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AEON Credit Service
AEON BiG Visa Gold Card

AEON BiG Visa Gold Card

RM 3,000

Minimum monthly income

RM 95

Annual fee
Waived for first year. Consecutive year's fee is waived with 12 swipes annually

15%

Interest rate p.a

3%

Balance transfer rate (fixed)

Special Offers

Get RM200 credits via Rewards360 when you apply, activate and spend with Aeon Gold credit cards via CompareHero today.

Product details

Features
Good for Rewards/Offers & Cashback
5% Cashback at AEON BiG Hypermarkets on 28th of every month
5% Cashback for petrol transactions every Sunday
2% Cashback for online and overseas spending everyday.
4x AEON Points on the 10th of every month at AEON BiG Hypermarkets
2x AEON Points everyday (except 10th of every month) at AEON BiG Hypermarkets
1x AEON Point for every RM2 on other transactions
3x complimentary access to Plaza Premium Lounge in Malaysia
Travel Insurance coverage up to RM200,000
Eligibility
Minimum monthly incomeRM 3,000
Minimum age:
Cardholder21
Supplementary Cardholder18
Fees & Charges
Annual fee RM 95
Supplementary Card: RM60
Annual fee waiver Yes
Waived for first year. Consecutive year's fee is waived with 12 swipes annually
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 3%
3% rate for 12 months Balance Transfer repayment period
Document required to apply

You will need to provide several documents such as (varies between different banks):

Malaysian:

Salaried Employee:

  • Photocopy of Mykad (front / back)
  • Latest detailed EPF statement OR
  • Latest 3 months payslips & latest 3 months salary crediting bank statements

Commission Based Employee:

  • Photocopy of Mykad (front / back)
  • Latest detailed EPF statement OR
  • Latest 6 months payslips & latest 6 months salary crediting bank statements

Self Employed:

  • Photocopy of Mykad (front / back)
  • Business Registration Certificate OR Form 9 & 24 & 49 OR Section 32 & Section 58 & Section 7
  • Latest 6 months company’s principal current account statements

Non-Malaysians:

Employed:

  • Photocopy of Identity Card / Passport & Visa
  • Working permit
  • Latest 1 month salary slip

Malaysia My 2nd Home Programme (MM2H):

Copy of valid MM2H social visit pass

Product review by CompareHero.my

Don’t you just hate money going out of your pocket every month on just groceries alone? Don’t dwell on that too much, because with the AEON BiG Gold Visa Card, you can earn multiple rewards for every purchase!


Gain cash back by purchasing with your AEON BiG Gold Visa Card

On the 10th of every month, also known as AEON BiG Thank You Member Day, receive 5% Cash Back when you spend your groceries with the AEON BiG Gold Visa Card. Not just groceries, but if you pump petrol at any petrol station on Sundays, you’ll also receive 5% Cash Back as long as you pay with your AEON BiG Gold Visa Card. Do you buy your groceries online or other spendings? Receive 2% Cash Back for that as well when you make your purchases with the AEON BiG Gold Visa Card.


Exchange your AEON BiG member points and receive cash rebates

On AEON BiG Thank You Member Day which is the 10th of every month, you can also be rewarded by earning 4x AEON Points when you make any purchase from AEON BiG stores all around Malaysia. If you head to AEON BiG stores on other days, don’t worry, you will still earn 2x AEON Points for each RM1 spent. If you make any purchases outside of AEON BiG stores with your AEON BiG Gold Visa Card, that’s okay too because you will earn 1x AEON Points, including international transactions.


Receive travel privileges with the AEON BiG Gold Visa Card

Do you also happen to love travelling? The AEON BiG Gold Visa Card offers up to 3x complimentary access to Plaza Premium Lounges in KLIA and KLIA2. Be pampered by their facilities before your flights. Bring in guests too as they will receive 20% OFF for their entrance fees so all of you can enjoy waiting for your flight in comfort.


While you’re out and about in another country, if any mishaps were to happen, the AEON BiG Gold Visa Card offers travel insurance covering up to RM200,000 when you purchase your flight tickets in full with the credit card.

FAQs

You can do so by applying online with us. In two steps, as long as you fill in all your information accurately, we will review your application and process it. If you have any questions or need help with our online application, reach us at +6012-385 0211.

If you are a member of the AEON BiG Membership Program, you can straight away apply for the AEON BiG Gold Visa Card. However, if you have yet to sign up, you are required to do so before applying. You also have to be earning at least RM3,000 and above with the age of 21 years old and above for the principal card. If you don’t meet the age requirement, you can apply for the supplementary card if you are 18 years old and above. 

The first year for both principal and supplementary cardholders, there will not be any annual fee charged. However, in subsequent years, for principal cardholders, you will be charged with an annual fee of RM95 and supplementary cardholders will be RM60. But you can get your annual fee waived throughout the years if you perform at least 12 transactions or swipes with your AEON BiG Gold Visa Card within a year. 

The charges applied are the sales and service tax which is RM25 applied to principal and supplementary cardholders as well as a late payment fee of 1% or RM10 from the overdue amount. There is also a cash withdrawal fee if you withdraw any cash with your AEON BiG Gold Visa Card which is 5% or RM15 based on the total withdrawn cash amount. 

  • Receive 5% Cash Back for all your grocery spendings on every 10th of the month 
  • Receive 5% Cash Back for petrol transactions on Sundays 
  • Receive 2% Cash Back when you make purchases online internationally or locally
  • Receive 4x AEON Points for all purchases made at AEON BiG Stores on 10th of every month 
  • Enjoy 3x complimentary passes to Plaza Premium Lounges and travel insurance coverage up to RM200,000

Every month if most of your income goes to groceries and petrol, the AEON BiG Gold Visa Card will be suitable for you. If travelling is also part of your lifestyle, you will enjoy the travel perks offered by this credit card. 

AEON BiG Visa Gold Card
AEON BiG Visa Gold Card
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