Apply For Alliance Bank Credit Card Online

Alliance Bank is a multinational bank with 60+ Branches. They offer a variety of Credit Cards, Personal Loans and Mortgage facilities. Formed in 2001, Alliance Bank has emerged to be the Best SME Bank at the Asian Bank Excellence in Retail Financial Services International Awards in 2015. The bank is committed in providing unified financial services from investments, consumer banking, business banking solutions and Islamic banking in order to deliver the best customer banking experience. Read more Show less

List of the best Credit Cards by Alliance Bank Malaysia


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Card Minimum
Monthly Income
(RM)
Minimum
Annual Income
(RM)
Infinite 5,000 60,000
Platinum 2,000 24,000

[last updated: 30 July 2021]

Visa (RM) MasterCard (RM)
Card Principal Supplementary Principal Supplementary
Infinite 438 waived - -
Platinum 120 waived 438 waived

CLICK HERE TO APPLY

Features & Benefits

For Every RM1 Spent, you get to earn:

  • 8X TBP Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
  • 8X TBP eWallet Top-Up (TnGO, Grab Pay, WeChat Pay, Boost, etc)
  • 5X TBP Groceries
  • 5X TBP Overseas Transactions 
  • 1x TBP Contactless, Dining, Entertainment, Auto-Billing, Other Local Retail 
  • 0% FPP 3 months for All Flight Purchases, Hotel Bookings & Overseas Spends 

Timeless Bonus Point (TBP) comes with no expiry date, which allows you to redeem attractive gifts i.e. vouchers, items, airlines miles and many more!

Eligibility

  • minimum annual income - RM 60,000
  • minimum age for principal cardmember - 21 years old
  • minimum age for supplementary cardmember - 18 years old
  • supplementary cardmember must be immediate family members

Fees & Charges

  • annual fee - RM 438 (principal), waived for supplementary
  • annual fee waiver - 1st year waived, subsequent years waived upon a minimum spend of RM 12,000 per year
  • cash advance fee - 5% or minimum RM 15, whichever higher
  • late payment charge - 1% or RM 10, whichever higher up to RM 100
  • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
  • finance charge on cash advance - 18% p.a. calculated on daily basis
  • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
Tier
Finance Charge Condition
Tier 1 15% p.a. prompt minimum payment for the past 12 consecutive months
Tier 2 17% p.a. prompt minimum payment for 10 months or more in the past 12 consecutive months
Tier 3 18% p.a. cardmembers who do not fall within any of the above categories

Documents Required

Category Documents to prepare
salaried
MNC
PLC

compulsory

  • Copy of MyKad (both sides) or a copy of a valid passport

one of the following

  • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
  • Latest 1 month payslip
salaried
non-MNC
non-PLC

compulsory

  • Copy of MyKad (both sides) or a copy of a valid passport 

one of the following

  • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
  • latest Borang BE together with official tax receipt or bank-in slip
self employed
(min 2 years
in business)

compulsory

  • Copy of MyKad (both sides) or a copy of a valid passport 
  • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 

one of the following

  • Latest 6 months' bank statements
  • Latest 1 Year Borang B and Tax receipt/e-Ledger

* non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

* the bank may request for any additional documents at its discretion

Reference

CLICK HERE TO APPLY

Features & Benefits

For Every RM1 Spent, earn:

  • 8X Timeless Bonus Point (TBP) Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
  • 8X TBP eWallet Top-Up (TnGO, Grab Pay, WeChat Pay, Boost, etc)
  • 3X TBP Overseas Transactions
  • 1x TBP Contactless, Dining, Entertainment, Auto-Billing, Other Local Retail

Timeless Bonus Point (TBP) comes with no expiry date, which allows you to redeem attractive gifts i.e. vouchers, items, airlines miles and many more!

