• Annual fee for Visa Infinite Card is waived upon spending RM50,000/year and more
• Annual fee for Lady’s Solitaire Mastercard is waived upon spending RM30,000/year and more
• RM7.50/month fee for EVOL Card is waived upon a minimum of 1 retail transaction made per calendar month
• RM6/month fee for Basic Card is waived upon a minimum of 1 retail transaction made per calendar month

[last updated: 29 May 2023]

CLICK HERE TO APPLY

Features & Benefits

• Waive your monthly fee when you make 1 retail transaction spend of any amount in a statement month
• Enjoy 0% installment plans up to 36 months
• Try Easi-Payment Plan to convert your purchases to instalments up to 60 months for as low as 2.99% for a minimum transaction amount of RM500
• Enjoy 0% Overseas Easi-Payment Plan for overseas spend above RM3,000

Eligibility

• minimum annual income - RM24,000
• minimum age - 21 years old (principal cardholder)
• minimum age - 18 years old (supplementary cardholder)

Fees & Charges

interest rates - 15% p.a. - 18% p.a.

minimum monthly repayment - 5% of the outstanding balance or a minimum of RM50, whichever is higher

late payment fee - 1% of the outstanding balance or RM10, whichever is higher up to RM100

principal card annual fee - RM198

supplementary card annual fee - RM30

cash advance rates - 18% p.a. calculated on a daily rest basis

cash advance fee - 5% or RM20 per withdrawal, whichever is higher

balance transfer rates - 18% p.a.

over limit fee - N/A

CLICK HERE TO APPLY

Features & Benefits

• get up to 8% cashback on Sustainable Merchants spend (up to RM50 per month)
• get up to 5% cashback on entertainment, online and contactless parking spend (up to RM50 per month)
• get 0% Easi-Payment Plan - any foreign currency spend for a minimum of RM3,000 (single or accumulated receipt/s) and convert to 3 monthly repayments at 0% interest, T&C apply
• pay with just a wave, built-in visa contactless payment feature
• exclusive UOB discounts and privileges for dining, shopping, health & beauty, travel & lifestyle
• 20 days interest-free period

Eligibility

• minimum annual income - RM36,000
• minimum age - 21 years old (principal cardholder)
• minimum age - 18 years old (supplementary cardholder)

Fees & Charges

• interest rates - 15% p.a. - 18% p.a.
• minimum monthly repayment - 5% of the outstanding balance or a minimum of RM50, whichever is higher
• late payment fee - 1% of the outstanding balance or RM10, whichever is higher up to RM100
• principal card annual fee - RM90 per annum (1st year waiver and a subsequent monthly fee of RM7.50 is waived upon 1 retail transaction per calendar month)
• supplementary card annual fee - RM30 per annum (2 years waiver)
• cash advance rates - 18% p.a. calculated on a daily rest basis
• cash advance fee - 5% or RM20 per withdrawal, whichever is higher
• balance transfer rates - 18% p.a.
• over limit fee - N/A
• annual service tax - RM25

Cash Back Tiers

• Tier 1
• Minimum spend: R1,000
• Maximum cashback: RM30 for all spend, RM15 for e-wallet transactions
• Tier 2
• Minimum spend: R2,000
• Maximum cashback: RM50 for all spend, RM15 for e-wallet transactions

Reference

1. UOB EVOL Credit Card Terms & Conditions

[Last updated: 30 May 2023]

CLICK HERE TO APPLY

Features & Benefits

• earn 5X UNIRinggit for every RM1 spend on airlines, hotels, travel agencies and overseas (online purchases)
• receive additional 2,000 UNIRinggit points when you make at least 3 retail purchases worth RM10 or more per month
• enjoy 50% off Grab rides to and from the airport with promo code "PRVIRIDE"
• enjoy 0% Easi-Payment Plan for Education and Overseas spend
• other exclusive travel privileges from UOB Privileges Passport, enjoy special offers and discounts for your dining, shopping and travelling around the world
• redeem any rewards of your choice from the UOB UNIRinggit Rewards Catalogue

Eligibility

• minimum annual income - RM60,000
• minimum age - 21 years old (principal cardholder)
• minimum age - 18 years old (supplementary cardholder)

Fees & Charges

• interest rates - 15% p.a. - 18% p.a.
• minimum monthly repayment - 5% of the outstanding balance or a minimum of RM50, whichever is higher
• late payment fee - 1% of the outstanding balance or RM10, whichever is higher up to RM100
• principal card annual fee - RM198
• supplementary card annual fee - RM30
• cash advance rates - 18% p.a. calculated on a daily rest basis
• cash advance fee - 5% or RM20 per withdrawal, whichever is higher
• balance transfer rates - 18% p.a.
• over limit fee - N/A
• annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

