UOB Preferred Card
UOB Preferred Card
RM 3,000
Minimum monthly income
RM 198
Annual fee
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Win iPad Pro M4 OR get up to RM500 Touch 'n Go eWallet Credits guaranteed when you apply, activate, and spend with UOB Credit Cards via CompareHero today.
Product details
Product details
Benefits
Features and Benefits: UOB Preferred Card UNIRM Points
| UNIRM Rewards Points | Spend Categories |
|
10X UNIRM per RM1 |
Streaming platforms (Netflix, HBO Max, Amazon Prime and YouTube Premium) |
|
5X UNIRM per RM1 |
Dining, groceries and entertainment (limited to RM1,000 spend per category) |
|
3X UNIRM per RM1 |
Petrol (limited to RM500 spend) and recurring transactions |
|
1X UNIRM per RM1 |
Local spending |
Features
Good for
Rewards/Offers & Travel
10X UNIRM for every RM1 spent on streaming platforms (Netflix, Amazon Prime, HBO Max and YouTube Premium, effective 1 July 2025)
5X UNIRM for every RM1 spent on groceries, dining and entertainment spend (limited to RM1,000 spend per category)
3X UNIRM for every RM1 spent on recurring transactions and petrol spend (limited to RM500 petrol spend)
1X UNIRM for every RM1 spent on other local spend
Get 1-for-1 drinks at selected Coffee Bean & Tea Leaf outlets from Monday to Friday
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 198 | RM30 for Supplementary Cardholder(s) |
| Annual fee waiver | Yes | New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
| Annual fee |
RM 198 RM30 for Supplementary Cardholder(s) |
| Annual fee waiver |
Yes New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees
- - Photocopy of NRIC (both sides)
- - Latest 3 months' salary slips, AND any of the following
- - Latest EPF statement
- - Latest Form B/BE with tax payment receipt
- - Latest 3 months' bank statement
-
- Latest Form BE with tax receipt
Self-Employed
- - Photocopy of NRIC (both sides)
- - Latest Form BE with tax receipt
- - Photocopy of Business Registration Form
-
- Latest 6 months' bank statements (showing business turnover)
Foreigners
- - Photocopy of passport
- - Latest 2 months' salary slips
- - Work permit must be valid for at least 1 year at the time of application
-
- Letter of employment
Click here to read the UOB Preferred Card Terms and Conditions.
Click here to read the UOB Preferred Card Product Disclosure Sheet.
