RHB Bank Berhad is the fourth largest fully integrated financial services group in Malaysia.
Established in 1997 from the merger of two banks to create Malaysia's third largest financial services group. RHB Bank Berhad now has 210 branches in Malaysia with 196 RHB conventional bank branches and 14 RHB Islamic branches. RHB also has 19 branches overseas in countries such as Singapore, Indonesia and Brunei. RHB offers customers various banking services such as credit cards, personal loans, Islamic banking, wealth management and more.
RHB’s ASB/ASB2 Financing is a loan that lets you take out a loan to purchase ASB units for your future wealth.
RHB Bank is a Malaysian bank and is one of
the largest integrated financial services group in Malaysia. It was founded in
1997 as a result of a merger between DCB Bank and Kwong Yik Bank. They offer a
variety of products through its many subsidiaries such as RHB Bank Berhad, RHB
Investment Bank Berhad, and RHB Islamic International Asset Management Berhad.
They were the first local banking and finance group in Malaysia to establish an Islamic banking subsidiary: RHB Islamic Bank Berhad. They also acquired OSK Investment Bank Berhad in November 2012, making them the largest investment bank in the country (by assets). They provide financial services to Malaysia, Singapore, Thailand, Vietnam, Brunei, Cambodia, Laos, Indonesia, and Hong Kong.
RHB Personal Loans are available in several different plans that offer you a variety of options and choices for your financing needs. Be it you are looking to fund your wedding, buy a car, renovate your house, or even to go on a holiday, their competitive rates and excellent services can provide.
You must be a Malaysian and must be employed for at least 6 months, as you will need to provide your latest 6-month EPF statement. If you are self-employed, you will also need to have the latest 6-month bank statement of your business.
No, you will not require a guarantor or collaterals for RHB personal loans.
Yes, you can. However, it must be done after the lock-in period (depending on which personal loan you apply for). There will be an early settlement fee.
Yes, there is. It will be calculated with a flat interest rate and charged based on the amount approved. It is calculated as such:
[n(n+1)/t(t+1)] x P
n: Number of monthly instalments remaining
t: Financing tenure in months
P: Total interest payable over entire tenure
Total settlement after rebate calculation = (Total repayments – rebate) + [early exit fee+late payment charges (if any)]