• Up to 10% cashback (capped at RM100 per statement month) on petrol, dining, selected groceries and Grab purchases when you meet the minimum spend requirement of RM500 per statement month
• Up to 0.2% cashback (capped at RM100 per statement month) on petrol, dining, selected groceries and Grab purchases if you don't meet the minimum spend requirement
• Up to 0.2% cashback on all other retail purchases, no minimum spend requirement and no cashback limit
• no minimum purchase requirement to receive cash rebates
• enjoy exclusive travel, leisure, health & beauty discounts and privileges
• 0% Overseas Easi-Payment Plan for overseas (RM3,000 and up) and medical (RM1,000 and up) spend
• 20 days interest-free period

Eligibility

• minimum annual income for UOB ONE Card - RM24,000
• minimum annual income for UOB ONE Platinum Card - RM48,000
• minimum age - 21 years old

Fees & Charges

• interest rates - 15% p.a. - 18% p.a.
• minimum payment - 5% of the outstanding balance or RM50, whichever is higher
• late payment charge - minimum RM10 or 1% of the total outstanding balance, up to a maximum of RM100
• cash advance interest - 18% p.a. calculated daily
• cash advance fee - 5% of the amount withdrawn or minimum RM20, whichever is higher
• credit shield - RM0.65 per RM100 outstanding balance
• annual service tax - RM25 per card

 Cash Back Rates for UOB ONE Card and UOB ONE Platinum Card

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CLICK HERE TO APPLY

Features & Benefits

• earn 10x UNIRM rewards points on online or in-store fashion purchases
• enjoy 5x UNIRM rewards points on online or in-store supermarket and overseas or online foreign currency purchases
• get 5x UNIRM rewards points on overseas or online foreign currency purchases for UOB Lady's Solitaire Mastercard® 
• LuxePay Plan - convert your luxury purchase worth RM2,000 or more into a 6 or 12-month 0% p.a. instalment payment plan
• 0% Overseas Easi-Payment Plan - spend in any foreign currency of at least equivalent to RM3,000 in a single or accumulated receipt(s) and convert to 3 monthly repayment at 0% p.a. interest
• travel protection coverage up to RM500,000 for UOB Lady's Solitaire Mastercard® principal or supplementary cardmember, spouse and child
• 30-days purchase protection plan up to RM30,000 coverage against theft or accidental damage for purchases made with your UOB Lady's Solitaire Mastercard® 
• other exclusive deals and discounts for dining & entertainment, fashion & shopping, beauty & wellness, travel & lifestyle
• 20 days interest-free period

Eligibility

• UOB Lady's Classic Mastercard® - minimum annual income RM24,000
• UOB Lady's Platinum Mastercard® - minimum annual income RM48,000
• UOB Lady's Solitaire Mastercard® - minimum annual income RM100,000
• exclusively for ladies 
• minimum age for principal cardholder - 21 years old
• minimum age for supplementary cardholder - 18 years old

Fees & Charges

• interest rates - 15% p.a. - 18% p.a.
• minimum payment - 5% of the outstanding balance or RM50, whichever is higher
• late payment charge - RM10 or 1% of the total outstanding balance, whichever is higher, capped at RM100
• cash advance rates - 18% p.a. daily interest
• cash advance fees - 5% of the amount withdrawn or minimum RM20, whichever is higher
• credit shield - RM0.65 per RM100 of outstanding balance
• annual service tax - RM 25 per card
• UOB Lady's Classic Mastercard® annual fee
  • principal - RM68
  • supplementary - RM30
• UOB Lady's Platinum Mastercard® annual fee
  • principal - RM128
  • supplementary - RM30
• UOB Lady's Solitaire Mastercard® annual fee
  • principal - RM300 (waived upon annual spending of RM30,000 and above)
  • supplementary - RM30 (waived upon annual spending of RM30,000 and above)

CLICK HERE TO APPLY

Features & Benefits

• earn 8X UNIRinggit rewards points for overseas spend
• get 5X UNIRinggit rewards points for dining spend
• activate your UOB VISA Infinite Card and spend a minimum of RM5,000 within 60 days from card approval date to receive 50 UNIRinggit
• enjoy 12 complimentary limousine services to KLIA when you spend RM5,000 in 30 days using your UOB VISA Infinite Card
• 20% off TBR Luxury Airport Transfer Service (Overseas)
• 25% off fast track immigration speed pass at over 450 international airports
• up to 20% discount at over 200 airport dining outlets
• redeem 2X Air Miles during your birthday month using UNIRinggit reward points that you have earned, T&C apply
• travel insurance coverage of up to RM500,000
• 0% interest EPP for education, medical fees or luxury purchases of up to RM10,000 with a 12 month repayment term
• 0% interest Easi-Payment Plan for overseas, hotels, travel agencies and airline spend of RM3,000 and above with a 3 month repayment term
• Visa Infinite Concierge Services
• redeem any reward of your choice with UNIRinggit including dining vouchers, shopping vouchers, air miles, annual fee waiver and more!

