August 15, 2018
When it comes to money, most people have a hard time sticking to a budget and saving. With so many temptations to keep up with the latest technology and to indulge in deals you see all over Malaysia, most people struggle with their personal finances. The Malaysian Insight found that most millennial’s live outside their means and rely on debt to get by. Almost half engage in expensive credit card borrowings.
Whether you are just starting to think about setting financial goals or already on your way, consider using budgeting software to help you get in a more secure financial spot.
Here are the three top budgeting software’s for personal finance in 2018 according to TrustRadius:
YNAB helps you design a budget and stick to it. The software is web-based and synced with all your devices.
It offers finance tracking and educational resources to help you get a handle your budget.
Mint is a well-respected all-in-one financial planning tool. It helps you organize all of your financial information, including bills, credit score, investments and more.
The budgeting tool is web-based so you can access it from multiple devices. If you are looking for a cheap option, you can’t beat Mint’s pricing because it is free.
#3 My Tabung
My Tabung is a financial app specifically created for Malaysians by Bank Negara Malaysia. It is an app to help you create a budget, track income, savings, and expenses. It creates a simple graphic for users to easily analyze their financial standing.
My Tabung also includes financial advice and suggestions. The app is free to use and available for Android and iOS users.
My Tabung Pros:
My Tabung Cons:
We highlighted three top budgeting software apps for your personal finances. Remember these are just suggestions and it is wise to check out customer reviews from www.trustradius.com to see what fits your needs best.