Apply For Alliance Bank Credit Card Online

Alliance Bank is a multinational bank with 60+ Branches. They offer 11 different Credit Cards, 2 Personal Loans and 1 Mortgage.Formed in 2001, Alliance Bank has emerged to be the Best SME Bank at the Asian Bank Excellence in Retail Financial Services International Awards in 2015. The bank is committed in providing unified financial services from investments, consumer banking, business banking solutions and Islamic banking in order to deliver the best customer banking experience.

List of the best Credit Cards by Alliance Bank Malaysia


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CardMinimum
Monthly Income
(RM)
Minimum
Annual Income
(RM)
Infinite5,00060,000
Platinum2,00024,000
Gold2,00024,000
Classic2,000
24,000
Basic2,000
24,000
You:nique2,000
24,000

[last updated: 8 Oct 2020]

Visa (RM)MasterCard (RM)
CardPrincipalSupplementaryPrincipalSupplementary
Infinite438waived--
Platinum120waived438waived
Gold1483014830
Classic 6820
6820
Basic2010--
You:nique--14830

CLICK HERE TO APPLY

Features & Benefits

  • earn 2X Timeless Bonus Points (TBP) that never expire
  • 2X faster reward redemption
  • you can design your own personalised card face
  • upload your own own image or choose from the You:nique image library
  • 1st year annual fee waived, subsequent years will be waived upon minimum spend of RM 5,000 or with 12 times swipe per year
  • automatic enrolment into the Alliance OneBank Rewards Program which allows you to earn TBP on all Alliance Bank financial products
  • TBP are awarded on retail spend only, excluding petrol and government agencies transactions

Eligibility

  • minimum annual income - RM 24,000
  • minimum age - 21 years old (principal)
  • minimum age - 18 years old (supplementary)

Fees & Charges

  • annual fee - RM 148 (principal), RM 30 (supplementary)
  • annual fee waiver - 1st year free, subsequent years will be waived upon minimum spend of RM 5,000 or 12 times swipe per year
  • cash advance fee - 5% or minimum RM 15, whichever higher
  • late payment charge - 1% or RM 10, whichever higher up to RM 100
  • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
  • finance charge on cash advance - 18% p.a. calculated on daily basis
  • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by MasterCard or Visa and shall include 1% forex conversion spread
Tier
Finance ChargeCondition
Tier 115% p.a.prompt minimum payment for the past 12 consecutive months
Tier 217% p.a.prompt minimum payment for 10 months or more in the past 12 consecutive months
Tier 318% p.a.cardmembers who do not fall within any of the above categories

Documents Required

CategoryDocuments to prepare
salaried
MNC
PLC

compulsory

  • copy of MyKad (front and back) or passport

one of the following

  • latest 1 month payslip
  • latest EA Form
  • latest EPF statement
  • latest Borang BE together with validated receipt of payment to LHDN
salaried
non-MNC
non-PLC

compulsory

  • copy of MyKad (front and back) or passport

one of the following

  • latest 3 months' payslip with supporting bank statements showing salary crediting amount
  • latest EPF statement
  • latest Borang BE together with validated receipt of payment to LHDN
self employed
(min 2 years
in business)

compulsory

  • copy of MyKad (front and back) or valid passport
  • copy of your business registration certificate or Form 9, 24, 49, Borang B/D

one of the following

  • latest EPF statement
  • latest 6 months' bank statements
  • latest Borang B/BE together with validated receipt of payment to LHDN

Reference

CLICK HERE TO APPLY

Features & Benefits

  • enjoy immediate low interest rate of 9% p.a. for the first 12 months
  • pay promptly and continue to enjoy the 9% p.a. interest rate on your credit card balance thereafter
  • you can design your own personalised card face
  • upload your own own image or choose from the You:nique image library
  • 1st year annual fee waived, subsequent years will be waived upon minimum spend of RM 5,000 or with 12 times swipe per year

Eligibility

  • minimum annual income - RM 24,000
  • minimum age - 21 years old (principal)
  • minimum age - 18 years old (supplementary)

