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Standard Chartered Visa Platinum
![Standard Chartered Visa Platinum](https://144634072.fs1.hubspotusercontent-eu1.net/hubfs/144634072/contentstack_assets/scplatinumvisa-min.png?auto=webp&quality=70&width=300)
Dine, shop & travel to your heart's content
Get 5X more points when you spend on dining, shopping at department stores and when overseas!
Retail Spend Reward
Find your retail spend rewarded with up to 5,000 bonus points monthly when you spend a minimum of RM1,500.
RM1 deals with participating merchants via Live The Good Life program
Enjoy RM1 deals at ZUS Coffee, The Inside Scoop and other merchants!
Flexible credit lines
Improve cash flow with Standard Chartered's Flexi-On-Balance-Plus, Automatic Balance Conversion, Easy-Payment-Scheme, Credit Card Limit Increase and many more.
Minimum monthly income | RM 3,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 120 | Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum. |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | 15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
Balance transfer rate (fixed) | 3.99% | Up to 36 months Balance Transfer period with minimum transfer of RM1,000 and no one-time upfront handling fee |
Annual fee |
RM 120 Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum. |
Annual fee waiver |
No |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% 15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
Balance transfer rate (fixed) |
3.99% Up to 36 months Balance Transfer period with minimum transfer of RM1,000 and no one-time upfront handling fee |
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Private Fixed Income and Government):
Salaried Employees (Commission earner)
Business Owners:
For existing Standard Chartered credit cardholders:
None required. If you've recently had a change in your salary, please update your documents.
Note:
Effective 13 May 2024, please ensure that "Akaun 3" is shown in the downloaded EPF statement.
The Standard Chartered Visa Platinum credit card is one of the highest rewards credit cards, especially if you love dining out and shopping at department stores. You can earn up to 5x points when you spend a minimum of RM1,500 monthly.
Category | Reward Points |
Dining |
For every RM1 spent, you earn 5x points |
Shopping |
For every RM1 spent at selected department stores, you earn 5x points |
Overseas |
For every RM1 spent overseas, you earn 5x points |
All Other Spend |
For every RM1 spent, you earn 1x points |
That’s not all! There are more rewards and bonus points with the Visa Platinum Card:
From now until 31 July 2024, stand to win 2x slots to the marathon including a 4-day 3-night hotel stay, plus 2x return flight tickets, brought to you exclusively by Standard Chartered.
As set by Standard Chartered, you could get entries by fulfilling the application/transaction criteria of the bank's products/services. T&Cs apply!
To apply for the Visa Platinum credit card, you would have to be earning a minimum annual income of RM36,000. The minimum age requirement would be 21 years old to 65 years old. If you are 18 years old, you can apply for the supplementary card.