Apply For Standard Chartered Credit Card Online

Standard Chartered Bank is Malaysia's first and oldest back with over 140 years of history when its first branch opened for business at Beach Street in Penang.

List of the best Credit Cards by Standard Chartered Malaysia

Standard Chartered is a multinational bank with 40+ Branches and 70+ ATMs. They offer 3 different Credit Cards, 1 Personal Loan and 3 Mortgages.

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SCB Credit CardMin. annual
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Annual fee
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Annual fee
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WorldMiles World Mastercard®
RM 90,000RM 600waived
JustOne Platinum Mastercard®RM 36,000RM 250waived
Liverpool FC CashbackRM 36,000 RM 175waived
Visa PlatinumRM 36,000waivedwaived

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Features & Benefits

  • earn 4.5X WorldMiles points for every RM3 equivalent overseas spend
  • earn 1X WorldMiles points for every RM3 local spend
  • convert 2 WorldMiles points to 1 AirMile from ASIA MILES, Singapore Airlines KRISFLYER, Enrich, or AirAsia BIG LOYALTY
  • convenient online AirMiles conversion
  • unlimited Plaza Premium Lounge access in KLIA and klia2 when you travel internationally
  • up to RM80 cashback on airport transfers (airport limousine or KLIA Ekspres) ride home when you return from overseas travel
  • complimentary Wallet Guard Insurance and E-commerce purchase protection up to USD200
  • annual fee waived for the first year
  • book a 3 night stay at participating Banyan Tree Hotels & Resorts and only pay for 2 nights
  • enjoy World Mastercard® offers and experiences

Eligibility

  • minimum annual income - RM90,000 per annum
  • principal cardholder age - 21 to 65 years old
  • supplementary cardholder age - 18 to 65 years old

Fees & Charges

  • interest rate - 15% p.a. (if you make prompt payments over the last 12 consecutive months)
  • card annual fee - RM600 for principal card, free for supplementary card
  • annual fee waiver - waived for the first year, subsequent years will be waived with minimum spend of RM60,000 per year
  • cash advance interest rate - 18% p.a. computed on a daily basis
  • balance transfer rate - 5.99% p.a.
  • late payment fee - minimum RM10 or 1% of total outstanding balance, whichever is higher, capped at RM100
  • over limit fee - RM50

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee for life
  • earn 5,000 bonus points every month by minimum spend of RM1,500 each month, also applicable for supplementary cardholders
  • earn 5X points for dining, departmental stores purchases and overseas spend
  • earn 1X points for all other local spend
  • exciting offers & privileges at over 4,000 outlets in Malaysia and across Asia
  • compatible with Samsung Pay
  • FlexiPay Plus - low interest rate instalment plan available
  • Cheque-On-Call Plus
  • Balance Transfer Plus - low interest rate balance transfer plan

Eligibility

  • minimum annual income - RM36,000 p.a.
  • principal card age - 21 - 65 years old
  • supplementary card age - 18 - 65 years old

Fees & Charges

  • interest rates - 15-18% p.a.
  • card annual fees - waived for life
  • minimum monthly repayment - 5% of the outstanding balance or a minimum of RM50, whichever is higher
  • late payment charges - minimum RM10 or 1% of the total outstanding balance, capped at a maximum of RM100 per account

CLICK HERE TO APPLY

Features & Benefits

  • enjoy up to 15% cashback monthly on autobill payments, online purchases, petrol, and 0.2% cashback on other spends (excluding government and charities spend)
  • e-commerce online purchase protection up to USD200
  • enjoy RM10 per ticket for any movies at Golden Screen Cinemas (via GSC website and mobile app, from 1 Mar 2019 to 28 Feb 2020, subject to T&C)
  • annual fee waiver for the first year
  • exclusive offers and discounts at over 4,000 outlets in Malaysia and across Asia
  • compatible with Samsung Pay
  • easily convert into a low interest rate instalment plan with FlexiPay Plus
  • switch to a lower interest rate with Balance Transfer Plus

Eligibility

  • minimum income requirement - RM36,000 per annum
  • principal cardholder minimum age - 21 years old
  • supplementary cardholder minimum age - 18 years old

Fees & Charges

  • interest rates - 15-18% p.a.
  • principal card annual fee - RM250 (waived for the first year, subsequent years will be waived with minimum spend of RM20,000 per annum)
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of the outstanding balance or a minimum of RM50, whichever is higher
  • late payment charges - minimum RM10 or 1% of the total outstanding balance, whichever is higher, capped at maximum RM100 

Monthly Cashback Tiers

Retail spend per calendar month below RM1,000

  • 0.2% Cashback on auto bill payments, online purchases and petrol
  • 0.2% Cashback on other categories
  • Cashback cap RM2

Retail spend per calendar month between RM1,000 - RM1,499.99

  • 0.5% Cashback on auto bill payments, online purchases and petrol
  • 0.2% Cashback on other categories
  • Cashback cap RM12

