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Up to 15% cashback monthly on petrol and selected eWallet, groceries and dining spend
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 250 | waived in first year, subsequent years waived with minimum spend of RM12,000 |
| Annual fee waiver | Yes | waived in first year, subsequent years waived with minimum spend of RM12,000 |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | 15% interest is for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
| Balance transfer rate (fixed) | 5.99% |
| Annual fee | RM 250 waived in first year, subsequent years waived with minimum spend of RM12,000 |
| Annual fee waiver | Yes waived in first year, subsequent years waived with minimum spend of RM12,000 |
| Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% 15% interest is for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
| Balance transfer rate (fixed) | 5.99% |
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Private Fixed Income and Government):
Salaried Employees (Commission earner)
Salaried Employees (Employed in Singapore - fixed and commission earner):
Business Owners:
For existing Standard Chartered credit cardholders:
Only update your documents if you've recently had a change in your salary
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