[last updated: 21 October 2021]

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Features & Benefits

For Every RM1 Spent, you get to earn:

• 8X TBP Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
• 8X TBP eWallet Top-Up¹ (TnGO, Grab Pay, WeChat Pay, Boost, etc)
• 5X TBP Groceries
• 5X TBP Overseas Transactions 
• 5X TBP Dining2 
• 1X TBP Contactless, Entertainment, Auto-Billing, Other Local Retail 0% FPP 3 months for All Flight Purchases, Hotel Bookings & Overseas Spends 
  1. Any spent amount above RM3,000 on each statement cycle for eWallet top-up, you will earn 1X TBP for every RM1 transaction
  2. TBP multiplier for “Dinner Category” is now 5X TBP.               

Timeless Bonus Point (TBP) comes with no expiry date, which allows you to redeem attractive gifts i.e. vouchers, items, airlines miles and many more!

Eligibility

• minimum annual income - RM 60,000
• minimum age for principal cardmember - 21 years old
• minimum age for supplementary cardmember - 18 years old
• supplementary cardmember must be immediate family members

Fees & Charges

• annual fee - RM 438 (principal), waived for supplementary
• annual fee waiver - 1st year waived, subsequent years waived upon a minimum spend of RM 12,000 per year
• cash advance fee - 5% or minimum RM 15, whichever higher
• late payment charge - 1% or RM 10, whichever higher up to RM 100
• finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
• finance charge on cash advance - 18% p.a. calculated on daily basis
• overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread

Documents Required

* non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

* the bank may request for any additional documents at its discretion

Reference

• Alliance Bank Visa Infinite Card Product Disclosure Sheet

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Features & Benefits

• 2 Complimentary e-hailing rides to airport worth RM80 per ride (applicable to local & overseas ride) i.e. via Grab, Uber, EasyBook, SOCAR with minimum spend RM120,000 p.a.
• 0% Balance Transfer for 6/12 months
• 0% for Fast Cash 6 months

Eligibility

• minimum annual income - RM 48,000
• minimum age for principal cardmember - 21 years old
• minimum age for supplementary cardmember - 18 years old

Fees & Charges

• annual fee - RM 148 (principal), waived for supplementary
• annual fee waiver - 1st year waived, subsequent years waived upon a minimum spend of RM 12,000 per year
• late payment charge - 1% or RM 10, whichever higher up to RM 100
• Interest rate - 15%
• 0% Balance Transfer for 6/12 months
• 0% for Fast Cash 6 months

Documents Required

* non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

* the bank may request for any additional documents at its discretion

Reference

• Alliance Bank Credit Card Product Disclosure Sheet

CLICK HERE TO APPLY

Features & Benefits

For Every RM1 Spent, earn:

• 8X Timeless Bonus Point (TBP) Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
• 8X TBP eWallet Top-Up1  (TnGO, Grab Pay, WeChat Pay, Boost, etc)
• 3X TBP Overseas Transactions
• 3X TBP Dining2 
• 1X TBP Contactless, Entertainment, Auto-Billing, Other Local Retail
  1. Any spent amount above RM3,000 on each statement cycle for eWallet top-up, you will earn 1X TBP for every RM1 transaction
  2. TBP multiplier for “Dinner Category” is now 5X TBP.               

Timeless Bonus Point (TBP) comes with no expiry date, which allows you to redeem attractive gifts i.e. vouchers, items, airlines miles and many more!

Eligibility

• minimum annual income - RM 24,000 p.a.
• minimum age - 21 years old (principal), 18 years old (supplementary)
• supplementary cards are for immediate family members only

Fees & Charges

• annual fee - RM120 (principal), waived (supplementary)
• annual fee waiver - 1st year waived, subsequent years waived upon minimum 12X swipe in a year
• cash advance fee - 5% or minimum RM 15, whichever higher
• late payment charge - 1% or RM 10, whichever higher up to RM 100
• finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
• finance charge on cash advance - 18% p.a. calculated on daily basis
• overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread

Documents Required

* non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

* the bank may request for any additional documents at its discretion

Reference

• Alliance Bank Platinum Visa Product Disclosure Sheet

Alliance Bank is a Malaysian bank that offers end-to-end financing solutions for its customers such as credit cards and personal loans. 

They also provide other services to its users through its several subsidiaries such as investments and Islamic banking.

Formed in 2001, Alliance Bank has emerged to be the Best SME Bank at the Asian Bank Excellence in Retail Financial Services International Awards in 2015. 

The bank is committed in providing unified financial services from investments, consumer banking, business banking solutions and Islamic banking in order to deliver the best customer banking experience.

In 2001, the Alliance Banking Group, also known as the Alliance Financial Group, was formed after a successful merger of seven financial institutions. 

Merged entities were introduced to the public as the Alliance Banking Group which constitutes:

• Alliance Bank Malaysia Berhad or the Alliance Bank
• Alliance Unit Trust Management Berhad
• Alliance Merchant Bank Berhad
• Alliance Finance Berhad

This dynamic and integrated financial services group offers an end-to-end financing solution through various segments such as:

• Business Banking
• Consumer Banking
• Investment Banking
• Islamic Banking

They continue to grow and expand by providing a wide range of financial products and services which include credit cards, personal loans, home loans, hire purchase and more!