Dine, shop & travel to your hearts content
Get 5X more points when you spend on dining, shopping and when overseas!
Retail Spend Reward
Find your retail spend rewarded with up to 5,000 bonus points monthly when you spend a minimum of RM 1,500.
|Minimum monthly income||RM 3,000|
|Annual fee||RM 120||Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum.|
|Late payment fee||RM 10/1%||1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)|
|Interest rate||15%||15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour.|
|Balance transfer rate (fixed)||5.99%||12 months Balance Transfer period|
Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum.
|Annual fee waiver||
|Late payment fee||
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour.
|Balance transfer rate (fixed)||
12 months Balance Transfer period
You will need to provide several documents such as (varies between different banks):
The Standard Chartered Visa Platinum credit card is one of the highest rewards credit cards, especially if you love dining out and shopping at department stores. You can earn up to 5x points when you spend a minimum of RM1,500 monthly.
For every RM1 spent, you earn 5x points
For every RM1 spent at selected department stores, you earn 5x points
For every RM1 spent overseas, you earn 5x points
All Other Spend
For every RM1 spent, you earn 1x points
That’s not all! There are more rewards and bonus points with the Visa Platinum Card:
To apply for the Visa Platinum credit card, you would have to be earning with a minimum annual income of RM36,000. The minimum age requirement would be 21 years old to 65 years old. If you are 18 years old, you can apply for the supplementary card.
Can't find what you're looking for? Read our article to find out the Best Standard Chartered Credit Cards in Malaysia.
You can apply and submit your application online with us at CompareHero with just a few simple steps to follow. If you have other inquiries, feel free to contact our hotline at +6012-3850211 or send us a message via WhatsApp.
The best part of this credit card is there are no annual fees. If you settle your repayment within 12 months in a row, the interest rate is 15%. If you make the repayment for at least 10 out of 12 months, you are charged with the interest rate of 17%. Otherwise, you will be charged 18% interest rate. Late payment charges will be RM10 or 1% of the total outstanding amount with a maximum cap of RM100.
To be eligible for this card, you have to be at least 21 years old with an annual income of RM36,000 or RM3,000 a month. However, if you are 18 years old, you can apply for the supplementary card.
If you dine out regularly and enjoy shopping at department stores, the Visa Platinum Card would be your best choice, especially with the 1-on-1 dining deals when you dine at over 2000 restaurants, cafes and clubs. Aside from that, if your monthly spending consists of things other than groceries and petrol, the Visa Platinum credit card would earn you much better rewards.
The minimum reward points you would have to accumulate would be at least 20,000 in order to start redeeming the eligible items.