Eligibility

  • minimum annual income - RM 24,000 p.a.
  • minimum age - 21 years old (principal), 18 years old (supplementary)
  • supplementary cards are for immediate family members only

Fees & Charges

  • annual fee - RM120 (principal), waived (supplementary)
  • annual fee waiver - 1st year waived, subsequent years waived upon minimum 12X swipe in a year
  • cash advance fee - 5% or minimum RM 15, whichever higher
  • late payment charge - 1% or RM 10, whichever higher up to RM 100
  • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
  • finance charge on cash advance - 18% p.a. calculated on daily basis
  • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
Tier
Finance Charge Condition
Tier 1 15% p.a. prompt minimum payment for the past 12 consecutive months
Tier 2 17% p.a. prompt minimum payment for 10 months or more in the past 12 consecutive months
Tier 3 18% p.a. cardmembers who do not fall within any of the above categories

Documents Required

Category Documents to prepare
salaried
MNC
PLC

compulsory

  • Copy of MyKad (both sides) or a copy of a valid passport

one of the following

  • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
  • Latest 1 month payslip
salaried
non-MNC
non-PLC

compulsory

  • Copy of MyKad (both sides) or a copy of a valid passport 

one of the following

  • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
  • latest Borang BE together with official tax receipt or bank-in slip
self employed
(min 2 years
in business)

compulsory

  • Copy of MyKad (both sides) or a copy of a valid passport 
  • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 

one of the following

  • Latest 6 months' bank statements
  • Latest 1 Year Borang B and Tax receipt/e-Ledger

* non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

* the bank may request for any additional documents at its discretion

Reference

Alliance Bank is a Malaysian bank that offers end-to-end financing solutions for its customers such as credit cards and personal loans. 

They also provide other services to its users through its several subsidiaries such as investments and Islamic banking.

Formed in 2001, Alliance Bank has emerged to be the Best SME Bank at the Asian Bank Excellence in Retail Financial Services International Awards in 2015. 

The bank is committed in providing unified financial services from investments, consumer banking, business banking solutions and Islamic banking in order to deliver the best customer banking experience.

In 2001, the Alliance Banking Group, also known as the Alliance Financial Group, was formed after a successful merger of seven financial institutions. 

Merged entities were introduced to the public as the Alliance Banking Group which constitutes:

  • Alliance Bank Malaysia Berhad or the Alliance Bank
  • Alliance Unit Trust Management Berhad
  • Alliance Merchant Bank Berhad
  • Alliance Finance Berhad

This dynamic and integrated financial services group offers an end-to-end financing solution through various segments such as:

  • Business Banking
  • Consumer Banking
  • Investment Banking
  • Islamic Banking

They continue to grow and expand by providing a wide range of financial products and services which include credit cards, personal loans, home loans, hire purchase and more!

You can easily apply for this credit card directly on our website. Fill up all the required information needed and we will help process the application for you. If you're having a trouble while applying, drop us a text or call us at +6012-385 0211. Our customer service will be able to help you with your worries.

  • Minimum monthly income is RM2,000 for Alliance Bank Platinum Visa.
  • Minimum monthly income is RM5,000 for Alliance Bank Visa Infinite Card.
  • Minimum age requirement which is 21 years old and above and 18 years old and above for a supplementary card. 
  • Earn Timeless Bonus Points (TBP) with no expiry date for every RM1 spent 
    • 8 x TBP on Online Transactions (Lazada, Shopee, Zalora, etc) 
    • 8 x TBP on e-Wallet Top-Up (TnGo, GrabPay, Boost, etc) 
      • 5 x TBP on Groceries •3 x TBP on Overseas Transactions 
      • 1 x TBP on Contactless, Dining, Entertainment, Auto-Billing and others Local Retail 
      • 0% FPP for 3 months (Applicable for All flights ticket Purchases, Hotel Bookings & Oversea spend)
    • Earn Timeless Bonus Points (TBP) with no expiry date for every RM1 spent 
      • 8 x TBP on Online Transactions (Lazada, Shopee, Zalora, etc) 
      • 8 x TBP on e-Wallet Top-Up (TnGo, GrabPay, Boost, etc) 
      • 3 x TBP on Overseas Transactions 
      •  1x TBP on Contactless, Dining, Entertainment, Auto-Billing and others Local Retail