Best Credit Cards For Free Airport Lounge Access

Updated January 16 2019

Remember ‘The Terminal’, the things Tom Hanks did being stranded in the airport. Well, If you travel a lot for work or leisure, you’re bound to spend a big chunk of your time at airports. Fortunately, with certain credit cards, you don’t have to emulate some of the things Tom Hanks did. You can make the hours spent at the airport way more pleasant by taking advantage of airport lounges? Check out these credit cards which not only grant you access to airport lounges but also reward you for your purchases while traveling!

Best Credit Cards For Free Airport Lounge Access

Citibank Platinum Credit Card

citiplatinumvisa Have unlimited access to the Plaza Premium Lounge in KLIA cta-apply-now

With the lowest minimum income requirement on this list, this card would suit those who require an entry-level credit card as it still provides access to airport lounges However, do  note  you will only have access to the Plaza Premium Lounge in KLIA, but you can enjoy unlimited access.

You will be pleased to know that the points you collect with this card will never expire so you will have plenty of time to redeem it. Even better, you’ll be rewarded with 5x points at supermarkets and major department stores.

Annual fees: RM 636 (principal), RM 159 (supplementary)

Minimum income: RM5,000 monthly (RM60,000 per annum)

Citibank PremierMiles Credit Card

citipremiermilesvisa Get up to RM300,000 travel insurance for free cta-apply-now

This air miles credit card is designed to fit for those who are looking for the best experience in their travel throughout the year with great rewards and benefits. You enjoy unlimited access to Plaza Premium Lounges in Malaysia, Singapore, Hong Kong, and England. Every time you spend overseas by using this card, you get a free ride back home from KLIA.

To make things better, you can get up to RM300,000 travel insurance for free when you buy your flight tickets with a Citibank PremierMiles credit card. You get to earn 3 PremierMiles Points for every RM2 spent overseas and 1 PremierMiles Point for every RM3 spent locally. You are also allowed to have the flexibility to redeem your points for Asia Miles, Enrich Miles, KrisFlyer, PriorityClub Rewards & Hilton Hhonors.

Annual fees: RM600

Minimum income: RM8,333 monthly (RM100,000 per annum)

Ambank Islamic World MasterCard

ambankislamicworldmastercardHave access to 26 major airport lounges worldwidecta-apply-now

For a wider range of airport lounge access, this is the card you should consider. You will have access to 26 major airport lounges worldwide. This includes airports in London, Singapore, Hong Kong, Australia and more. On top of that, access to all of the airport lounges are  unlimited!

You can also travel at ease as you will be protected with RM2 million Takaful coverage when you charge your flight tickets to the card. You will get 5x points for all your overseas transactions and the points can then be converted to Air Miles and you can redeem free flight tickets.You can also use your points for AmBonus on-the-spot redemption with participating stores like Sen Heng, ESH and Cosway, just tell the cashier you’d like to use your AmBonus Points to pay.

Cardmembers can enjoy lounge access throughout the year plus 25% discount on all lounges in Malaysia and 20% discount on all lounges overseas for each accompanying guest.

Annual fees:  Free for life with no conditions

Minimum income: RM10,000 monthly (RM120,000 per annum)

HSBC Visa Signature

hsbcplatinumvisa Enjoy 6x access to airport lounges at KLIA, Singapore and Hong Kong cta-apply-now

This card will get you access to airport lounges and also earn more rewards for your overseas spending. You will enjoy 6x access to airport lounges at KLIA, Singapore and Hong Kong. To top it off, you get to collect more points as per below:

  • 10x reward points on overseas hotel room and dining
  • 8x reward points at Mid Valley and The Gardens Mall
  • 5x reward points on airline ticket purchases and 30 participating malls nationwide

When you charge your flight tickets to this card, you will also get up to RM1.5 million of Takaful coverage.

Annual fees: RM 636 (principal) waived for the first year. RM 318 (supplementary)

Minimum income: RM8,333 monthly (RM100,000 per annum)

Maybank Islamic Ikhwan Visa Infinite Credit Card-i

maybankislamicikhwaninfiniteivisa Get 5x access to Priority Pass airport lounges worldwide cta-apply-now

If you are looking for a Shariah-compliant credit card that will also offer you traveling perks and airport lounge access, this is a card you can consider.

You will get 5x access to Priority Pass airport lounges worldwide, but after the first 5 times you will then be required to pay USD 27 to enjoy the airport lounges. Similar as some of the cards above, you will also enjoy travel insurance coverage of up to RM 2 million when you charge your full travel tickets to the card.

Annual Fee
Principal: RM800, FREE for the first year
Subsequent years FREE if spend a min of RM50,000 per annum
Supplementary: FREE up to 4 supplementary card
5th supplementary card will be charge RM 400 per annum

Minimum income: RM10,000 monthly (RM120,000 per annum)

Credit cards that offer you extra benefits such as airport lounge access usually come with a relatively high income requirement. However, if you don’t qualify for these  premium cards, you can consider getting a credit card that would be best for travelling and still make the most of the rewards or cashback advantages as you travel.

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