card
- Min. Monthly Income
- RM 3,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Earn 1x Happy Point per RM1 locally, 2x on overseas spend, with no annual fee.
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Smart business cardPublic Bank Visa Commercial
Public Bank Visa Commercial
- Min. Monthly Income
- RM - / month
- Interest Rate
- 18% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Secure a controlled credit line for your Sdn Bhd or Listed company. Optimize cash flow and manage corporate spending with the Public Bank Visa Commercial.
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Unlimited 1.5% Cashback OverseasCIMB World MasterCard
CIMB World MasterCard
- Min. Monthly Income
- RM 7,500 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Cashback and golf privileges with the CIMB WORLD Mastercard
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Shariah entry cardBSN Al-Aiman Classic Credit Card
BSN Al-Aiman Classic Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
An Islamic entry-level card earning Happy Points on all spend, with no annual fee.
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5% cashbackBSN Visa Cash Back Credit Card
BSN Visa Cash Back Credit Card
- Min. Monthly Income
- RM 4,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
The BSN Visa Cash Back Credit Card rewards everyday spending with up to 5% cashback on groceries, dining and petrol, plus no annual fee for life.




