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HSBC
HSBC Amanah MPower Platinum Credit Card-i

HSBC Amanah MPower Platinum Credit Card-i

RM 3,000

Minimum monthly income

RM 240

Annual fee
Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000

15%

Interest rate p.a

3.88%

Balance transfer rate (fixed)

Special Offers

Get RM150 OR RM50 in Touch 'n Go eWallet Credits guaranteed when you apply, activate, and spend with HSBC Credit Card via CompareHero today.

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Terms and conditions apply

Product details

Benefits

Free 24-hour loss reporting line

If you lost your credit card, don't hesitate to reach out to HSBC available for you 24/7


SecurePay

Secure transactions when making online purchases with a One-Time-Password (OTP) sent via SMS


Pin and Pay

For improved financial security and to prevent credit card fraud, a 6-digit Personal Identification Number (PIN) will be used for all credit card payments at point-of-sale terminals in Malaysia. Additionally, new credit cards have the contactless Paywave feature, which allows a fast, easy and convenient way to pay.


Email statements

Timely delivery of statements securely and privately so enjoy no lost or misplaced statements. Join HSBC's Go Green Initiative - advocating a paperless environment, and reducing global carbon footprint.


Cash Advance

Flexibility for emergency use or when a credit card payment is not acceptable. No documents are required and enjoy 24-hour instant cash withdrawal from any ATMs worldwide.


Balance Transfer

Consolidate your other credit card outstanding balances and enjoy a low 3.88% one-time upfront handling fee for 12 months.


Cash Instalment Plan

Convert available credit limit into cash and enjoy interests as low as 3.88% p.a. and 4.88% p.a. for new-to-card and existing-to-card customers respectively, for up to 12 months of repayment period.

Features
Good for Cashback
Up to 8% cashback on petrol, grocery and e-wallet spending
Unlimited 0.2% cashback on all other eligible local and overseas retail spending
Cashback earned is capped at RM15 per category per month
Up to USD200 for E-Commerce Purchase Protection
Discounts at participating shopping outlets nationwide
Donate to any charity causes and HSBC will make a 1% contribution to their supported charities
Eligibility
Minimum monthly income RM 3,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 240
Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000
Annual fee waiver Yes
Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000
Late payment fee RM 10/1%
A minimum of RM10 or 1% of the outstanding balance, whichever is higher up to a maximum of RM100
Interest rate 15%
Cardmembers who promptly settle their min payment due for 12 consecutive months
Balance transfer rate (fixed) 3.88%
Enjoy a low one-time upfront handling fee of 3.88% for a 12-month repayment. Minimum transfer amount is RM1,000
Document required to apply

You will need to provide several documents such as (varies between different banks):

Please prepare the following documents to make your application.

Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi-Government office

  • Photocopy of IC (both sides), and any 1 from below
  • EPF statement - latest original PDF copy of non-password protected statement downloaded from KWSP website/App OR
  • Bank statement - original PDF copy of non-password protected statement downloaded from online banking website/App showing latest 3 months salary credit OR
  • Letter of confirmation from employer or latest month salary slip if employed less than 3 months OR
  • Latest Income Tax Return Form (Form BE with tax receipt) OR
  • Form EA

Other Companies
  • Photocopy of IC (both sides), and any 2 from below
  • EPF statement - latest original PDF copy of the non-password protected statement (latest 2 years EPF statement if contribution less than 6 months) downloaded from KWSP website/App AND/OR
  • Bank statement - original PDF copy of non-password protected statement downloaded from online banking website/App showing latest 3 months salary credit AND/OR
  • Latest 3 months salary slip AND/OR
  • Latest Income Tax Return Form (Form BE with tax receipt) AND/OR
  • Form EA

Self-Employed (Malaysian):
  • Photocopy of IC (both sides), AND
  • Photocopy of Business Registration Form (established minimum 3 years), AND any 1 from below
  • Bank statement - latest 6 months original PDF copy of non-password protected statement downloaded from online banking website/App AND/OR
  • Latest Income Tax Return Form (EPF Statement or Form B with payment receipts or CP02 attached)

Expatriate:
  • Copy of passport showing personal details and work permit (must be valid for at least 1 year)
  • Latest month's salary slip
  • Letter of confirmation from employer stating position, remuneration and duration of employment
  • Minimum RM10,000 per month AND working for multinational/public listed companies/government/semi-government/HSBC corporate lending employers

For more information, you may click on the link below.

