Apply For Citibank Credit Card Online

Citibank has been in Malaysia since 1959 and has more than 6,000 employees in 11 branches and three Citi Service Centers. They offer a wide selection of financial services including credit cards, personal loans, and various investment options.


List of the best Citibank Credit Cards in Malaysia

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Citibank Credit CardMin. annual income requiredAnnual fee for principal cardAnnual fee for supplementary cardNew customers
Citi PremierMiles Visa SignatureRM 100,000RM 600waivedwaived for the first 3 years
Citi Rewards Visa SignatureRM 60,000RM 600RM 150waived for the first 3 years
Citi Cash Back PlatinumRM 60,000RM 195RM 100waived for the first 3 years
Citi Cash BackRM 36,000RM 120RM 60waived for the first 3 years
Lazada Citi PlatinumRM 24,000RM 100RM 70waived for the first year 
Citi Clear CardRM 24,000RM 90RM 60waived for the first 3 years
Citi Simplicity+RM 24,000waivedwaivedlifetime waiver
  • For Lazada Citi Platinum Card, subsequent years of annual fee are waived upon minimum spend of RM 15,000 per year. Spend accumulation of principal card & supplementary card are calculated separately, and will start after cardmembers' first statement cycle.

CLICK HERE TO APPLY

Features & Benefits

  • earn 1 PremierMile for every RM3 spent locally
  • earn 2 PremierMiles for every RM3 equivalent spent in foreign currencies and on selected online travel merchants (Airasia, CathayPacific, MalaysiaAirlines, SingaporeAir, Agoda, Airbnb, Expedia, Traveloka)
  • get rewarded with 10,000 PremierMiles every year on your card anniversary upon annual fee payment
  • PremierMiles never expire

Privileges - Unlimited complimentary access to Plaza Premium Lounges at

  • Kuala Lumpur International Airport (KLIA1)
  • Penang International Airport
  • Kuching International Airport
  • Kota Kinabalu International Airport
  • Complimentary rides home from KLIA1 - shop overseas with your card for at least 3 times, redeem a free ride home at the Citi-Airport Limo Priority Booth B01 at KLIA1 (kindly present your sales slips, boarding pass and Citi PremierMiles card)

Eligibility 

  • minimum income RM100,000 per annum
  • age 21 years old or older (principal card member)
  • age 18 or older (supplementary card member)

Fees & Charges 

  • Annual fee of RM600 for principal card (waived for new customers in the first 3 years)
  • RM0 annual fee for supplementary card
  • Annual service tax RM25 / card
  • Interest rate - 15%
  • Balance transfer rate - 9.99%
  • Late payment fee - RM10 or 1% of the outstanding balance, whichever is the higher (capped at maximum of RM100)

Documents Required

CategoryDocuments to prepare
Salaried Malaysians
  • photocopy of MyKad (both sides)
  • latest EPF statement or latest 2 months' salary slip
  • 3 months' bank statements
  • latest EA Form
  • latest BE Form with tax receipt
Self-employed Malaysians
  • photocopy of MyKad (both sides)
  • photocopy of Business Registration Form
  • latest Form B with tax receipt
Salaried expats
  • copy of passport
  • latest 2 months' salary slip
  • work permit valid for at least 1 year at the time of application
  • letter of employment

CLICK HERE TO APPLY


Features & Benefits

  • each RM1 you spend earns you 1 Citi Rewards point
  • earn 5X Citi Rewards points on everyday spend at selected major departmental stores and supermarkets up to maximum spend of RM3,000 per biling cycle month
Merchants5X Rewards points
Departmental
stores
  • AEON
  • AEON Big
  • Marks & Spencer
  • Metrojaya
  • Parkson
  • Robinsons
  • Tang
  • Isetan
Supermarkets
  • B.I.G Ben's Independent Grocer
  • Cold Storage
  • Everise
  • Giant
  • Jasons Food Hall
  • Jaya Grocer
  • Servay
  • Tesco
  • Village Grocer
  • earn 5X Citi Rewards points on overseas spend
  • redeem purchases with your points
  • redeem gift/items, vouchers, air miles, and annual fee with your points
  • redeem instantly and use points to pay for shopping, dining, movie tickets and more
  • reward points will never expire

