Apply For RHB Credit Cards Online

RHB Bank Berhad is the fourth largest fully integrated financial services group in Malaysia.

Established in 1997 from the merger of two banks to create Malaysia's third largest financial services group. RHB Bank Berhad now has 210 branches in Malaysia with 196 RHB conventional bank branches and 14 RHB Islamic branches. RHB also has 19 branches overseas in countries such as Singapore, Indonesia and Brunei. RHB offers customers various banking services such as credit cards, personal loans, Islamic banking, wealth management and more.

List of the best Credit Cards by RHB Malaysia

RHB Bank is a local, Islamic bank with 190+ Branches. They offer 7 different Credit Cards, 2 Personal Loans and 2 Mortgages.

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RHB Credit CardMin. annual
income required
Minimum
credit limit
Maximum
credit limit
RHB Premier Visa Infinitepls refer below*RM 50,000RM 500,000
RHB Visa InfiniteRM 150,000RM 4,000RM 500,000
RHB Visa SignatureRM 80,000RM 4,000RM 500,000
RHB World MasterCardRM 80,000RM 4,000RM 500,000
RHB Islamic World MasterCardRM 80,000RM 4,000RM 500,000
RHB Cash BackRM 24,000RM 4,000RM 300,000
MyEG-RHB Credit CardRM 24,000RM 4,000RM 100,000
*To be eligible for RHB Premier, you will need to maintain a minimum of RM200,000 in deposit, investment or Bancaassurance AND minimum RM10,000 maintained in current account or saving account


OR 

maintain a minimum of RM1,000,000 of home financing facility and a minimum RM10,000 in investment or Bancaassurance AND minimum RM10,000 maintained in current account or saving account

Card typePrincipal
Card
Annual Fee
Supplementary
Card
Annual Fee

RHB Premier Visa Infinite
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RHB Visa Infinite
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RHB Visa Signature
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RHB World MasterCard
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RHB Islamic World MasterCard
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RHB Cash Back
RM 70waived
MyEG-RHB Credit Card
RM 88waived

CLICK HERE TO APPLY


Now you can enjoy up to 6% Cash Back whenever you travel, fill petrol and dine. 

Explore the world and start enjoying flying, golfing and dining privileges.

Features & Benefits

  • earn up to 6% cash back
  • 5X complimentary access to selected Plaza Premium Lounges / Aerotel in Malaysia
  • get 25% off the walk-in rates from the 6th visit onwards to lounges in Malaysia
  • 25% discount at all Plaza Premium Lounges in Malaysia for all accompanying guests
  • 20% discount at Plaza Premium Lounges all around the world except Shanghai & Beijing
  • ZERO annual fees
  • minimum credit limit - RM4,000
  • maximum credit limit - RM500,000

Eligibility

  • minimum income - RM80,000/annum or RM6,666,67/month
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

  • interest rate - 15% p.a. (provided you have made prompt payment for the past 12 consecutive months)
  • principal card annual fee - waived for life
  • supplementary card annual fee - free
  • cash advance interest rate - 18% p.a. calculated on a daily basis
  • cash advance fee - 5% on the cash amount withdrawn or minimum RM15, whichever is higher
  • balance transfer rate - 4% p.a.
  • Credit Shield-i contribution - RM0.55 for every RM1000 outstanding balance
  • minimum monthly payment - RM50 or 5% of the total outstanding balance, whichever is higher
  • late payment fee - RM10 or 1% of the unpaid outstanding balance, whichever is higher, capped at RM100
  • over limit charge - RM50
  • annual card service tax - RM25

Cash Back Tiers

  • monthly total spend RM1,000 - RM2,499
    • overseas spend 0.5%
    • petrol 1%
    • travel 1%
    • dining 1%
    • others 0.2%
  • monthly total spend RM2,500 - RM3,499
    • overseas spend 1%
    • petrol 2%
    • travel 2%
    • dining 2%
    • others 0.2%
  • monthly total spend RM3,500 and above
    • overseas spend 2%
    • petrol 6%
    • travel 6%
    • dining 6%
    • others 0.2%
  • monthly cash back capping
    • overseas spend RM100
    • petrol RM30
    • travel RM30
    • dining RM30
    • others unlimited
  • cashback excludes cash advance, charity, government and overseas petrol transactions

CLICK HERE TO APPLY

5X Reward Points when you spend overseas, complimentary golfing green fees and travel in comfort with access to premium lounges. 

This is Infinite luxuries for any occasion.

