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Standard Chartered
Standard Chartered Visa Platinum Card

Standard Chartered Visa Platinum Card

RM 3,000

Minimum monthly income

RM 120

Annual fee

15%

Interest rate p.a

5.99%

Balance transfer rate (fixed)

Product details

Benefits

Dine, shop & travel to your hearts content

Get 5X more points when you spend on dining, shopping and when overseas! 

Retail Spend Reward

Find your retail spend rewarded with up to 5,000 bonus points monthly when you spend a minimum of RM 1,500.

Features
Good for Rewards/Offers
5X Reward Points on Dining, Department Store & Overseas spend
Enjoy digital payments via Apple Pay, Samsung Pay & Google Pay
Get more benefits with Cash-On-Call, FlexiPay & more
Additional 5,000 Reward Points per month when you spend RM1,500 and above
Annual Fee waiver for the first and second year
Eligibility
Minimum monthly incomeRM 3,000
Minimum age:
Cardholder21
Supplementary Cardholder18
Fees & Charges
Annual fee RM 120
Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum.
Annual fee waiver No
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour.
Balance transfer rate (fixed) 5.99%
12 months Balance Transfer period
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employees (Private Fixed Income and Government):

  • Photo of NRIC (front / back)
  • Proof of Income, such as:
    • Latest detailed EPF statement (minimum of 6 months)
    • Latest 3 months salary slip (and 3 bank statements for government employees)
    • Borang BE with LHDN Acknowledgement Receipt

Salaried Employees (Commission earner)

  • Photo of NRIC (front / back)
  • Proof of Income, such as:
    • Latest detailed EPF statement (minimum of 6 months)
    • Latest 6 months salary slip / commission statement
    • Borang BE with LHDN Acknowledgement Receipt

Salaried Employees (Employed in Singapore - fixed and commission earner):

  • Photo of NRIC (front / back)
  • Proof of Income, such as:
    • Latest 3 months salary slip (3 bank statements if required)
    • 6 months payslips / commission statement
    • Latest 6 months CPF Contribution history statement or latest income tax notice of assessment

Business Owners:

  • Photo of NRIC (front / back)
  • Borang B/BE with LHDN Acknowledgement Receipt
  • SSM for Sole Proprietor/ Partnership / Private Limited Co. for businesses that have been active for 2 years

For existing Standard Chartered credit cardholders:

  • None required. If you've recently had a change in your salary, please update your documents.

Product review by CompareHero.my

The Standard Chartered Visa Platinum credit card is one of the highest rewards credit cards, especially if you love dining out and shopping at department stores. You can earn up to 5x points when you spend a minimum of RM1,500 monthly.

CategoryReward Points

Dining

For every RM1 spent, you earn 5x points

Shopping

For every RM1 spent at selected department stores, you earn 5x points

Overseas

For every RM1 spent overseas, you earn 5x points

All Other Spend

For every RM1 spent, you earn 1x points

That’s not all! There are more rewards and bonus points with the Visa Platinum Card:

  • Obtain 5,000 reward points as a bonus every month provided you spend a minimum of RM1,500 or more
  • Earn 1x reward point for every RM1 on all other local spend
  • Get travel essentials, gift cards or home electronics when you redeem your points


What are the Visa Platinum Credit Card requirements?

To apply for the Visa Platinum credit card, you would have to be earning with a minimum annual income of RM36,000. The minimum age requirement would be 21 years old to 65 years old. If you are 18 years old, you can apply for the supplementary card.

  • Click here to read Standard Chartered Visa Platinum Card Terms and Conditions
  • Click here to read Standard Chartered Visa Platinum Card Product Disclosure Sheet

Standard Chartered Visa Platinum Card
Standard Chartered Visa Platinum Card
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