Privileges

  • complimentary, unlimited access to Plaza Premium Lounge in KLIA

Travel Protection

  • RM50,000 overseas 24/7 personal accident coverage
  • 30 days purchase protection up to maximum of RM10,000 per item or RM25,000 per occurrence

Healthcare Privileges

  • 20% off executive screening packages at participating hospitals
  • 15% off walk-in hospital room rates at participating hospitals

Exclusive Visa Signature Benefits

  • 24/7 Visa Worldwide Concierge.
  • VIP privileges from Visa Luxury Hotel Collection.
  • 50% off green fees at participating golf clubs.

Eligibility:

  • Minimum income requirement: RM60,000 per annum
  • Principal card member: age 21 years old or more
  • Supplementary card member: age 18 years old or more

Fees & Charges:

  • Annual service tax - RM25
  • Principal card annual fee - RM600 (new customers waived for the first 3 years)
  • Supplementary card annual fee - RM150
  • Interest rate - RM15%
  • Balance transfer rate - 9.99%
  • Late Payment Fee - RM10 or 1% of the outstanding balance, whichever is higher (capped to a maximum of RM100)

Documents required:

CategoryDocuments to prepare
Salaried Malaysians
  • photocopy of MyKad (both sides)
  • latest EPF statement or latest 2 months' salary slip
  • 3 months' bank statements
  • latest EA Form
  • latest BE Form with tax receipt
Self-employed Malaysians
  • photocopy of MyKad (both sides)
  • photocopy of Business Registration Form
  • latest Form B with tax receipt
Salaried expats
  • copy of passport
  • latest 2 months' salary slip
  • work permit valid for at least 1 year at the time of application
  • letter of employment

CLICK HERE TO APPLY


Features & Benefits

  • Get up to 10% Cash Back on dining, groceries, petrol and Grab rides (capped at RM15 per category per billing month, when you accumulate monthly retail spend of RM1,500 or more)
  • Get unlimited 0.2% cash back on all other retail spend (applicable when you accumulate monthly retail spend of below RM1,500 in a billing month )
  • Cash Back will be automatically credited into your account

Eligibility

  • Minimum income requirement - RM60,000 per annum
  • Minimum age for principal cardmember - 21 years old and above
  • Minimum age for supplementary cardmember - 18 years old and above

Fees & Charges

  • Card annual fee for principal card - RM195 (waived for the first 3 years)
  • Card annual fee for supplementary card - RM100

Documents required

CategoryDocuments to prepare
Salaried Malaysians
  • photocopy of MyKad (both sides)
  • latest EPF statement or latest 2 months' salary slip
  • 3 months' bank statements
  • latest EA Form
  • latest BE Form with tax receipt
Self-employed Malaysians
  • photocopy of MyKad (both sides)
  • photocopy of Business Registration Form
  • latest Form B with tax receipt
Salaried expats
  • copy of passport
  • latest 2 months' salary slip
  • work permit valid for at least 1 year at the time of application
  • letter of employment

CLICK HERE TO APPLY


Features & Benefits

  • Get up to 10% Cash Back on dining, groceries, petrol and Grab rides (capped at RM10 per category per billing month, when you accumulate monthly retail spend of RM500 or more)
  • Get unlimited 0.2% cash back on all other retail spend (applicable when you accumulate monthly retail spend of below RM500 in a billing month )
  • Cash Back will be automatically credited into your account

Eligibility

  • Minimum income requirement - RM36,000 per annum
  • Minimum age for principal cardmember - 21 years old and above
  • Minimum age for supplementary cardmember - 18 years old and above

Fees & Charges

  • Card annual fee for principal card - RM120 (waived for the first 3 years)
  • Card annual fee for supplementary card - RM60