Fees & Charges

  • annual fee - RM 148 (principal), RM 30 (supplementary)
  • annual fee waiver - 1st year free, subsequent years will be waived upon minimum spend of RM 5,000 or 12 times swipe per year
  • cash advance fee - 5% or minimum RM 15, whichever higher
  • late payment charge - 1% or RM 10, whichever higher up to RM 100
  • finance charge on retail purchases - 9% p.a. for the first year, continue to pay your minimum payment promptly for 12 consecutive months to maintain the interest rate at 9% p.a., or else revert to the tiered interest rate from 15% p.a. to 18% p.a.
  • finance charge on cash advance - 18% p.a. calculated on daily basis
  • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by MasterCard or Visa and shall include 1% forex conversion spread

Documents Required

CategoryDocuments to prepare
salaried
MNC
PLC

compulsory

  • copy of MyKad (front and back) or passport

one of the following

  • latest 1 month payslip
  • latest EA Form
  • latest EPF statement
  • latest Borang BE together with validated receipt of payment to LHDN
salaried
non-MNC
non-PLC

compulsory

  • copy of MyKad (front and back) or passport

one of the following

  • latest 3 months' payslip with supporting bank statements showing salary crediting amount
  • latest EPF statement
  • latest Borang BE together with validated receipt of payment to LHDN
self employed
(min 2 years
in business)

compulsory

  • copy of MyKad (front and back) or valid passport
  • copy of your business registration certificate or Form 9, 24, 49, Borang B/D

one of the following

  • latest EPF statement
  • latest 6 months' bank statements
  • latest Borang B/BE together with validated receipt of payment to LHDN

Reference

CLICK HERE TO APPLY

Features & Benefits

  • earn up to 3% unlimited cash rebates on all retail purchases
  • no restrictions on what, where or when to spend
  • you can design your own personalised card face
  • upload your own own image or choose from the You:nique image library
  • 1st year annual fee waived, subsequent years will be waived upon minimum spend of RM 5,000 or with 12 times swipe per year
Retail spend (RM)Cash back rates (%)
1,001 - 2,0001.20
2,001 - 3,0003.00
3,000 or more0.30

Eligibility

  • minimum annual income - RM 24,000
  • minimum age - 21 years old (principal)
  • minimum age - 18 years old (supplementary)

Fees & Charges

  • annual fee - RM 148 (principal), RM 30 (supplementary)
  • annual fee waiver - 1st year free, subsequent years will be waived upon minimum spend of RM 5,000 or 12 times swipe per year
  • cash advance fee - 5% or minimum RM 15, whichever higher
  • late payment charge - 1% or RM 10, whichever higher up to RM 100
  • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
  • finance charge on cash advance - 18% p.a. calculated on daily basis
  • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by MasterCard or Visa and shall include 1% forex conversion spread
Tier
Finance ChargeCondition
Tier 115% p.a.prompt minimum payment for the past 12 consecutive months
Tier 217% p.a.prompt minimum payment for 10 months or more in the past 12 consecutive months
Tier 318% p.a.cardmembers who do not fall within any of the above categories

Documents Required

CategoryDocuments to prepare
salaried
MNC
PLC

compulsory

  • copy of MyKad (front and back) or passport

one of the following

  • latest 1 month payslip
  • latest EA Form
  • latest EPF statement
  • latest Borang BE together with validated receipt of payment to LHDN
salaried
non-MNC
non-PLC

compulsory

  • copy of MyKad (front and back) or passport

one of the following

  • latest 3 months' payslip with supporting bank statements showing salary crediting amount
  • latest EPF statement
  • latest Borang BE together with validated receipt of payment to LHDN
self employed
(min 2 years
in business)

compulsory

  • copy of MyKad (front and back) or valid passport
  • copy of your business registration certificate or Form 9, 24, 49, Borang B/D

one of the following

  • latest EPF statement
  • latest 6 months' bank statements
  • latest Borang B/BE together with validated receipt of payment to LHDN

Reference

CLICK HERE TO APPLY

Features & Benefits

For Every RM1 Spent, you get to earn:

  • 8X TBP Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
  • 8X TBP eWallet Top-Up (TnGO, Grab Pay, WeChat Pay, Boost, etc)
  • 5X TBP Groceries
  • 5X TBP Overseas Transactions 
  • 1x TBP Contactless, Dining, Entertainment, Auto-Billing, Other Local Retail 
  • 0% FPP 3 months for All Flight Purchases, Hotel Bookings & Overseas Spends 

Timeless Bonus Point (TBP) comes with no expiry date, which allows you to redeem attractive gifts i.e. vouchers, items, airlines miles and many more!

