All Articles With Category : Debt Management

The latest and the best financial news, tips and tricks.

Money Management: 3 Ways to Control Your Finances

Irrespective of the amount of money that you earn, it’s always wise to plan ahead for the future by making a realistic budget that will allow you to manage your money wisely.

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只有55%的大马人准时偿还债务-这意味着什么?

现在大马人的金融知识并不高,这并不是神秘的事情,尤其是当要在能力范围内生活以及管理债务上。令人震惊的是,大多数的人只支付最低偿还额,但我们又可以怎么样?

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Brushing Up On Bankruptcy

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  • October 29, 2018

Financial literacy among younger Malaysians is at a global low. How much do you know about the worst case scenario?

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Slow with debt repayments? Only 55% of Malaysians pay on time!

It’s no mystery by now that most Malaysians aren’t very financially literate – especially when it comes to living within their means and managing their debt. It is quite a shocker that most only pay the minimum of their debts too, but what can we do about it? AKPK, Agensi Kaunseling dan Pengurusan Kredit, Malaysia’s […]

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3 Methods to Clear Your Debts

As we head into the next quarter of 2018, how well are you doing with your financial resolutions? If you’re like the majority of young Malaysians who are living with high levels of debt, one of your financial resolutions is to clear your debt and make progress towards the overarching goal of financial freedom.

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Break Free From The Chains of Debts

Everybody has their financial goals in life but many of us get sidetracked into pursuing lavish lifestyles and get bogged down by debt or worse – bankruptcy. But is the dream of financial freedom really that hard to achieve? It really isn’t.

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Know The Difference Between Good Debt and Bad Debt

  • By
  • October 8, 2018

Before taking out any loan, you should know if it will be a good or bad debt for you. Don’t know how to differentiate between the two? Find out how a debt can be good or bad, and learn how to manage your debts wisely!

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Manage Your Debts In Malaysia For Free With AKPK

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  • October 5, 2018

Carrying a large burden with a lot of debt and worried that you may be unable to pay it off? Or are you looking to secure a new loan? AKPK can help you manage all of your debts and, offer you financial advice for free! Find out more about their services below.

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How do I calculate my Debt Service Ratio?

What is a ‘debt service ratio’? If you have ever applied for a car, home or personal loan, you will probably have heard the phrase ‘debt service ratio’ from the bank’s loan officers whilst they explain to you how the loan works.

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Do you have Debts holding you back from your Dreams?

Ever felt like you’re at some dead-end, working non-stop, paying off debts that never seem to end? You’re yearning for that sweet freedom that your peers upload daily on their Instagram Stories in Switzerland?

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在大马关于破产的事情,你知道多少?

你知道吗?直到2018年8月,在这过去五年以来,大马一共有64,632位18到44岁的人士不幸面临破产。大家对破产的认知到底是有多少?

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5 Ways to Avoid The Dangers Of Credit Card Debt

Updated: 4th September 2018 Falling into credit card debt is dangerously easy. Especially when you don’t compare credit cards and check which ones have the lowest annual percentage rates (APR), cashback rates or even the best petrol-related promos.

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10 Tips To Pay Off Your Debts

From student loans to credit cards, mortgages and auto loans, i think most Malaysians are saddled with more debt these days. While it may seem like an uphill battle for most of us to get out of this financial web, its not really the end of the world if you are swimming in debt. We […]

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The Ultimate Guide To Your Credit Score

Updated 13 August 2018 What Is A Credit Score? A credit score is a three-digit number derived from a credit agency that rates your credit quality based on your outstanding debts such as credit card debt, personal loan debt, car loan debt, mortgage loan debt, and student loan debt. On top of that, your score […]

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Perbezaan CCRIS dan CTOS

Sering mendengar istilah CCRIS dan CTOS, namun anda tidak tahu perbezaan istilah tersebut? Jangan risau, kami terangkan dengan lebih lanjut dalam artikel ini. Teruskan membaca untuk mengetahui mengapa kedua-duanya penting untuk rakyat Malaysia. 

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Are You Better Or Worse Off Than Average Malaysian? [INFOGRAPHIC]

Updated 15 May 2018. We are concerned about Malaysians’ financial condition. Many including millennials are finding it hard to keep up given the rising costs of living. Whether it is saving, investing, insurance, or managing money, the financial health status of an average Malaysian highly depends on these fundamentals. Let’s see if you are doing […]

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理财问题:先还债还是先存钱?

有些人可能对这个问题会有自己一套的想法,但真正理财时可能没你想的那么简单。

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What You Must Know About Bankruptcy in Malaysia

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  • December 18, 2017

*Updated on 18 Dec 2017 Take charge of your finances! Learn what bankruptcy is and how to get help if you think you may be heading towards being declared a bankrupt in Malaysia.

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Apa Anda Perlu Tahu Tentang Status Muflis

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  • December 14, 2017

*Dikemaskini pada 14 Disember 2017 Ketahui apa itu muflis serta kesannya terhadap anda sekiranya diisytiharkan muflis. Kami juga kongsikan bagaimana anda boleh dapatkan pertolongan sekiranya anda rasa anda sedang menuju kearah diisytiharkan muflis.

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7 Common Things Malaysians Don’t Realise Are a Waste of Money

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  • November 24, 2017

We have all made impulse purchases at some point. If we learn to control impulse spending, we would have much more cash to spend on the things that we actually need. Below are habitual, money-wasting purchases that Malaysians should stop making.

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