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CompareHero.my is your go-to website for finding Credit Cards, Personal Loans or Broadband products in Malaysia. Our service is free, easy and completely unbiased. With our online comparison platform, you can find the most up-to-date information on personal finance products, best value internet plans and much, much more!

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Credit Card FAQs

Rewards are part of the customer loyalty programs used by credit card providers that allow you to collect points each time you use your rewards credit card. You can use these points to redeem discounts and air miles. Credit card companies offer these kind of credit cards to people who show consistent spending on retail and dining.
You collect reward points each time you use your rewards credit card for something. You can then redeem these points for a wide array of benefits, such as air miles or gifts. Different banks use different methods for acquiring points. For example, you could receive 1 point for every RM5 spent, or 2 points per RM1 spent at a particular store.
Your reward points can be redeemed for a wide range of products and services, such as gifts and discounts. There are also banks that allow you to use your reward points to pay for the annual fee of your credit card or to reduce payments due for your next billing cycle. The various rewards can differ between banks, so to decide where to spend your reward points, take a look at the Bank?s reward catalogue. Usually, you are required to login to your online credit card account to see and spend your reward points. Additionally, you could look through your credit cards terms and conditions, which will most likely include instruction for the redemption of your points.

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