    Eligibility

    • minimum annual income - RM 60,000
    • minimum age for principal cardmember - 21 years old
    • minimum age for supplementary cardmember - 18 years old
    • supplementary cardmember must be immediate family members

    Fees & Charges

    • annual fee - RM 438 (principal), waived for supplementary
    • annual fee waiver - 1st year waived, subsequent years waived upon a minimum spend of RM 12,000 per year
    • cash advance fee - 5% or minimum RM 15, whichever higher
    • late payment charge - 1% or RM 10, whichever higher up to RM 100
    • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
    • finance charge on cash advance - 18% p.a. calculated on daily basis
    • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
    Tier
    Finance ChargeCondition
    Tier 115% p.a.prompt minimum payment for the past 12 consecutive months
    Tier 217% p.a.prompt minimum payment for 10 months or more in the past 12 consecutive months
    Tier 318% p.a.cardmembers who do not fall within any of the above categories

    Documents Required

    CategoryDocuments to prepare
    salaried
    MNC
    PLC

    compulsory

    • copy of MyKad (front and back) or passport

    one of the following

    • latest 1 month payslip
    • latest EA Form
    • latest EPF statement
    • latest Borang BE together with official tax receipt or bank-in slip
    salaried
    non-MNC
    non-PLC

    compulsory

    • copy of MyKad (front and back) or passport
    • latest 3 months' payslip

    one of the following

    • latest 3 months' bank statement showing salary crediting amount or latest EPF statement
    • latest Borang BE together with official tax receipt or bank-in slip
    self employed
    (min 2 years
    in business)

    compulsory

    • copy of MyKad (front and back) or valid passport
    • copy of your business registration form and Form D or Form 9, 24, 49

    one of the following

    • latest EPF statement, dated less than 3 months old with listing of at least 6 monthly contributions
    • latest 6 months' bank statements
    • tax return form with tax receipt

    * non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

    * the bank may request for any additional documents at its discretion

    Reference

    CLICK HERE TO APPLY

    Features & Benefits

    • earn 3X Timeless Bonus Points on overseas retail spend
    • earn 1X Timeless Bonus Points on domestic retail spend
    • Timeless Bonus Points (TBP) do not expire
    • 1st year annual fee waived
    • redeem 1000 Enrich Miles with 6000 TBP
    • redeem 1000 BIG Points with 3000 TBP
    • enjoy exclusive privileges and discounts at participating merchants
    • get 0% p.a. Instalment Payment Plan at participating merchants
    • dedicated customer service hotline assistance
    • no lost card liability upon reporting
    • worldwide recognition and acceptance
    • cash advance withdrawal up to 100% of your credit limit
    • 20-days profit-rate free period

    Eligibility

    • minimum annual income - RM 60,000 p.a.
    • minimum age - 21 years old (principal), 18 years old (supplementary)
    • supplementary cards are for immediate family members only

    Fees & Charges

    • annual fee - RM438 (principal), free (supplementary)
    • annual fee waiver - 1st year free, subsequent years waived upon minimum RM 5,000 spend or 12 swipes in a year
    • cash advance fee - 5% or minimum RM 15, whichever higher
    • late payment charge - 1% or RM 10, whichever higher up to RM 100
    • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
    • finance charge on cash advance - 18% p.a. calculated on daily basis
    • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by MasterCard and shall include 1% forex conversion spread
    Tier
    Finance ChargeCondition
    Tier 115% p.a.prompt minimum payment for the past 12 consecutive months
    Tier 217% p.a.prompt minimum payment for 10 months or more in the past 12 consecutive months
    Tier 318% p.a.cardmembers who do not fall within any of the above categories