Documents required

CategoryDocuments to prepare
Salaried Employees 
Malaysians
  • photocopy of MyKad (both sides)
  • latest EPF statement or latest 2 months' salary slip
  • 3 months' bank statements
  • latest EA Form
  • latest BE Form with tax receipt
Self-employed 
Malaysians
  • photocopy of MyKad (both sides)
  • photocopy of Business Registration Form
  • latest Form B with tax receipt
Salaried expats
  • copy of passport
  • latest 2 months' salary slip
  • work permit valid for at least 1 year at the time of application
  • letter of employment

CLICK HERE TO APPLY


Features & Benefits

  • enjoy up to RM500 Lazada vouchers upon successful card application
  • earn 10X rewards points on Lazada spends or Lazada Wallet top-up
  • get 5X rewards points when you spend at selected lifestyle, travel and wellness partners
  • earn 1X rewards points for other spend
  • get 1000 monthly bonus points when you spend at least RM1,500 in a statement month
  • you can use your Citi rewards points to offset your Lazada purchases

Strategic Partner Benefits

Strategic PartnersExclusive Benefits
Lazadaexclusive year-long discounts and offers + up to RM500 off selected beauty products each month
Lazada Wallettop up Lazada Wallet and get additional wallet cashback value of up to 20%
Domino's Pizzaenjoy monthly special offers and discounts on selected items
Malindo Air25% off economy class fares on selected destinations
KLOOKget 8% off tours and sightseeing + RM40 off if you spend at least RM200
Frasers Hospitalitystay 3 nights and pay for 2 + complimentary room upgrade at participating Fraser Hospitality's properties
ClassPass10% off for 15, 30 and 50 credit plans for the first 6 months
Healthlandenjoy complimentary 30 min of Thai massage when you book a 60 min session

Exclusive Sign Up Bonuses

Sign Up BonusHow It Works
RM500 Lazada vouchersget up to RM500 Lazada vouchers with online straight through application and min spending of RM2,000 in 60 days; applications that are not completely done online entitles you to only RM300 worth of Lazada vouchers
RM10 Lazada Wallet - new usersget an additional RM10 when you top up a minimum of RM50, and save your Lazada Citi Platinum Card into your Lazada Wallet
RM10 Lazada Wallet - existing usersfirst 1,000 cardholders are entitled to get an additional RM10 on a monthly basis when you top up at least RM100 with your Lazada Citi Platinum Card into your Lazada Wallet

Eligibility

  • minimum income requirement - RM 24,000 (for Malaysians)
  • principal cardmember age - 21 years old or more
  • supplementary cardmember age - 18 years old or more

Fees & Charges

  • annual fees - RM 100 (principal card, waived for the first year)
  • annual fees - RM 70 (supplementary card, waived for the first year)
  • subsequent years of annual fee are waived upon minimum spend of RM 15,000 per year. Spend accumulation of principal card & supplementary card are calculated separately, and will start after cardmembers' first statement cycle

Documents Required

CategoryDocuments to prepare
Salaried Malaysians

compulsory

  • photocopy of MyKad (both sides)
  • latest EPF statement OR latest 2 months' salary slip

any of the following where necessary

  • 3 months' bank statements
  • latest EA Form
  • latest BE Form with tax receipt
Self-employed Malaysians
  • photocopy of MyKad (both sides)
  • photocopy of business registration form
  • latest Form B with tax receipt
Foreigners (Salaried expats)
  • photocopy of passport
  • latest 2 months' salary slip
  • work permit valid for at least 1 year at the time of application
  • letter of employment

CLICK HERE TO APPLY


Features & Benefits

  • 3x Citi Rewards point at Borders, Sakae Shushi, GAP, Topman, G2000, Topshop, La Senza, Vincci & Zouk Club KL
  • Earn 1 Citi Rewards point by every other RM1 that you spend
  • 1-for-1 movie tickets at GSC and TGV cinemas (every Friday) with priority access (valid through GSC online website and GSC mobile app, or over-the-counter of respective TGV outlets)
  • 1-for-1 drinks at Coffee Bean & Tea Leaf outlets (Monday to Friday), valid nationwide except HSBC Lebuh Ampang, KLIA Arrival Hall (MTB) and East Malaysia outlets, maximum of 1 complimentary drink per transaction per day
  • redeem our exclusive gift/items, vouchers, air miles, and annual fee with your points
  • instantly redeem your points to pay for shopping, dining, movie tickets and more

