
Lazada UOB Card

Features and Benefits: Lazada UOB Card UNIRM
UNIRM | Spend Categories | Capped Amount/Conditions |
10X UNIRM per RM1 | Lazada purchases and Lazada Wallet spend/reload | RM500 (1X UNIRM per RM1 after exceeding the cap) |
5X UNIRM per RM1 |
Online lifestyle and entertainment spend (Spotify, Apple.com, Netflix, Grab, ClassPass, iflix, PlayStation, SteamGames, YouTube, KURIN, Grab, DeliverEat, Domino's and foodpanda) Insurance and telecommunications spend |
RM500 (for each category / 1X UNIRM per RM1 after exceeding the cap) |
1X UNIRM per RM1 | All other retail spend | None |
Bonus 1,000 UNIRM | All retail spend | Spend RM1,500 every month |
Vouchers
RM28 Voucher Every Monday: Valid till 30 June 2025 and is limited to Lazada registered customers. Shop via the Lazada app with a minimum spend of RM200 in a single transaction, limited to 500 redemptions weekly, with 1X redemption weekly per customer (T&Cs apply)
Lazada Free Shipping Fridays: Valid till 27 June 2025! Shop via the Lazada app to enjoy RM5 off free shipping with a minimum spend of RM15 in a single transaction, limited to 600 redemptions weekly, with 1X redemption weekly per customer (T&Cs apply)
Lazada RM8 Monthly Offer: Valid till 30 June 2025 and is collectable on the 8th of every month. Subject to a minimum spend of RM45 in a single transaction, limited to Lazada registered customers, get 2,700 redemptions monthly, with 1X redemption per customer (T&Cs apply)
Minimum monthly income | RM 2,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 100 | RM70 for Supplementary Cardholder(s) |
Annual fee waiver | Yes | New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Annual fee |
RM 100 RM70 for Supplementary Cardholder(s) |
Annual fee waiver |
Yes New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
You will need to provide several documents such as (varies between different banks):
Salaried Employees
Self-Employed
Foreigners
Click here to read the Lazada UOB Card Terms and Conditions.
Click here to read the Lazada UOB Card Product Disclosure Sheet.