    Documents Required

    CategoryDocuments to prepare
    salaried
    MNC
    PLC

    compulsory

    • copy of MyKad (front and back) or passport

    one of the following

    • latest 1 month payslip
    • latest EA Form
    • latest EPF statement
    • latest Borang BE together with official tax receipt or bank-in slip
    salaried
    non-MNC
    non-PLC

    compulsory

    • copy of MyKad (front and back) or passport
    • latest 3 months' payslip

    one of the following

    • latest 3 months' bank statement showing salary crediting amount or latest EPF statement
    • latest Borang BE together with official tax receipt or bank-in slip
    self employed
    (min 2 years
    in business)

    compulsory

    • copy of MyKad (front and back) or valid passport
    • copy of your business registration form and Form D or Form 9, 24, 49

    one of the following

    • latest EPF statement, dated less than 3 months old with listing of at least 6 monthly contributions
    • latest 6 months' bank statements
    • tax return form with tax receipt

    * non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

    * the bank may request for any additional documents at its discretion

    Reference

    CLICK HERE TO APPLY

    Features & Benefits

    For Every RM1 Spent, earn:

    • 8X Timeless Bonus Point (TBP) Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
    • 8X TBP eWallet Top-Up (TnGO, Grab Pay, WeChat Pay, Boost, etc)
    • 3X TBP Overseas Transactions
    • 1x TBP Contactless, Dining, Entertainment, Auto-Billing, Other Local Retail

    Timeless Bonus Point (TBP) comes with no expiry date, which allows you to redeem attractive gifts i.e. vouchers, items, airlines miles and many more!

      Eligibility

      • minimum annual income - RM 24,000 p.a.
      • minimum age - 21 years old (principal), 18 years old (supplementary)
      • supplementary cards are for immediate family members only

      Fees & Charges

      • annual fee - RM120 (principal), waived (supplementary)
      • annual fee waiver - 1st year waived, subsequent years waived upon minimum 12X swipe in a year
      • cash advance fee - 5% or minimum RM 15, whichever higher
      • late payment charge - 1% or RM 10, whichever higher up to RM 100
      • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
      • finance charge on cash advance - 18% p.a. calculated on daily basis
      • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
      Tier
      Finance ChargeCondition
      Tier 115% p.a.prompt minimum payment for the past 12 consecutive months
      Tier 217% p.a.prompt minimum payment for 10 months or more in the past 12 consecutive months
      Tier 318% p.a.cardmembers who do not fall within any of the above categories

      Documents Required

      CategoryDocuments to prepare
      salaried
      MNC
      PLC

      compulsory

      • copy of MyKad (front and back) or passport

      one of the following

      • latest 1 month payslip
      • latest EA Form
      • latest EPF statement
      • latest Borang BE together with official tax receipt or bank-in slip
      salaried
      non-MNC
      non-PLC

      compulsory

      • copy of MyKad (front and back) or passport
      • latest 3 months' payslip

      one of the following

      • latest 3 months' bank statement showing salary crediting amount or latest EPF statement
      • latest Borang BE together with official tax receipt or bank-in slip
      self employed
      (min 2 years
      in business)

      compulsory

      • copy of MyKad (front and back) or valid passport
      • copy of your business registration form and Form D or Form 9, 24, 49

      one of the following

      • latest EPF statement, dated less than 3 months old with listing of at least 6 monthly contributions
      • latest 6 months' bank statements
      • tax return form with tax receipt

      * non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

      * the bank may request for any additional documents at its discretion

      Reference

      CLICK HERE TO APPLY

      Features & Benefits

      • earn 2X Timeless Bonus Points on overseas spend
      • earn 1X Timeless Bonus Points on domestic spend
      • Timeless Bonus Points (TBP) do not expire
      • 1st year annual fee waiver
      • redeem 1000 Enrich Miles with 6000 TBP
      • redeem 1000 BIG Points with 3000 TBP
      • enjoy exclusive privileges and discounts at participating merchants
      • 0% Instalment Payment Plan at participating merchants
      • customer service hotline assistance
      • no lost card liability upon reporting
      • worldwide recognition and acceptance
      • withdraw cash advance up to 100% of your credit limit
      • 20-days profit rate free period

