Standard Chartered Visa Platinum Card
Standard Chartered Visa Platinum Card
RM 3,000
Minimum monthly income
RM 120
Annual fee
15%
Interest rate p.a
5.99%
Balance transfer rate (fixed)
Special Offers
GUARANTEED Airpods 3rd Gen or RM900 credits from Reward360 to be used at Lazada, Touch 'n Go and Grab for all successful applicants of a Standard Chartered credit card via CompareHero. Hurry, apply today. Check the terms and conditions here: https://bit.ly/3Rlzz8Y
Product details
Product details
Benefits
Dine, shop & travel to your hearts content
Get 5X more points when you spend on dining, shopping and when overseas!
Retail Spend Reward
Find your retail spend rewarded with up to 5,000 bonus points monthly when you spend a minimum of RM 1,500.
Features
Good for Rewards/Offers
5X Reward Points on Dining, Department Store & Overseas spend
1X Reward Point on Other spend
Additional 5,000 Reward Points per month when you spend RM1,500 and above
Annual Fee waiver for the first and second year
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 120 | Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum. |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | 15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
| Balance transfer rate (fixed) | 5.99% | 12 months Balance Transfer period |
| Annual fee | RM 120 Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum. |
| Annual fee waiver | No |
| Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% 15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
| Balance transfer rate (fixed) | 5.99% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Private Fixed Income and Government):
- Photo of NRIC (front / back)
- Proof of Income, such as:
- Latest detailed EPF statement (minimum of 6 months)
- Latest 3 months salary slip (and 3 bank statements for government employees)
- Borang BE with LHDN Acknowledgement Receipt
Salaried Employees (Commission earner)
- Photo of NRIC (front / back)
- Proof of Income, such as:
- Latest detailed EPF statement (minimum of 6 months)
- Latest 6 months salary slip / commission statement
- Borang BE with LHDN Acknowledgement Receipt
Salaried Employees (Employed in Singapore - fixed and commission earner):
- Photo of NRIC (front / back)
- Proof of Income, such as:
- Latest 3 months salary slip (3 bank statements if required)
- 6 months payslips / commission statement
- Latest 6 months CPF Contribution history statement or latest income tax notice of assessment
Business Owners:
- Photo of NRIC (front / back)
- Borang B/BE with LHDN Acknowledgement Receipt
- SSM for Sole Proprietor/ Partnership / Private Limited Co. for businesses that have been active for 2 years
For existing Standard Chartered credit cardholders:
- None required. If you've recently had a change in your salary, please update your documents.
Product review by 
Product review by 
The Standard Chartered Visa Platinum credit card is one of the highest rewards credit cards, especially if you love dining out and shopping at department stores. You can earn up to 5x points when you spend a minimum of RM1,500 monthly.
| Category | Reward Points |
Dining | For every RM1 spent, you earn 5x points |
Shopping | For every RM1 spent at selected department stores, you earn 5x points |
Overseas | For every RM1 spent overseas, you earn 5x points |
All Other Spend | For every RM1 spent, you earn 1x points |
That’s not all! There are more rewards and bonus points with the Visa Platinum Card:
- Obtain 5,000 reward points as a bonus every month provided you spend a minimum of RM1,500 or more
- Earn 1x reward point for every RM1 on all other local spend
- Get travel essentials, gift cards or home electronics when you redeem your points
What are the Visa Platinum Credit Card requirements?
To apply for the Visa Platinum credit card, you would have to be earning with a minimum annual income of RM36,000. The minimum age requirement would be 21 years old to 65 years old. If you are 18 years old, you can apply for the supplementary card.