Product review by CompareHero.my

Cashback galore for extra savings

Spending on daily essentials can be expensive especially if you’re always out and about but with a cashback credit card like the HSBC Amanah MPower Platinum Credit Card-i, you’ll have a little extra savings with every swipe and tap.


This card rewards you with up to 8% cashback when your monthly spending on petrol, grocery shopping and e-wallet transactions/reloads hit above RM2,000. If it doesn’t, you’ll earn 1% cashback instead on the same categories, with a monthly cap of RM15 all the same.


  • Petrol: any stations nationwide
  • Grocery shopping: Giant, Lotus’s, AEON BiG and Mydin
  • E-wallet transaction/reload: GrabPay, Touch ‘n Go, SamsungPay and FavePay


Moreover, an unlimited 0.2% cashback is also yours to collect on other eligible local and overseas retail spending. Maximize your cashback earnings with a supplementary card too while you’re at it!


HSBC credit features

As an HSBC credit card holder, you are also entitled to enjoy a few credit features such as the HSBC Card Instalment Plan, HSBC Cash Instalment Plan, and HSBC Balance Transfer Instalment, etc.


  • HSBC Card Instalment Plan
Have your eyes on that brand-new LED TV? Or fancy upgrading to a new sofa? With this instalment plan, you can stretch the payment for up to 36 months at 0% interest.

  • HSBC Cash Instalment Plan
In need of emergency cash? You have the flexibility to borrow and withdraw for up to 60% of your credit limit with 3.88% p.a. interest (for new-to-card customers) and 4.88% p.a. interest (for existing-to-card customers) for 12 months with this plan.

  • HSBC Balance Transfer Instalment
If you have multiple credit cards with outstanding balances from other banks, you can transfer them to this plan via a new HSBC credit card and enjoy a low 3.88% one-time upfront handling fee and a longer repayment period of 12 months.

What are the eligibility criteria to apply?

Anyone aged 21 years and over is eligible to apply as the principal cardholder. You also must earn a minimum annual income of RM36,000 to apply for the HSBC Amanah MPower Platinum Credit Card-i.

FAQs

  • Up to 8% cashback to earn monthly on petrol, grocery and e-wallet spending
  • Unlimited 0.2% cashback monthly on other local and overseas spending
  • Cashback earned is capped at RM15 per category per month
  • Up to USD200 for E-Commerce Purchase Protection
  • Discounts at participating shopping outlets nationwide
  • Donate to any charity causes and HSBC will make a 1% contribution to their supported charities

The annual fee of the principal card is RM240 but you can waive it if you swipe once a month for 12 consecutive months, and meet the annual spending limit of RM2,000. The supplementary card comes with an annual fee of RM120.

In addition to the annual fees, you will also be charged an annual RM25 for sales and service tax. There is also a late payment fee of 1% or it can also be RM10 from the overdue amount. As for interest rates, you will be charged 15% annually provided you make the minimum monthly repayment which is 5% or it can be RM50 from the overdue amount, depending on which amount is higher.

You must be 21 years old and above and earn a minimum monthly income of RM3,000 (RM36,000 annually) to be eligible as a principal cardholder. As for the supplementary card, the cardholder must be at least 18 years old to qualify.

Anyone can apply for this credit card as it offers attractive cashback on daily living expenses but this is especially suitable for those who are always on the move.

HSBC Amanah MPower Platinum Credit Card-i
HSBC Amanah MPower Platinum Credit Card-i
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