UOB Preferred Card

New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).

Special Offers

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Benefits

Features and Benefits: UOB Preferred Card UNIRM Points

UNIRM Rewards Points	Spend Categories
10X UNIRM per RM1	Streaming platforms (Netflix, HBO Max, Amazon Prime and YouTube Premium)
5X UNIRM per RM1	Dining, groceries and entertainment (limited to RM1,000 spend per category)
3X UNIRM per RM1	Petrol (limited to RM500 spend) and recurring transactions
1X UNIRM per RM1	Local spending

Features

Good for Rewards/Offers & Travel

10X UNIRM for every RM1 spent on streaming platforms (Netflix, Amazon Prime, HBO Max and YouTube Premium, effective 1 July 2025)

5X UNIRM for every RM1 spent on groceries, dining and entertainment spend (limited to RM1,000 spend per category)

3X UNIRM for every RM1 spent on recurring transactions and petrol spend (limited to RM500 petrol spend)

1X UNIRM for every RM1 spent on other local spend

Get 1-for-1 drinks at selected Coffee Bean & Tea Leaf outlets from Monday to Friday

Eligibility

Fees & Charges

Annual fee	RM 198	RM30 for Supplementary Cardholder(s)
Annual fee waiver	Yes	New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).
Late payment fee	RM 10/1%	1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15%	For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0%	Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.

Annual fee	RM 198 RM30 for Supplementary Cardholder(s)
Annual fee waiver	Yes New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).
Late payment fee	RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.