- Personal Financing: Good or Bad?
Personal loans tend to get a bad reputation. For most people, borrowing money (for any reason) is never a good thing. From social stigmas to cultural issues and hearsay, there are plenty of factors that can hold back a person from seeking financial assistance whenever he/she needs to. But it can be a viable option […]Read More
- 50 Low Cost Franchises In Malaysia You Can Join Right Now
The ultimate roundup of low cost franchise opportunities including Tealive and more. As of 7 November 2019, we have refreshed this list with new franchises that recently entered the market, some of which are highly coveted Taiwanese bubble tea brands that you may already have tried! Franchising can be a great way to get into […]Read More
- COVID-19: Assistance and Special Relief Facility (SRF COVID-19) For Malaysia SMEs
COVID-19 is an infectious disease caused by the most recently discovered coronavirus. This new virus and disease were unknown before the outbreak began in Wuhan, China, in December 2019. The virus has spread rapidly outside China to over 90 countries globally. In Malaysia, the first COVID-19 case was reported in mid of January 2020, since […]Read More
- CIMB Islamic SME Smart Deposit Campaign
Did you know a CIMB Business Current Account-i has rewards beneficial to your business? When you start a business, one of your first tasks should be to open a business bank account. If you already run your own small or side business and have been funneling earnings into a personal bank account, it’s time you […]Read More
- SME FINANCING PART 2: THE ONLY SUCCESS IS TO ADAPT AND KEEP APPLYING
SME financing is an important part of a business owner’s journey and budding entrepreneurs. To constantly grow businesses, many Malaysians opted to obtain SME financing facility from banks and their counterparts. However, not everyone will be able to pull through and pass the financing application due to various issues. Here are top 5 reasons why […]Read More
- SME FINANCING PART 1: THE ONLY CONSTANT IS GROWTH
SME (Small and Medium Enterprise) financing is about getting funds to keep your new or current business alive. The way upwards is none other than continuous growth, showered with the right SME financial investment. As business owners, you are usually torn by a myriad of financing options, each with their own pros and cons. To […]Read More
- 2020 OPR Cuts: What Does This Mean For Malaysians? [UPDATED]
Updated 22 Jan 2020. The OPR is an overnight interest rate set by BNM. It is a rate a borrower bank has to pay to a leading bank for the funds borrowed. The OPR, in turn, has an effect on employment, economic growth and inflation. It is an indicator of the health of a country’s […]Read More
- The Best 2020 Ang Pao Guide: Who To Give & How Much?
Chinese New Year is back. It’s a time for the massive heatwave, house visitation and incessant snacking. But more importantly, it’s also a time of the year where you either give or receive ang pao — a cultural act that is built on centuries-old tradition and history. Which also means there are bound to be grey areas. […]Read More
- Your Guide To IG-Worthy Christmas Trees In Malls Across Klang Valley 
It’s that time of the year again where the familiar sights and sounds tell us Christmas is just around the corner. The jingling of bells, faint Christmas music, shimmering lights and towering Christmas trees all decked in a myriad of shinies. But what’s a celebration if there are no photos to commemorate the joyous occasion? […]Read More
- Best 12.12 Credit Card Discounts For Shopee
The long-awaited annual year-end-sale is back. There’s only one reason why everyone’s looking forward to the 12.12 yearly sales tradition, and it’s because of the massive markdowns. With savings of up to 70% off, there’s plenty for everyone across all categories. And what’s even better than massive markdowns? Credit card discounts on top of those […]Read More
- Last Chance To Get Up To RM2,500 Income Tax Relief 2019
Do you know what is income tax relief? Tax reliefs are set by Lembaga Hasil Dalam Negeri (LHDN), where a taxpayer is able to deduct a certain amount for cash expended in that assessment year, from the total annual income. These are for certain activities that the government encourages to lighten our financial loads. For […]Read More
- Best 12.12 Deals On Lazada For Secret Santa
Are you assigned as someone’s Secret Santa this year? Thinking about a gift can be a nerve-racking process that would leave you pulling your hair out. In most cases, we leave the shopping until the very last minute, and that often leads us to making bad gifting decisions: buying gifts that are either too expensive, […]Read More
- How To Save Cost On Travel Insurance
Most of us already know the importance of having life insurance. But what about travel insurance? Some may question: “Is travel insurance still important if I already have life insurance coverage?” The answer is yes, simply because it includes very specific travel-related protection that your generic life insurance may not have covered. But just like […]Read More
- #CHeats: Dining with Discounts (December 2019)
The holiday season is here and it’s also the time where people gather with their families over one common thing that unites us all together — food. While the feasting and fellowship is one to look forward to, the decision-making on where to dine at is known to be a daunting task for many. Although […]Read More
- How Do You Make A Travel Insurance Claim?
Do you purchase travel insurance when you travel? Did you know that only 8 out of 10 Malaysians know the significance of travel insurance, but only 34.8% would purchase it? In my opinion, that’s an alarming low figure. Travel insurance is vital to have when you travel because who knows what could happen? See also: […]Read More
- Quiz: What’s Your Credit Card Type?
Picking a credit card can be tricky. With the amount of options in the market, the filtering process tends to be a long and tiresome one. You have to think about which credit card provider to choose, what type of credit card suits your lifestyle needs, and then go through the product details. And then […]Read More