      Eligibility

      • minimum annual income - RM 24,000 p.a.
      • minimum age - 21 years old (principal), 18 years old (supplementary)
      • supplementary card is only for immediate family members only

      Fees & Charges

      • annual fee - RM 148 (principal), RM 30 (supplementary)
      • annual fee waiver - 1st year free, subsequent years waived upon minimum RM 5,000 spend or 12 swipes in a year
      • cash advance fee - 5% or minimum RM 15, whichever higher
      • late payment charge - 1% or RM 10, whichever higher up to RM 100
      • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
      • finance charge on cash advance - 18% p.a. calculated on daily basis
      • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by MasterCard and shall include 1% forex conversion spread
      Tier
      Finance ChargeCondition
      Tier 115% p.a.prompt minimum payment for the past 12 consecutive months
      Tier 217% p.a.prompt minimum payment for 10 months or more in the past 12 consecutive months
      Tier 318% p.a.cardmembers who do not fall within any of the above categories

      Documents Required

      CategoryDocuments to prepare
      salaried
      MNC
      PLC

      compulsory

      • copy of MyKad (front and back) or passport

      one of the following

      • latest 1 month payslip
      • latest EA Form
      • latest EPF statement
      • latest Borang BE together with official tax receipt or bank-in slip
      salaried
      non-MNC
      non-PLC

      compulsory

      • copy of MyKad (front and back) or passport
      • latest 3 months' payslip

      one of the following

      • latest 3 months' bank statement showing salary crediting amount or latest EPF statement
      • latest Borang BE together with official tax receipt or bank-in slip
      self employed
      (min 2 years
      in business)

      compulsory

      • copy of MyKad (front and back) or valid passport
      • copy of your business registration form and Form D or Form 9, 24, 49

      one of the following

      • latest EPF statement, dated less than 3 months old with listing of at least 6 monthly contributions
      • latest 6 months' bank statements
      • tax return form with tax receipt

      * non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

      * the bank may request for any additional documents at its discretion

      Reference

      CLICK HERE TO APPLY

      Features & Benefits

      • earn 2X Timeless Bonus Points on overseas spend
      • earn 1X Timeless Bonus Points on domestic spend
      • Timeless Bonus Points (TBP) do not expire
      • 1st year annual fee waiver
      • redeem 1000 Enrich Miles with 6000 TBP
      • redeem 1000 BIG Points with 3000 TBP
      • enjoy exclusive privileges and discounts at participating merchants
      • 0% Instalment Payment Plan at participating merchants
      • customer service hotline assistance
      • no lost card liability upon reporting
      • worldwide recognition and acceptance
      • withdraw cash advance up to 100% of your credit limit
      • 20-days profit rate free period

      Eligibility

      • minimum annual income - RM 24,000 p.a.
      • minimum age - 21 years old (principal), 18 years old (supplementary)
      • supplementary card is only for immediate family members only

      Fees & Charges

      • annual fee - RM 148 (principal), RM 30 (supplementary)
      • annual fee waiver - 1st year free, subsequent years waived upon minimum RM 5,000 spend or 12 swipes in a year
      • cash advance fee - 5% or minimum RM 15, whichever higher
      • late payment charge - 1% or RM 10, whichever higher up to RM 100
      • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
      • finance charge on cash advance - 18% p.a. calculated on daily basis
      • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
      Tier
      Finance ChargeCondition
      Tier 115% p.a.prompt minimum payment for the past 12 consecutive months
      Tier 217% p.a.prompt minimum payment for 10 months or more in the past 12 consecutive months
      Tier 318% p.a.cardmembers who do not fall within any of the above categories

