Lazada UOB Card
Lazada UOB Card
RM 2,000
Minimum monthly income
RM 100
Annual fee
New To Bank customers get their first year's annual fee waived (campaign ends 28 February 2026).
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Get up to RM200 Touch 'n Go eWallet Credit guaranteed when you apply, activate, and spend with UOB Credit Cards via CompareHero today.
Product details
Product details
Benefits
Features and Benefits: Lazada UOB Card UNIRM
| UNIRM | Spend Categories | Capped Amount/Conditions |
| 10X UNIRM per RM1 | Lazada purchases and Lazada Wallet spend/reload | RM500 (1X UNIRM per RM1 after exceeding the cap) |
| 5X UNIRM per RM1 |
Online lifestyle and entertainment spend (Spotify, Apple.com, Netflix, Grab, ClassPass, iflix, PlayStation, SteamGames, YouTube, KURIN, Grab, DeliverEat, Domino's and foodpanda) Insurance and telecommunications spend |
RM500 (for each category / 1X UNIRM per RM1 after exceeding the cap) |
| 1X UNIRM per RM1 | All other retail spend | None |
| Bonus 1,000 UNIRM | All retail spend | Spend RM1,500 every month |
Features
Good for
Rewards/Offers & Shopping
Earn 10X UNIRM for every RM1 Lazada purchases and Lazada Wallet spend/reload (any spend above RM500 will earn 1X UNIRM for every RM1 spent)
Earn 5X UNIRM for every RM1 online lifestyle and entertainment spend (Spotify, Apple.com, Netflix, Grab, ClassPass, iflix, PlayStation, SteamGames, YouTube, KURIN, DeliverEat, Domino's and foodpanda) and insurance and telco spend (any spend above RM500 for each category will earn 1X UNIRM for every RM1 spent)
Earn 1X UNIRM for every RM1 on all other retail spend
Bonus 1,000 UNIRM when you make a monthly retail spend of RM1,500 and above
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 100 | RM70 for Supplementary Cardholder(s) |
| Annual fee waiver | Yes | New To Bank customers get their first year's annual fee waived (campaign ends 28 February 2026). |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
| Annual fee |
RM 100 RM70 for Supplementary Cardholder(s) |
| Annual fee waiver |
Yes New To Bank customers get their first year's annual fee waived (campaign ends 28 February 2026). |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees
- - Photocopy of NRIC (both sides)
- - Latest 3 months' salary slips, AND any of the following
- - Latest EPF statement
- - Latest Form B/BE with tax payment receipt
- - Latest 3 months' bank statement
- - Latest Form BE with tax receipt
Self-Employed
- - Photocopy of NRIC (both sides)
- - Latest Form BE with tax receipt
- - Photocopy of Business Registration Form
- - Latest 6 months' bank statements (showing business turnover)
Foreigners
- - Photocopy of passport
- - Latest 2 months' salary slips
- - Work permit must be valid for at least 1 year at the time of application
- - Letter of employment
Click here to read the Lazada UOB Card Terms and Conditions.
Click here to read the Lazada UOB Card Product Disclosure Sheet.
