UOB Preferred Card
RM 3,333
Minimum monthly income
RM 198
Annual fee
15%
Interest rate p.a
6%
Balance transfer rate (fixed)
UOB Preferred Card
RM 3,333
Minimum monthly income
RM 198
Annual fee
15%
Interest rate p.a
6%
Balance transfer rate (fixed)
Special Offers
Win a Rotary Air Fryer (Z6) worth RM600 or RM300 credits via Rewards360 when you apply, activate and spend with UOB credit cards via CompareHero today.
Product details
Product details
Benefits
Features and Benefits: UOB Preferred Card UNIRM Points
| UNIRM Rewards Points | Spend Categories |
| 5X UNIRM points per RM1 | Dining, groceries and entertainment |
| 3X UNIRM points per RM1 | Petrol and recurring transactions |
Features
Good for Rewards/Offers & Travel
5X UNIRM on groceries, dining and entertainment spend (limited to RM1,000 spend per category)
3X UNIRM for recurring transactions and petrol spend (limited to RM500 petrol spend)
Get 1-for-1 drinks at selected Coffee Bean & Tea Leaf outlets from Monday to Friday
Get 1-for-1 movie tickets offer for purchases made at Golden Screen Cinemas on Fridays only (except Aurum Theatre)
Enjoy 1-for-1 offers and accelerated UNIRM points
Eligibility
| Minimum monthly income | RM 3,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 198 | |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 6% | 12 months Balance Transfer period |
| Annual fee | RM 198 |
| Annual fee waiver | No |
| Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 6% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employees
- Photocopy of NRIC (both sides)
- Latest month salary slip
- Latest EPF statement
- Personal bank statement showing salary credited
- Latest income tax return with LHDN receipt
Self Employed
- Photocopy of NRIC (both sides)
- Form 9 & 24/Business and/or Company Registration
- Latest income tax return with LHDN receipt
- Latest 6 months bank statements (showing business turnover)