      Documents Required

      CategoryDocuments to prepare
      salaried
      MNC
      PLC

      compulsory

      • copy of MyKad (front and back) or passport

      one of the following

      • latest 1 month payslip
      • latest EA Form
      • latest EPF statement
      • latest Borang BE together with official tax receipt or bank-in slip
      salaried
      non-MNC
      non-PLC

      compulsory

      • copy of MyKad (front and back) or passport
      • latest 3 months' payslip

      one of the following

      • latest 3 months' bank statement showing salary crediting amount or latest EPF statement
      • latest Borang BE together with official tax receipt or bank-in slip
      self employed
      (min 2 years
      in business)

      compulsory

      • copy of MyKad (front and back) or valid passport
      • copy of your business registration form and Form D or Form 9, 24, 49

      one of the following

      • latest EPF statement, dated less than 3 months old with listing of at least 6 monthly contributions
      • latest 6 months' bank statements
      • tax return form with tax receipt

      * non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

      * the bank may request for any additional documents at its discretion

      Reference

      Alliance Bank is a Malaysian bank that offers end-to-end financing solutions for its customers such as credit cards and personal loans. 

      They also provide other services to its users through its several subsidiaries such as investments and Islamic banking.

      Formed in 2001, Alliance Bank has emerged to be the Best SME Bank at the Asian Bank Excellence in Retail Financial Services International Awards in 2015. 

      The bank is committed in providing unified financial services from investments, consumer banking, business banking solutions and Islamic banking in order to deliver the best customer banking experience.

      In 2001, the Alliance Banking Group, also known as the Alliance Financial Group, was formed after a successful merger of seven financial institutions. 

      Merged entities were introduced to the public as the Alliance Banking Group which constitutes:

      • Alliance Bank Malaysia Berhad or the Alliance Bank
      • Alliance Unit Trust Management Berhad
      • Alliance Merchant Bank Berhad
      • Alliance Finance Berhad

      This dynamic and integrated financial services group offers an end-to-end financing solution through various segments such as:

      • Business Banking
      • Consumer Banking
      • Investment Banking
      • Islamic Banking

      They continue to grow and expand by providing a wide range of financial products and services which include credit cards, personal loans, home loans, hire purchase and more!

      The You:nique Credit Card lets you personalise your very own card face. You also get to choose your preferred card feature, whether it's Rebates, Rates or Rewards. Applicants get the rare opportunity to customize your card face by uploading your own image so that you can relive that joyful memory or unforgettable moment in time. Alternatively, you could also choose from any one of the designs from the image library.

      Kindly follow the following steps:

      1. Select "Click here to personalise now"
      2. Upload your own image or select one from the image library
      3. Submit your contact details
      4. Download and complete the credit card application form
      5. Email the completed credit card application form and supporting documents to the officer in charge from Alliance Bank 

      Yes. Kindly follow the following steps:

      1. Select "Click here to personalise now"
      2. Upload your own image or select one from the image library
      3. Submit the supplementary cardmember's contact details
      4. Download and complete the credit card application form (also fill out the "supplementary applicant card details" section)
      5. Email the completed credit card application form and supporting documents to the officer in charge from Alliance Bank 

      Yes, your principal card will be charged RM 50 for each time you replace a new image.

      After 60 days of the first image approved. Thereafter, you could change it as many times as you like as long as there is a minimum of 60 days interval between the changes. 

      You'll be charged a replacement fee of RM 50 each time, directly to your principal card.

      Image guidelines

      1. Maximum allowable image size: 2MB
      2. Image format: JPEG
      3. Minimum image resolution: 1020 x 660 pixels

      Alliance Bank reserves the right to decline any image that contains the following:

      • All obscene or indecent content
      • All copyrighted images
      • All political symbols or messages
      • All culturally or socially insensitive images
      • Images that are anti-social behaviours
      • Images of famous celebrities or public personalities
      • Text or images that might result in card acceptance confusion by merchants
      • Text or images that might compromise data security
      • Any content that might infringe, denigrate or dilute the Alliance Bank and Alliance Financial Group brands, the MasterCard brand and its sponsorship properties.