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Alliance Bank
Alliance Bank Visa Infinite Credit Card

Alliance Bank Visa Infinite Credit Card

RM 5,000

Minimum monthly income

RM 438

Annual fee


Interest rate p.a


Balance transfer rate (fixed)

Special Offers

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Product details


0% Balance Transfer for 6 months for New-to-Bank Cardmembers

    Good for Rewards/Offers
    8X Timeless Bonus Points for Online & eWallet spend
    5X Timeless Bonus Points for Grocery, Overseas & Dining spend
    1X Timeless Bonus Points for Contactless, Entertainment, Auto-billing & Retail spend
    0% Flexi Payment Plan for Flight Tickets, Hotel & Overseas spend
    2X free access to participating Plaza Premium Lounges worldwide
    1X free access to Travel Club Lounge
    Annual Fee waiver for the first year (subsequent years will be waived with minimum spend of RM12,000 per year)
    Minimum monthly incomeRM 5,000
    Minimum age:
    Supplementary Cardholder18
    Fees & Charges
    Annual fee RM 438
    Waived in first year, subsequent years waived with minimum spend of RM12,000
    Annual fee waiver Yes
    Late payment fee RM 10/1%
    1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
    Interest rate 15%
    Settling minimum payment due for 12 consecutive month
    Balance transfer rate (fixed) 0%
    0% Balance Transfer for 6 months
    Document required to apply

    You will need to provide several documents such as (varies between different banks):

    Salaried Earners

    • Copy of NRIC (both sides) or a copy of a valid passport AND
    • EPF & latest 1 month payslip OR
    • Last 3 months payslip & 1 month bank statement OR
    • Latest Borang BE & Tax receipt
    Salaried Earners
    • Copy of NRIC (both sides) or a copy of a valid passport AND
    • EPF & latest 3 months bank statements OR
    • EPF, latest payslip & latest 3 months bank statements
    Self Employed
    • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
    • Latest 6 months company bank statements OR
    • Borang B with 3 months bank statements

    Product review by

    If travelling is the type of luxury you enjoy, imagine the great perks you’ll get when you own the Alliance Bank Visa Infinite credit card! Aside from the fantastic travel benefits, earn some rewards for every purchase you make on a monthly basis.

    Unleash your inner luxury lifestyle by earning Timeless Bonus Points and complimentary access to Plaza Premium Lounges Worldwide

    For all your transactions made when you shop online and top-up your e-Wallet, earn 8x Timeless Bonus Points which apply to each RM1 that was spent using your Alliance Bank Visa Infinite card.

    Aside from that, if you regularly go for groceries, you can earn back 5X Timeless Bonus Points. Remember when we mentioned you get to enjoy travel perks? One of them is actually receiving 5x Timeless Bonus Points when you spend money overseas using your Alliance Bank Visa Infinite card. In return, after all these Timeless Bonus Points are accumulated, you can redeem AirAsia flights for free, along with various other vouchers and so on. In addition to that, you can unwind before your flight with 2X complimentary access to participating Plaza Premium Lounges worldwide! Learn more about the airport lounge benefit, here.

    We’ll get into more details about other traveling perks, but other than that, you can also earn 1x Timeless Bonus Points for other categories such as auto-billing, entertainment, dining, and contactless transactions. No matter what retail stores you make a purchase from using your Alliance Bank Visa Infinite card, you get to receive the 1x Timeless Bonus Points.

    Flexible payment plan for your wanderlust

    Here comes one of the best parts about owning the Alliance Bank Visa Infinite card - the 0% flexible payment plan for all your traveling needs! Within 3 months, you get to book your flight tickets, hotels, and any international transactions without having to worry about paying the whole amount in one -go. Instead, you can enjoy an interest rate-free payment in installments, enabling you to go on your holiday worry-free.

    Get your annual fees waived

    It can be a pain sometimes having to pay a fee simply by owning a credit card. Thankfully, the Alliance Bank Visa Infinite enables you to be exempted from paying the annual fees provided you spend at least RM12,000 a year. Though the first year is waived, you will be charged annual fees for the subsequent years unless you meet the minimum requirement. Spending RM12,000 a year shouldn’t be an issue for you, especially if you were to charge all your monthly bills and daily essentials to your Alliance Bank Visa Infinite credit card.


    You can easily apply for this credit card directly on our website. Fill up all the required information needed and we will help process the application for you. If you're having a trouble while applying, drop us a text or call us at +6012-385 0211. Our customer service will be able to help you with your worries.

    To apply for the Alliance Bank Visa Infinite card, you have to be earning at least RM5,000 every month or RM60,000 a year. If this isn’t an issue for you, you can apply for the credit card right away with ease. When you are earning RM5,000 every month, you must also take into account the minimum age requirement which is 21 years old and above and 18 years old and above for a supplementary card. 

    Annual fee is waived for the first year. After that, you will be charged automatically with RM438 if you’re a principal cardholder. However, if you happen to be able to spend a minimum amount of RM12,000 for that year, you will not be required to pay the annual fee. 

    The Alliance Bank Visa Infinite card comes with finances charges. Are you the type to pay your repayments on time? If you are, then you only will be charged with an interest rate of 15% every year. Otherwise, if you successfully pay 10 months throughout the year, then the interest rate will be 17%. Outside of these two ranges, then it will be 18%. 

    • Receive as high as 8x Timeless Bonus Points for every transaction 
    • Travelling perks such as 0% Flexible Payment Plan enabling you to purchase your travel necessities while making the repayment in installments 
    • Annual fee waived for a low minimum requirement every month which is only RM1,000

    If you are a wanderlust and love to travel every year, the Alliance Bank Visa Infinite card will hugely benefit your lifestyle. You will also be eligible to enjoy multiple travelling benefits, which is like killing two birds on one stone where you’ll fulfill your wanderlust while getting rewarded at the same time. For all the times you spend with your Alliance Bank Visa Infinite card, you will be rewarded with Timeless Bonus Points which you can redeem complimentary AirAsia flight tickets or other merchandise. Ultimately, this credit card is well suited for those that travel.

    Alliance Bank Visa Infinite Credit Card
    Alliance Bank Visa Infinite Credit Card
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