Features & Benefits

  • 5X reward points for all your overseas purchases
  • 1X reward points for all your local purchases
  • earn non-expiring reward points
  • ZERO annual fees for lifetime
  • unlimited complimentary access to Plaza Premium Lounges in Malaysia and Singapore Changi Airport (for the first 1,000 per month)
  • 25% discount for accompanying guests at all Plaza Premium Lounges in Malaysia
  • 20% discount at all Plaza Premium Lounges worldwide
  • redeem 500 Enrich Miles with just 4,000 reward points, redeemable for all miles from over 40 major airlines and airline vouchers
  • enjoy complimentary tee off at selected golf courses around Malaysia, T&C apply
  • Visa International Concierge Service
  • travel insurance coverage of up to RM2,000,000
  • minimum credit limit - RM4,000
  • maximum credit limit - RM500,000

Eligibility

  • minimum income - RM150,000 per annum
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

  • interest rates - 15% p.a.
  • balance transfer rate - 4%
  • late payment fee - RM10 or 1 % of the outstanding balance, whichever is higher, up to RM100 maximum
  • card annual fee - waived for life

CLICK HERE TO APPLY

Explore the world with credit card that puts you first. 

Earn 8X Reward Points when you spend overseas, take pleasure in golfing benefits and enjoy a lifetime of no annual fees. 

With RHB Premier Visa Infinite Credit Card, you can indulge in endless luxuries and experience travel comfort reserved only for the elite.

Features & Benefits 

  • a dedicated Bank Relationship Manager for you
  • exclusive privileges and invites to selected private events such as market outlook talks, property previews, fine dining, jewelry exhibitions and networking events
  • travel privileges - CITI Travel Concierge with holiday, flight, and hotel deals and end-to-end travel arrangement services
  • birthday privileges - during your birthday month
  • up to 5x reward points
  • lounge privileges
  • golf privileges
  • minimum credit limit - RM50,000
  • maximum credit limit - RM500,000

RHB Premier Eligibility

  • maintain a minimum of RM200,000 in deposit, investment or Bancaassurance AND minimum RM10,000 maintained in current account or saving account OR
  • maintain a minimum of RM1,000,000 of home financing facility and a minimum RM10,000 in investment or Bancaassurance AND minimum RM10,000 maintained in current account or saving account

Fees & Charges

  • interest rates - 15% p.a. - 18% p.a.
  • minimum monthly payment - 5% of the outstanding balance or a minimum of RM50, whichever is higher
  • late payment charges - 1% of the outstanding balance or RM10, whichever is higher, up to a maximum of RM100
  • interest free period - 20 days
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • cash advance interest rates - 18% p.a.
  • cash advance fee - 5% of the transaction amount or a minimum of RM15, whichever is higher
  • automatic balance conversion rate - 13% p.a. (3 years term loan)
  • excess limit fee - RM50
  • card service tax - RM25 per annum

CLICK HERE TO APPLY


Features & Benefits

  • earn up to 6% cash back per month
  • ZERO annual fees
  • 5X complimentary access to airport lounges in Malaysia
  • travel insurance coverage of up to RM600,000
  • minimum credit limit - RM4,000
  • maximum credit limit - RM500,000
  • interest free period - 20 days

Eligibility

  • minimum income - RM80,000 per annum
  • minimum age - 21 years old (principal card)
  • minimum age - 18 years old (supplementary card)

Fees & Charges

  • interest rates - 15% p.a. - 18% p.a.
  • minimum monthly payment - 5% of outstanding balance or RM50, whichever is higher
  • late payment charges - 1% of the outstanding balance or minimum RM10, whichever is higher, up to maximum RM100
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • cash advance interest - 18% p.a. 
  • cash advance fee - 5% of the transaction amount or a minimum of RM15, whichever is higher
  • over limit fee - RM50
  • annual service tax - RM25 per card
  • balance transfer rate - 4% p.a. 

Cash Back Tiers

  • monthly total spend RM1,000 - RM2,499
    • overseas spend 0.5%
    • petrol 1%
    • travel 1%
    • dining 1%
    • others 0.2%
  • monthly total spend RM2,500 - RM3,499
    • overseas spend 1%
    • petrol 2%
    • travel 2%
    • dining 2%
    • others 0.2%
  • monthly total spend RM3,500 and above
    • overseas spend 2%
    • petrol 6%
    • travel 6%
    • dining 6%
    • others 0.2%
  • monthly cash back capping
    • overseas spend RM100
    • petrol RM30
    • travel RM30
    • dining RM30
    • others unlimited
  • cashback excludes cash advance, charity, government and overseas petrol transactions

Established in 1997 from the merger of two banks to create Malaysia's third largest financial services group. RHB Bank Berhad now has 210 branches in Malaysia with 196 RHB conventional bank branches and 14 RHB Islamic branches. RHB also has 19 branches overseas in countries such as Singapore, Indonesia and Brunei. RHB offers customers various banking services such as credit cards, personal loans, Islamic banking, wealth management and more.

Cash back, air miles, reward points, complimentary airport lounge access, and complimentary green fees at premier golf courses in Malaysia are some of the rewards cardholders can enjoy.

You can call our customer heroes at 012-385 0211 for a hassle-free application process, or apply online.

You will need to be at least 21 years old and have a monthly income of at least RM2,500.