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Maybank
Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i

Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i

RM 5,000

Minimum monthly income

RM 0

Annual fee

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Product details

Benefits

A Shariah-based card

No annual fee and no conditions attached


Non Compounding Charges

Save more with non-compounding charges every month


Maybank TreatsPoints

Government Bodies / JomPAY / FPX No TreatsPoints
Education Institutions 1x Point
Insurance Providers 1x Point
Utilities 1x Point
0% EzyPay 1x Point
E-Wallet Reloads No TreatsPoints
Features
Good for Islamic & Cashback
Get 8% cashback on Petronas spend on weekends
Get 1% cashback on Petronas spend on weekdays
1X TreatsPoint for every RM1 spent on retail, education, insurance, utilities and 0% EzyPay transactions (except government bodies/JomPay)
TreatsPoints can be redeemed with vouchers, gifts and airmiles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
ZERO Annual Fee
Eligibility
Minimum monthly income RM 5,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 0
Free for life
Annual fee waiver No
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a.
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employee:

  • Copy of NRIC (both sides) or Passport
  • Latest BE Form with official tax receipt
  • Latest 3 months' salary slip or Latest EPF Statement

Self Employed:

  • Copies of Business Registration
  • Latest 6 months' Bank Statement

Expatriate:

  • Letter from employer confirming duration of employment contract in Malaysia

Product review by CompareHero.my

Do you refuel your petrol tank at any Petronas stations? Well, if you have yet to, it’s time to do so! Most of the Maybank credit cards are linked to PETRONAS in which you will be entitled to multiple benefits which you can’t receive if you were to visit any other petrol stations. Curious to know more? Read on!


Gain cashback for all your visits to the petrol station

Not just any other petrol stations, but at PETRONAS is where you will be able to gain cashback up to 8% when you fill up your empty tanks on Saturdays and Sundays. No time to wait until the end of the week? No worries - you’ll still gain at least 1% cashback on other days! Travelling between states can get tiring, not to mention the amount of money spent for fuel, especially with the prices fluctuating every year.


Earn TreatsPoints with your daily spendings

We all spend on regular everyday spendings such as restaurant meals, cinemas and get our dose of retail therapy. Thankfully, with this credit card, you get to get some sort of reward back for all your spendings on groceries, entertainment, dining and retail stores by earning 1x TreatsPoints. Furthermore, any payments made that fall under the categories of utilities, education, EzyPay and insurance, you’ll also receive 1x TreatsPoints. However, you will not gain any TreatsPoints when it comes to government or e-wallet reload transactions.


Complimentary Zing Card by Touch ‘n Go

Hate having to constantly reload your Touch ‘n Go card? Maybank offers the Zing Card which is linked to your Maybank PETRONAS Ikhwan Visa Platinum Card to provide an easier way to top-up without the hassle of manually using your bank notes in hand.


No annual fees required

Save more without having to pay for annual fees every year with this credit card based on Shariah! Along with earning rewards, you also get to enjoy more savings by not paying a hefty amount every year by simply owning a credit card.


Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.

FAQs

Applying for this credit card isn’t a difficult process. We provide a simple application process by offering users to directly apply on our website by filling up the form along with the required documents to ease the overall efficiency.

The requirements applied for this card would be a minimum income monthly and the minimum age. For the principal card, your age should be at least 21 years old and above. As for the supplementary card, your age should be at least 18 years old and above. The minimum income monthly for both cards is RM5,000 or RM60,000 annually. 

This credit card is free for life, without any conditions. Applicable to both the Principal Card and Supplementary Card.

There will be finance charges involved which are 15%, 17% or 18%, depending on when you make your payments. If you make your payments within 12 months, then you will be charged the lowest tier. If you manage to pay back 10 months out of that 12 months, then it’ll be the middle tier. However, if you fail to pay more than that, it will be the highest tier instead.

  • - Receive 8% cashback on Saturday and Sunday at PETRONAS stations and 1% cashback on weekdays
  • - Receive 1x TreatsPoints for retail transactions including groceries and 0% EzyPay, insurance, utilities, education 
  • - The accumulated TreatsPoints can be redeemed with vouchers, gifts and even airmiles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)

When your job requires you to travel between states, you probably spend a large amount just for fuel every month. If that’s the case, then you should be able to reap the benefits of this credit card since you get to earn some cashback for all the times you fill up your petrol tank at any PETRONAS stations.

Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i
Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i
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