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HSBC Amanah MPower Platinum Credit Card-i

Free 24-hour loss reporting line
If you lost your credit card, don't hesitate to reach out to HSBC available for you 24/7
SecurePay
Secure transactions when making online purchases with a One-Time-Password (OTP) sent via SMS
Pin and Pay
For improved financial security and to prevent credit card fraud, a 6-digit Personal Identification Number (PIN) will be used for all credit card payments at point-of-sale terminals in Malaysia. Additionally, new credit cards have the contactless Paywave feature, which allows a fast, easy and convenient way to pay.
Email statements
Timely delivery of statements securely and privately so enjoy no lost or misplaced statements. Join HSBC's Go Green Initiative - advocating a paperless environment, and reducing global carbon footprint.
Cash Advance
Flexibility for emergency use or when a credit card payment is not acceptable. No documents are required and enjoy 24-hour instant cash withdrawal from any ATMs worldwide.
Balance Transfer
Consolidate your other credit card outstanding balances and enjoy a low 3.88% one-time upfront handling fee for 12 months.
Cash Instalment Plan
Convert available credit limit into cash and enjoy interests as low as 3.88% p.a. and 4.88% p.a. for new-to-card and existing-to-card customers respectively, for up to 12 months of repayment period.
Minimum monthly income | RM 3,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 240 | Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
Annual fee waiver | Yes | Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
Late payment fee | RM 10/1% | A minimum of RM10 or 1% of the outstanding balance, whichever is higher up to a maximum of RM100 |
Interest rate | 15% | Cardmembers who promptly settle their min payment due for 12 consecutive months |
Balance transfer rate (fixed) | 3.88% | Enjoy a low one-time upfront handling fee of 3.88% for a 12-month repayment. Minimum transfer amount is RM1,000 |
Annual fee |
RM 240 Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
Annual fee waiver |
Yes Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
Late payment fee |
RM 10/1% A minimum of RM10 or 1% of the outstanding balance, whichever is higher up to a maximum of RM100 |
Interest rate |
15% Cardmembers who promptly settle their min payment due for 12 consecutive months |
Balance transfer rate (fixed) |
3.88% Enjoy a low one-time upfront handling fee of 3.88% for a 12-month repayment. Minimum transfer amount is RM1,000 |
You will need to provide several documents such as (varies between different banks):
Please prepare the following documents to make your application.
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi-Government office
Spending on daily essentials can be expensive especially if you’re always out and about but with a cashback credit card like the HSBC Amanah MPower Platinum Credit Card-i, you’ll have a little extra savings with every swipe and tap.
This card rewards you with up to 8% cashback when your monthly spending on petrol, grocery shopping and e-wallet transactions/reloads hit above RM2,000. If it doesn’t, you’ll earn 1% cashback instead on the same categories, with a monthly cap of RM15 all the same.
Moreover, an unlimited 0.2% cashback is also yours to collect on other eligible local and overseas retail spending. Maximize your cashback earnings with a supplementary card too while you’re at it!
As an HSBC credit card holder, you are also entitled to enjoy a few credit features such as the HSBC Card Instalment Plan, HSBC Cash Instalment Plan, and HSBC Balance Transfer Instalment, etc.
Anyone aged 21 years and over is eligible to apply as the principal cardholder. You also must earn a minimum annual income of RM36,000 to apply for the HSBC Amanah MPower Platinum Credit Card-i.
The annual fee of the principal card is RM240 but you can waive it if you swipe once a month for 12 consecutive months, and meet the annual spending limit of RM2,000. The supplementary card comes with an annual fee of RM120.
In addition to the annual fees, you will also be charged an annual RM25 for sales and service tax. There is also a late payment fee of 1% or it can also be RM10 from the overdue amount. As for interest rates, you will be charged 15% annually provided you make the minimum monthly repayment which is 5% or it can be RM50 from the overdue amount, depending on which amount is higher.
You must be 21 years old and above and earn a minimum monthly income of RM3,000 (RM36,000 annually) to be eligible as a principal cardholder. As for the supplementary card, the cardholder must be at least 18 years old to qualify.
Anyone can apply for this credit card as it offers attractive cashback on daily living expenses but this is especially suitable for those who are always on the move.