
Maybank 2 Gold Cards

Maybank TreatsPoints
Government Bodies / JomPAY / FPX | NO TreatsPoints |
Education Institutions | 1x Point |
Insurance Providers | 1x Point |
Utilities | 1x Point |
0% EzyPay | 1x Point |
E-Wallet Reloads | No TreatsPoints |
Maybank 2 American Express Gold Card
Annuals Fees
Lifetime Fee Waiver for principal and supplementary cards
Minimum monthly income | RM 2,500 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 0 | Free for life |
Annual fee waiver | Yes | Free for life |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Annual fee |
RM 0 Free for life |
Annual fee waiver |
Yes Free for life |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
Self Employed:
Expatriate:
Supplementary Cardholder:
For Malaysians:
For Expatriate:
With the Maybank 2 Gold Cards, you’ll get the best of both worlds by having a joint account instead of two separate accounts in just one application. Not only will you be able to enjoy the Maybank American Express Malaysia rewards, but also the benefits of the Maybank Mastercard or Visa Card by simply owning a single credit card.
For all your weekend local or international expenses, charge it to your Maybank AMEX credit card to earn 5% cashback credited into your account, capped at a maximum of RM50 monthly or RM600 yearly. This only applies for retail purchases and transactions.
Note: This does not apply to transactions made for utilities and government bodies.
When you swipe your cards during the weekdays using the Maybank AMEX, you’ll be able to collect up to 5 TreatsPoints. However, when you swipe your Maybank Mastercard or Visa Card during the weekdays or weekends, you will be able to collect your 1 TreatsPoints no matter what day it is.
There are different TreatPoints awarded for the Maybank AMEX and Mastercard or Visa card. Other than receiving 5% cashback for the American Express Maybank card, cardholders are entitled to earn TreatPoints as well. Do take note that these points will expire after 3 years from when you first gained them.
Categories |
TreatsPoints Earned For Every RM1 Spent |
Conditions |
Overseas and Local Spending (Groceries, Dining, Shopping, Travel, etc.) |
- 5x TreatsPoints when swiped with Maybank 2 American Express Card
- 1x TreatsPoints when swiped with Maybank 2 Mastercard or Visa Card |
Weekdays only for the Maybank 2 AMEX Card |
Petrol |
- 5x TreatsPoints when swiped with Maybank 2 American Express Card
- 1x TreatsPoints when swiped with Maybank 2 Mastercard or Visa Card |
Max. RM500 per transaction for the Maybank 2 American Express Card to earn 5x TreatsPoints. If it’s above RM500, you will earn 1x TreatsPoints. |
Insurance, Utilities, Maybank 0% EzyPay Installment Plan, Education Institutions |
1x TreatsPoints when swiped with Maybank 2 American Express Card |
Note: For all transactions made for government bodies, FPX or JomPay, TreatsPoints will not be rewarded.
The best part about the Maybank 2 Gold Cards is that you will have a lifetime free annual fee. Both primary and supplementary cardholders are entitled to receive this feature.
When you own the Maybank 2 Gold Cards, you will automatically be entitled to various discounts and offers ranging from categories related to travel, entertainment, dining and many more. These offers include getting your coffee fix from San Francisco Coffee, indulging in Korean or Japanese cuisine, as well as overseas promotions such as the Lotte World Theme Park ticket promotion in Korea.
Ready for some exciting rewards? Maybank is having a special online promotion for new credit cards this August!
From 1 August to 31 August 2025, when you apply for a Maybank credit card online, you could win a RM20 cash prize or a brand-new Nintendo Switch 2! This campaign is open to both new and existing Maybank customers. Terms and conditions apply.
To be eligible, you need to meet these simple criteria:
This offer doesn't apply to Maybank Group employees, certain business account types, or anyone who cancelled a Maybank credit card in the last six months and is now reapplying.
Good news! You're automatically entered into the campaign just by applying for a credit card during the promotion period. No extra forms are needed!
For the RM20 Cash Prize:
Be one of the first 200 customers to apply each week! A total of 800 winners will be selected throughout August on a first-come, first-served basis.
For the Nintendo Switch 2:
There are 16 Nintendo Switch 2 consoles up for grabs! To qualify for the lucky draw, you need to:
If you need more information or have any concerns, you can contact Maybank through:
You can directly apply for this credit card on our website and we will process your application.
All primary cardholders should be at least 21 years old and above while supplementary cardholders have to be at least 18 years old and above. The required minimum annual income is RM30,000 or RM2,500 monthly.
No, there is no annual fee for both the Maybank 2 Gold cards. It is free for a lifetime.
The only fees or charges applied would be the late payment fee of 1% or RM10 when you perform your payments after the due date, as well as the interest rates for repayments which are 15% (when you make your payments on time), 17% (when you make your payments within 10 months out of 12), and 18% (when you make your payments within less than 10 months out of 12 or if you are a new cardholder).
For those who travel often and regularly shop during the weekends. Aside from that, it is also for those who own their own card and use up their petrol every month.