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Maybank
Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i

Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i

RM 5,000

Minimum monthly income

RM 0

Annual fee

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Product details

Benefits

A Shariah-based card

No annual fee and no conditions attached


Non Compounding Charges

Save more with non-compounding charges every month


Maybank TreatsPoints

Government Bodies / JomPAY / FPX No TreatsPoints
Education Institutions 1x Point
Insurance Providers 1x Point
Utilities 1x Point
0% EzyPay 1x Point
E-Wallet Reloads No TreatsPoints
Features
Good for Islamic & Cashback
Get 8% cashback on Petronas spend on weekends
Get 1% cashback on Petronas spend on weekdays
1X TreatsPoint for every RM1 spent on education, insurance, utilities and 0% EzyPay transactions (except government bodies/JomPay and e-wallet reloads))
TreatsPoints can be redeemed with vouchers, gifts and airmiles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
ZERO Annual Fee
Eligibility
Minimum monthly income RM 5,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 0
Free for life
Annual fee waiver No
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a.
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employee:

  • Copy of NRIC (both sides) or Passport
  • Latest BE Form with official tax receipt
  • Latest 3 months' salary slip or Latest EPF Statement

Self Employed:

  • Copies of Business Registration
  • Latest 6 months' Bank Statement

Expatriate:

  • Letter from employer confirming duration of employment contract in Malaysia

Product review by CompareHero.my

Do you refuel your petrol tank at any Petronas stations? Well, if you have yet to, it’s time to do so! Most of the Maybank credit cards are linked to PETRONAS in which you will be entitled to multiple benefits which you can’t receive if you were to visit any other petrol stations. Curious to know more? Read on!


Gain cashback for all your visits to the petrol station

Not just any other petrol stations, but at PETRONAS is where you will be able to gain cashback up to 8% when you fill up your empty tanks on Saturdays and Sundays. No time to wait until the end of the week? No worries - you’ll still gain at least 1% cashback on other days! Travelling between states can get tiring, not to mention the amount of money spent for fuel, especially with the prices fluctuating every year.


Earn TreatsPoints with your daily spendings

We all spend on regular everyday spendings such as restaurant meals, cinemas and get our dose of retail therapy. Thankfully, with this credit card, you get to get some sort of reward back for all your spendings on groceries, entertainment, dining and retail stores by earning 1x TreatsPoints. Furthermore, any payments made that fall under the categories of utilities, education, EzyPay and insurance, you’ll also receive 1x TreatsPoints. However, you will not gain any TreatsPoints when it comes to government or e-wallet reload transactions.


No annual fees required

Save more without having to pay for annual fees every year with this credit card based on Shariah! Along with earning rewards, you also get to enjoy more savings by not paying a hefty amount every year by simply owning a credit card.


Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.


Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign



Ready for some exciting rewards? Maybank is having a special online promotion for new credit cards this August!


From 1 August to 31 August 2025, when you apply for a Maybank credit card online, you could win a RM20 cash prize or a brand-new Nintendo Switch 2! This campaign is open to both new and existing Maybank customers. Terms and conditions apply.


Who Can Join?

To be eligible, you need to meet these simple criteria:

  • - You must be a Malaysian citizen living in Malaysia and be at least 21 years old.
  • - You cannot already have a Maybank credit card (Mastercard, Visa, or American Express).
  • - You must apply for one or more Maybank credit cards through the Maybank2u website or the MAE app and upload all the necessary documents.

Who isn't eligible?

This offer doesn't apply to Maybank Group employees, certain business account types, or anyone who cancelled a Maybank credit card in the last six months and is now reapplying.


How Do I Win the Prizes?

Good news! You're automatically entered into the campaign just by applying for a credit card during the promotion period. No extra forms are needed!


For the RM20 Cash Prize:

Be one of the first 200 customers to apply each week! A total of 800 winners will be selected throughout August on a first-come, first-served basis.

  • - How will I know if I won? You'll get a push notification on your MAE app within 90 days after the campaign ends, right after the cash prize has been credited to your account.
  • - Important: You need an active Maybank Savings Account to receive the prize. If your account is inactive or closed, the prize will be forfeited.

For the Nintendo Switch 2:

There are 16 Nintendo Switch 2 consoles up for grabs! To qualify for the lucky draw, you need to:

  • - Spend a minimum of RM300 on your new credit card within 30 days of its approval date. This can be a single purchase or multiple smaller ones.
  • - The winners will be chosen randomly by Maybank's system.
  • - If you're a winner, Maybank will call you to confirm the delivery details. They'll try to contact you three times on the same day before selecting someone else.

Important Things to Note

  • - Even if you apply for multiple cards, you only get one entry and can only win one prize.
  • - Spending by supplementary cardholders will count towards the principal cardmember's total, but only the principal cardmember can win a prize.
  • - Prizes cannot be exchanged for cash or transferred to someone else.

Have Questions?

If you need more information or have any concerns, you can contact Maybank through:

  • - Customer Care Hotline: 1-300-88-6688 or +603-7844-3696
  • - Email: Use the feedback form on the Maybank2u website.
  • - Website: Visit the official Maybank website for more details.

FAQs

Applying for this credit card isn’t a difficult process. We provide a simple application process by offering users to directly apply on our website by filling up the form along with the required documents to ease the overall efficiency.

The requirements applied for this card would be a minimum income monthly and the minimum age. For the principal card, your age should be at least 21 years old and above. As for the supplementary card, your age should be at least 18 years old and above. The minimum income monthly for both cards is RM5,000 or RM60,000 annually. 

This credit card is free for life, without any conditions. Applicable to both the Principal Card and Supplementary Card.

There will be finance charges involved which are 15%, 17% or 18%, depending on when you make your payments. If you make your payments within 12 months, then you will be charged the lowest tier. If you manage to pay back 10 months out of that 12 months, then it’ll be the middle tier. However, if you fail to pay more than that, it will be the highest tier instead.

  • - Receive 8% cashback on Saturday and Sunday at PETRONAS stations and 1% cashback on weekdays
  • - Receive 1x TreatsPoints for retail transactions including groceries and 0% EzyPay, insurance, utilities, education 
  • - The accumulated TreatsPoints can be redeemed with vouchers, gifts and even airmiles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)

When your job requires you to travel between states, you probably spend a large amount just for fuel every month. If that’s the case, then you should be able to reap the benefits of this credit card since you get to earn some cashback for all the times you fill up your petrol tank at any PETRONAS stations.

Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i
Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i
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