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Most cashback cards give rebates on specific spend types, such as petrol, dining, or groceries. If a significant portion of your budget goes to a particular spend type, you save a lot of money when you use a cashback credit card to pay for these purchases. Instead of paying for these in cash, use your cashback credit card instead and get a portion of your money back.
Cashback credit cards return a percentage of the money you spend back to you.
A cash rebate however, is a form of a discount on a particular product and is most commonly found in big ticket items. For example, if you wanted to buy a RM40,000 car that offered a cash rebate of RM5,000 you are essentially only paying RM35,000 for the car.
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