Eligibility

• minimum annual income - RM120,000
• minimum age - 21 years old (principal card)
• minimum age - 18 years old (supplementary card)

Fees & Charges

• principal card annual fee - RM600 (waived upon annual spending of RM50,000 and above)
• supplementary card annual fee - RM300 (waived upon annual spending of RM50,000 and above)
• interest rates - 15% p.a. - 18% p.a.
• minimum monthly repayment - 5% of the outstanding balance or a minimum of RM50, whichever is higher
• late payment fee - 1% of the outstanding balance or RM10, whichever is higher up to RM100
• cash advance rates - 18% p.a. calculated on a daily rest basis
• cash advance fee - 5% or RM20 per withdrawal, whichever is higher
• balance transfer rates - 18% p.a.
• over limit fee - N/A
• annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

• get 5X UNIRinggit reward points for dining, entertainment and supermarket spend
• earn 3X UNIRinggit reward point for every petrol and recurring transactions
• 0% Overseas Easi-Payment Plan for a single or accumulated receipt worth at least RM3,000 to convert to a 0% interest 3 month repayment

Eligibility

• minimum annual income - RM40,000
• minimum age - 21 years old (principal card)
• minimum age - 18 years old (supplementary card)

Fees & Charges

• card annual fee - RM198 (principal cardholder)
• card annual fee - RM30 (supplementary cardholder)
• interest rates - 15% p.a. - 18% p.a.
• minimum monthly repayment - 5% of the outstanding balance or a minimum of RM50, whichever is higher
• late payment fee - 1% of the outstanding balance or RM10, whichever is higher up to RM100
• cash advance rates - 18% p.a. calculated on a daily rest basis
• cash advance fee - 5% or RM20 per withdrawal, whichever is higher
• balance transfer rates - 18% p.a.
• over limit fee - N/A
• annual service tax - RM25

There are 3 simple ways to apply for UOB Balance Transfer

• Complete the application form, attach a photocopy of your other bank account & card statements and send it via fax or mail to UOB
• Make a phone call to the 24-hour UOB Call Centre
• SMS UOBBT to 66300

Overview

Life is more enjoyable when you have financial freedom! Get extra cash with UOB Flexi Credit Plan and enjoy amazingly low rates and flexible repayment plans of up to 24 months.

• Low interest rate at 9.2% per annum
• Fast processing time
• Flexible tenures of up to 24 months

Overview

• Stop worrying and start living your life! UOB Cash Advance offers instant cash anywhere, anytime. It’s so simple and convenient!
• Fees & Interest
• Cash Advance Fee
• 5% or RM20, (whichever is higher) for each Cash Advance Withdrawal.

Bank-to-bank

• Walk in to any other banks' branches and apply for Cash Advance using your credit card.

UOB Personal Internet Banking

• Transfer the fund online from your UOB Credit Card to your UOB savings / current account.

Personal Identification Number (PIN)

• To withdraw money using your UOB credit card at any ATM, you have to use your UOB credit card PIN. You can request for PIN by calling UOB's 24-hour Call Centre.

• 0% interest for your shopping
• Enjoy 0% Easi-Payment Plan when you apply for a new UOB Credit Cards with CompareHero.my
• Convert your UOB Card Purchases into easy monthly instalments and enjoy upfront interest as low as 2%. You can even bundle up more than one purchases and convert them to UOB Easi-Payment Plan

Upfront Interest

• 6 months - 2%
• 12 months - 3%
• 18 months - 4%

• UOB offers a variety of products and services, and maintains high global standards for customer service and innovation. 
• Under personal banking, customers can choose from a selection of loans, deposits, cards, and investments. 
• Business entities can take advantage of its cash management, custody services, merchant, and other global services. 
• The bank is well recognized in the industry. In 2014, it received 11 awards from AsiaMoney and the Most Admired ASEAN Enterprise for ASEAN Centricity from ASEAN Business Advisory Council.