Eligibility

  • Minimum age for principal card - 21 years old and above
  • Minimum age for supplementary card - 18 years old and above
  • Minimum income - RM24,000 per annum

Fees & Charges

  • Annual fee for principal card - RM90 (new customers waived for first 3 years)
  • Annual fee for supplementary card - RM60
  • Annual service tax - RM25 / card
  • Interest rate - 15%
  • Balance transfer rate - 9.99%
  • Late payment fee - RM10 or 1% of the outstanding balance, whichever is higher (capped at RM100)

Documents required:

CategoryDocuments to prepare
Salaried Malaysians
  • photocopy of MyKad (both sides)
  • latest EPF statement or latest 2 months' salary slip
  • 3 months' bank statements
  • latest EA Form
  • latest BE Form with tax receipt
Self-employed Malaysians
  • photocopy of MyKad (both sides)
  • photocopy of Business Registration Form
  • latest Form B with tax receipt
Salaried expats
  • copy of passport
  • latest 2 months' salary slip
  • work permit valid for at least 1 year at the time of application
  • letter of employment

CLICK HERE TO APPLY


Features & Benefits

  • ZERO annual fee
  • Get 10% interest back on your purchases & cash advances each month when you pay off the minimum monthly due amount on-time (interest back = rebates on finance charge)
  • Rebates earned will be auto-credited and show up in your next statement

Eligibility

  • Minimum age for principal cardholder - 21 years old and above
  • Minimum age for supplementary cardholder - 18 years old and above
  • Minimum annual salary - RM24,000

Fees & Charges

  • Card annual fee - waived for life
  • Annual service tax - RM25
  • Interest rate - 15%
  • Balance transfer rate - 9.99%
  • Late payment fee - RM10 or 1% of the outstanding balance, whichever is higher (capped at RM100)

Documents required:

CategoryDocuments to prepare
Salaried Malaysians
  • photocopy of MyKad (both sides)
  • latest EPF statement or latest 2 months' salary slip
  • 3 months' bank statements
  • latest EA Form
  • latest BE Form with tax receipt
Self-employed Malaysians
  • photocopy of MyKad (both sides)
  • photocopy of Business Registration Form
  • latest Form B with tax receipt
Salaried expats
  • copy of passport
  • latest 2 months' salary slip
  • work permit valid for at least 1 year at the time of application
  • letter of employment

Features & Benefits

  • earn 1 PremierMile for every RM3 spent locally or every RM3 equivalent in foreign currencies spent overseas
  • earn PremierMiles that never expire

Privileges

  • Unlimited complimentary access to the following airport Plaza Premium Lounges:
    • Kuala Lumpur International Airport (KLIA1)
    • Penang International Airport
    • Kuching International Airport
    • Kota Kinabalu International Airport
Travel ProtectionFeatures
Flight delay coverageup to RM2500 if you experienced delays of more than 4 hours or flight cancellation
Missed flight connectionup to RM2500 if you missed connecting flights lasting more than 4 hours
Baggage delay coverageup to RM2500 if you face delays of longer than 6 hours when travelling overseas
Baggage loss coverageup to RM12,000 if your luggage is lost or not delivered within 24 hours when travelling overseas
Damage to your baggage
coverage up to RM500
Trip cancellation coverage
up to RM16,000 per trip or RM32,000 in aggregate per policy period
Wallet guard
up to RM500 for loss of wallet in the unfortunate event of a snatch theft or robbery
Overseas 24/7 personal accident coverage
covers you and your supplementary cardmember(s) for any personal accidents incurred while overseas, for up to RM300,000 for maximum of 30 days
Overseas medical expenses insurance
covers you and supplementary cardmember(s) for any medical costs incurred while overseas for up to RM50,000
Loss of baggage and personal effects while oversea
you'll be covered up to RM12,000 if your baggage and/or personal effects taken or purchased while on a journey are lost or damaged
Home away burglary coverage
if your home is burgled while you are away, you are eligible to be reimbursed up to a maximum of RM15,000 per year
Emergency medical evacuation & repatriation of mortal remains
Up to RM75,000 for Critical Medical conditions that require medical evacuation while overseas
Compassionate visits
Up to RM5,000 for expenses incurred for accommodation, communication, travel, and meals when you suffer bodily injury or sickness that requires a caretaker while overseas

