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Rewards credit cards allow you to collect and accumulate rewards points that can be traded for a range of benefits, such as vouchers and discounts.
Rewards points are credited to your account when you spend on your card. The methods of acquiring points varies between banks. Typical examples are 1 point for every RM5 spent, or 2 points per RM1 spent at a selected store.
You can redeem your rewards points for a variety of items or vouchers. Some banks also allow you to use your points to pay for your card's annual fee or to offset payments for the next billing cycle.
To see the available rewards, take a look at bank's reward catalogue. In most cases, you will be able to log on to a given website to spend your points. Instructions on points redemption will be included with the credit card terms and conditions.
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