Dine, shop & travel to your hearts content
Get 5X more points when you spend on dining, shopping and when overseas!
Retail Spend Reward
Find your retail spend rewarded with up to 5,000 bonus points monthly when you spend a minimum of RM 1,500.
|Minimum monthly income||RM 3,000|
|Annual fee||RM 120||Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum.|
|Late payment fee||RM 10/1%||1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)|
|Interest rate||15%||15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour.|
|Balance transfer rate (fixed)||5.99%||12 months Balance Transfer period|
|Annual fee|| RM 120|
Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum.
|Annual fee waiver|| No|
|Late payment fee|| RM 10/1%|
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
|Interest rate|| 15%|
15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour.
|Balance transfer rate (fixed)|| 5.99%|
12 months Balance Transfer period
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Private Fixed Income and Government):
Salaried Employees (Commission earner)
Salaried Employees (Employed in Singapore - fixed and commission earner):
For existing Standard Chartered credit cardholders:
The Standard Chartered Visa Platinum credit card is one of the highest rewards credit cards, especially if you love dining out and shopping at department stores. You can earn up to 5x points when you spend a minimum of RM1,500 monthly.
For every RM1 spent, you earn 5x points
For every RM1 spent at selected department stores, you earn 5x points
For every RM1 spent overseas, you earn 5x points
All Other Spend
For every RM1 spent, you earn 1x points
That’s not all! There are more rewards and bonus points with the Visa Platinum Card:
To apply for the Visa Platinum credit card, you would have to be earning with a minimum annual income of RM36,000. The minimum age requirement would be 21 years old to 65 years old. If you are 18 years old, you can apply for the supplementary card.