Alliance Islamic Bank

The CashVantage Financing-i by Alliance Islamic Bank, provides you the financial needs whether it's for personal or for business use with low monthly installments, flexible financing tenure and profit rate as low as 7.68%* p.a (flat rate basis). It is an unsecured Islamic Personal Financing to help meet your needs, and if you're on the lookout for debt consolidation, this can help you refinance up to 4 credit cards or personal financing loans into one monthly installment.

You can enjoy an annual rate of at least 7.68% per annum depending on your income level. There are no fees including processing fees or early settlement fees. However, if you fail to make prompt payments, you can be charged a late payment fee of 1% per annum on your outstanding amount. No guarantor or collateral is required. Malaysians and permanent residents working in Malaysia are eligible to apply. Malaysian citizens working in Singapore will also be considered. You must be at least 21 years old with a minimum monthly income of RM3,000 or RM36,000 per annum.

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