Free 24-hour loss reporting line
If you lost your credit card, don't hesitate to reach out to HSBC available for you 24/7
SecurePay
Secure transactions when making online purchases with a One-Time-Password (OTP) sent via SMS
Pin and Pay
For improved financial security and to prevent credit card fraud, a 6-digit Personal Identification Number (PIN) will be used for all credit card payments at point-of-sale terminals in Malaysia. Additionally, new credit cards have the contactless Paywave feature, which allows a fast, easy and convenient way to pay.
Email statements
Timely delivery of statements securely and privately so enjoy no lost or misplaced statements. Join HSBC's Go Green Initiative - advocating a paperless environment, and reducing global carbon footprint.
Cash Advance
Flexibility for emergency use or when a credit card payment is not acceptable. No documents are required and enjoy 24-hour instant cash withdrawal from any ATMs worldwide.
Balance Transfer
Consolidate your other credit card outstanding balances and enjoy a low 3.88% one-time upfront handling fee for 12 months.
Cash Instalment Plan
Convert available credit limit into cash and enjoy interests as low as 3.88% p.a. and 4.88% p.a. for new-to-card and existing-to-card customers respectively, for up to 12 months of repayment period.
Minimum monthly income | RM 6,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 600 | Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
Annual fee waiver | Yes | Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
Late payment fee | RM 10/1% | A minimum of RM10 or 1% of the outstanding balance, whichever is higher up to a maximum of RM100. |
Interest rate | 15% | Cardmembers who promptly settle their min payment due for 12 consecutive months. |
Balance transfer rate (fixed) | 3.88% | Enjoy a low one-time upfront handling fee of 3.88% for a 12-month repayment. Minimum transfer amount is RM1,000 |
Annual fee |
RM 600 Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
Annual fee waiver |
Yes Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
Late payment fee |
RM 10/1% A minimum of RM10 or 1% of the outstanding balance, whichever is higher up to a maximum of RM100. |
Interest rate |
15% Cardmembers who promptly settle their min payment due for 12 consecutive months. |
Balance transfer rate (fixed) |
3.88% Enjoy a low one-time upfront handling fee of 3.88% for a 12-month repayment. Minimum transfer amount is RM1,000 |
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi-Government office
Other Companies
Self-Employed (Malaysian):
Expatriate:
Do you happen to be a frequent shopper locally or when you travel overseas? The HSBC Visa Signature Card will benefit you greatly with their endless rewards for every purchase!
When you perform transactions with your HSBC Visa Signature Card, for every RM1 spent, you are entitled to receive 1x HSBC Reward Point. In addition to that, you are also able to receive up to 7x additional HSBC Reward Points based on the eligible categories when you swipe your card overseas. Furthermore, when you swipe your card locally at participating retail outlets or online, you will earn up to 4x additional HSBC Reward Points according to the eligible categories.
Category |
HSBC Reward Points |
Travel (online and retail transactions) |
Earn 8x Reward Points (International spend) |
Dining (online and retail transactions) |
Earn 8x Reward Points (International spend) Earn 5x Reward Points (Local spend at *selected shopping malls) |
Shopping (online and retail transactions) |
Earn 8x Reward Points (International spend) Earn 5x Reward Points (Local spend at *selected shopping malls) |
Groceries |
Earn 8x Reward Points (International spend) Earn 5x Reward Points (Local spend at *selected shopping malls) |
Utilities |
Earn 1x Reward Point |
*Participating malls:
Note: When it comes to petrol, charitable organisations or government services, you will not be entitled to earn any HSBC reward points with your Visa Signature HSBC Credit Card.
HSBC Visa Signature Credit Card owners are able to enjoy the HSBC credit card benefits as well. Some of the popular offers include an RM100 cash voucher for Lazada, Grab, PrestoMall, Agoda and Zalora when you claim these vouchers with 35,000 HSBC Reward Points each. The awesome gadgets you could redeem with your HSBC Reward Points include a wireless mouse, luggage scale, and many more.
Apart from that, HSBC Visa Signature cardholders are entitled to the HSBC Balance Transfer Program where cardholders are able to transfer their outstanding balances to their HSBC Visa Signature card as well as the HSBC’s Home & Away Privilege Program where cardholders are able to enjoy exclusive offers and deals at more than 19,000 retail outlets worldwide in over 160 countries.
When you are travelling overseas, you will receive up to 6x complimentary access passes to premium lounges from participating countries which are Hong Kong, Singapore, and of course KLIA.
Enjoy a worry-free credit card like the HSBC Visa Signature that comes with a free 24 hours reporting line whenever you are facing issues related to the loss of a card. On top of that, the HSBC Visa Signature Credit Card also comes with one of the most well-equipped levels of process and technology, ensuring complete privacy and protection to prevent any kind of fraud or scam that could result in theft or loss.
With that in mind, the HSBC Visa Signature Credit Card was designed to ensure cardholders are able to make the most out of the card without having to stress while they are performing their transactions intentionally or locally.
For more information, you may click on the links below:
To be eligible for the HSBC Visa Signature primary card, you have to be at least 21 years old and above. As for the supplementary card, you have to be at least 18 years old and above. Aside from that, you also have to be earning an income of at least RM6,000 monthly or RM72,000 annually.
The annual fee for primary cardholders would be RM600 while the annual fee for supplementary cardholders is RM300.
In addition to the annual fees, the HSBC Visa Signature cardholders will also be charged with RM25 for sales and service tax purposes. There is also a late payment fee of 1% or it can also be RM10 from the overdue amount. As for interest rates, you will be charged with 15% annually provided you make the minimum monthly repayment which is 5% or it can be RM50 from the overdue amount, depending on which amount is higher.
For frequent travellers and shoppers. When you regularly shop overseas, this card will benefit you greatly. Other than that, if you regularly shop at shopping malls and dine at the restaurants, you will be able to make use of the rewards earned with this credit card.