Retail spend per calendar month between RM1,500 - RM2,499.99

  • 10% Cashback on auto bill payments, online purchases and petrol
  • 0.2% Cashback on other categories
  • Cashback cap RM28

Retail spend per calendar month above RM2,500

  • 15% Cashback on auto bill payments, online purchases and petrol
  • 0.2% Cashback on other categories
  • Cashback cap RM60

CLICK HERE TO APPLY

Features & Benefits

  • get up to 5% cashback monthly
  • enjoy up to 15% off at selected sports outlets: 15% off at Al-Ikhsan and 10%+5% off at New Balance stores nationwide (valid till 31 December 2019, T&C apply)
  • e-Commerce online purchase protection up to USD200
  • 1-for-1 beers at selected pubs on weekends until 31 December 2019
  • enjoy 15% dining at selected pubs and restaurants on weekends until 31 December 2019

Eligibility

  • minimum annual income - RM36,000 p.a.
  • principal cardholder - age 21 - 65 years old
  • supplementary cardholder - age 18 - 65 years old

Fees & Charges

  • interest rates - 15% p.a. - 18% p.a. (tiered interest rate)
  • principal card annual fees - RM175 (1st year annual fee waiver)
  • supplementary card annual fees - free
  • minimum monthly repayment - 5% of the outstanding balance or a minimum RM50, whichever is higher

Monthly Cashback Tiers

Total retail spend per month between RM500-RM799.99

  • Cashback rate - 2%
  • Cashback capped per month - RM10

Total retail spend per month between RM800-RM1,499.99

  • Cashback rate - 3%
  • Cashback capped per month - RM25

Total retail spend per month at RM1,500 and above

  • Cashback rate - 5%
  • Cashback capped per month - RM5

*Petrol and insurance transactions are not applicable for cashback, but count towards the minimum retail spend amount

Enjoy an elevated banking experience and be rewarded on your total banking relationship with the Priority Banking Visa Infinite credit card.

 

Unlimited airport lounge access

Escape the chaos of busy airport terminals and enjoy unlimited complimentary access to over 1000 airport lounges globally via LoungeKey.

 

Cashback on airport transfers

Enjoy up to RM80 cashback (12 times annually) on your airport limousine or KLIA Ekspres ride home when you return from overseas travel.

 

Attractive 360° Rewards Points redemption

Be spoilt for choice with our vast selection of amazing rewards for home, dining, fashion and electronics.

 

Faster way to redeem free flights

Collect 360° Rewards Points to redeem air miles of your preferred participating frequent flyer programme online. Preferred frequent flyer programme including Asia Miles, KrisFlyer, Enrich and AirAsia BIG.

 

Complimentary travel and medical insurance

Receive a complimentary travel and medical insurance coverage of up to RM50,000 for principal cardholders.

 

Annual fee waiver

Enjoy annual fee waiver for the first 2 years.3 Subsequent years will be waived upon minimum spend of RM10,000 per year* per card. *Annual spend of principal and supplementary card will be calculated separately and no combination of spend shall be allowed.

Get 5,000 bonus points monthly and 5x points for dining, purchases at department store and overseas spend.

 

5,000 bonus points every month

Just spend a minimum of RM1,500 per month to qualify. This is applicable for supplementary cardholders too.

 

Earn 5x points

Be rewarded with 5x points when you use your principal or supplementary card on dining, purchases at department stores and overseas spend.

 

Earn 1x points for all other local spend

Earn 1x points for all other local spend spend with your principal or supplementary card. The more you spend, the more points you’ll receive.

 

Annual fee waiver

Enjoy annual fee waived for life on your principal and supplementary card.

  • Standard Chartered Bank was first established in 1875 but was locally incorporated as Standard Chartered Bank Malaysia Berhad in 1984. 
  • It employs over 6,000 employees for its Malaysian operations, a global shared service centre Scope International, a subsidiary Price Solutions, an offshore facility in Labuan and head office at Menara Standard Chartered in the heart of Kuala Lumpur.
  • The bank has lunched several industry-defining retail banking products including MortgageOne Optimizer, Business Saver Current Account, and the Standard Chartered Visa Infinite credit card. 
  • The bank offers many types of Credit Cards to help you enjoy cashback, to travel and dine the world in style, and to reward you with great deals. 
  • Enjoy more benefits by applying for your Standard Chartered Credit Cards today on CompareHero

Standard Chartered Credit Cards are designed to cater to your different lifestyle needs from cashback, travel, to petrol. With innovative features such as Cheque-On-Call Plus where you can enjoy interest rates for as low as 9.88%, Balance Transfer, FlexiPay which provides monthly installment plans, you are covered. Enjoy up to 5% cashback on your monthly retail spends, get more than RM1,000 cashback a year on auto bill payments, online purchases, petrol and all your daily, and earn WorldMiles Points easily with all your retail purchases, local or overseas. Then convert these WorldMiles Points for flight tickets to over 100 destinations.

You can call our customer heroes at 012-385 0211 for a hassle-free application process, or apply online.