Fees & Charges 

  • Annual service tax - RM25 for each principal and supplementary card
  • Card annual fee - nil for both principal and supplementary card
  • Citibank provides offshore financial services out of its office in Labuan, Malaysia and has in addition, strategic Citi Service Centers (CSC) providing centralized operations based in Kuala Lumpur, Penang and Johor Bahru. 
  • The Penang hub is the largest trade processing center in Citigroup globally and offers operations to support Citi's trade, cash management and commercial cards businesses covering over 100 countries with a corresponding network of 3,300 banks.
  • Citibank credit cards in Malaysia provides customers an exciting world of offers, discounts, and benefits ranging from cashback, air miles, no annual fee, and privileges with partners worldwide.
  • Citibank offers cards from Visa and Mastercard and whether it’s for shopping, traveling, dining, or entertainment, there are perks and benefits to be enjoyed. 
  • For rewards on your lifestyle spend opt for the Citi Clear Card that gives you 3x Citi rewards points at retail outlets including Topshop, Vincci and even Zouk Club. You can even enjoy 1-for-1 drinks at The Coffee Bean & Tea Leaf and 1-for-1 movie tickets every Friday at TGV and GSC. The Citi rewards points can also be converted for air miles. 
  • If you’re looking for double the rewards, you can even opt for co-branded cards like the AirAsia-Citi Gold Visa which doesn’t only reward you with Citi reward points, but also rewards you with AirAsia Points. 
  • Compare all Citibank credit cards today and apply on CompareHero

CategoryCitibank Credit Cards
Travel
Cards
Citi PremierMiles American Express Card
Citi PremierMiles Visa Signature Card
Reward Points
Cards
Citi Prestige Card
Citi Rewards Visa Signature Card
Citi Rewards World Mastercard Card
Citi Gold Card
Citi Clear Card
Citi Choice Visa Card (not available)
Lazada Citi Platinum Card
Cash Rebate
Cards
Citi Cash Back Card
Citi Cash Back Platinum Card
Citi Simplicity+ Card
Shell-Citi Credit Card (not available)
Business
Cards
Citi Business Signature Card
Citi Travel Account Card
Citi Business Platinum Card
Citi Business Credit Card

Citibank Credit Cards offer an exciting world of offers, discounts, and benefits that can help cardmembers experience the world at its fullest. Whether it’s shopping, traveling, dining, or entertainment, there are perks and benefits to be enjoyed. Their credit cards have year-round offers, partnerships with a variety of merchants and establishments all over the globe.

You can call our customer heroes at 012-385 0211 for a hassle-free application process, or apply online.

Citibank Credit Card eligibility

  • Be at least 21 years old ( and 18 years old for supplementary card holder).
  • Earn minimum income of RM8333 or more depending on cards you choose.
  • Earn 1 PremierMiles for every RM3 spent locally and 2 PremierMiles for every RM3 equivalent spent in foreign currencies and selected online travel merchants
  • Enjoy unlimited access to selected Plaza Premium Lounges in Malaysia
  • Receive a complimentary ride home from KLIA1 when you spend on your PremierMiles card overseas
  • Get expert concierge service and access to exclusive events
  • Enjoy unlimited airport lounge access and a complimentary night stay at any hotel worldwide
  • Receive annual Relationship Bonus Points that corresponds with your length & depth of relationship with Citibank
  • Earn 5X Citi Rewards points at major departmental stores and supermarkets
  • Earn 5X Citi Rewards points on overseas spend
  • Your Citi Rewards points never expire