Standard Chartered Simply Cash Credit Card
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Standard Chartered Simply Cash Credit Card
RM 3,000
Minimum monthly income
RM 250
Annual fee
first year waived
15%
Interest rate p.a
5.99%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Enjoy up to 15% monthly cashback on petrol and selected eWallet, groceries plus dining spend
Maximise your monthly excursions with rebates of up to 15%!
Get extra cash at low interest rates
Enjoy extra cash from RM1,000 up to 100% of your available credit limit at low interest rates with Cash-On-Call Plus.
Flexible credit lines
Improve cash flow with Standard Chartered's Easy-Payment-Scheme, Automatic Balance Conversion, Flexi-On-Balance-Plus, Credit Card Limit Increase and many more.
Features
Good for
Cashback
Up to 15% cashback monthly on petrol and selected eWallet, groceries and dining spend
Enjoy digital payments via Apple Pay, Samsung Pay & Google Pay
Annual fee waiver for the first year
Get more benefits with Cash-On-Call, Flexi Pay & more
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 250 | first year waived |
| Annual fee waiver | Yes | first year waived |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | 15% interest is for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
| Balance transfer rate (fixed) | 5.99% |
| Annual fee |
RM 250 first year waived |
| Annual fee waiver |
Yes first year waived |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% 15% interest is for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
| Balance transfer rate (fixed) |
5.99% |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Private Fixed Income and Government):
- Latest detailed EPF statement (minimum of 2 years and downloaded from KWSP i-Akaun app/website)
- Latest Form B/BE with LHDN Acknowledgement Receipt
Salaried Employees (Commission earner)
- Commission statement and bank statement
- Latest Form B/BE with LHDN Acknowledgement Receipt
Business Owners:
- Photo of NRIC (front/back)
- Latest Form B/BE with LHDN Acknowledgement Receipt
For existing Standard Chartered credit cardholders:
Only update your documents if you've recently had a change in your salary
Note:
Effective 13 May 2024, please ensure that "Akaun 3" is shown in the downloaded EPF statement.
Click here to read Standard Chartered Simply Cash Credit Card's Terms and Conditions
Click here to read Standard Chartered Simply Cash Credit Card's Product Disclosure Sheet
