Best Dining Credit Cards 2024

Fatin Haris

Fatin Haris

Last updated 02 February, 2024

As Malaysians, one of the many things that unite us is food. No true Malaysians would say no to a lepak and makan session without any legit reasons. But with inflation going on, it's quite hard to have frequent makan sessions. Fret not, put it on your credit card! 

Some credit cards offer rewards and discounts when you dine in at restaurants. It's one of the reasons most people take up credit cards: to enjoy discounts and rewards when they dine in, shop and travel. We hope this list can help you decide which credit card is best for you!

Citi Clear Card

Citi Clear Card offers up to 45% when you dine in at selected restaurants! Participating restaurants include:

  • Ben’s
  • Madam Kwan’s
  • Curate, Four Seasons Hotel Kuala Lumpur
  • Altitude, Banyan Tree Kuala Lumpur
  • Click here for the full list of participating restaurants.

Apart from that, Citi Clear Card also offers dining deals. Currently, you can enjoy RM5 off on a  second drink at San Francisco Coffee and 50% off a second purchase at Juice Works, plus many more. 

Eligibility criteria for Citi Clear Card:

  • Minimum Age: 21
  • Minimum Annual Income: RM 24,000
  • Annual fees: RM 90 (Waived for the first 3 years upon approval)

Apply for Citi Clear Card with today!

Standard Chartered JustOne Platinum Mastercard

From now till 31 December 2022, Standard Chartered is running the Dining Privileges Campaign which allows you to enjoy up to 20% cashback and 20% off your total bill with any Standard Chartered credit card. Participating merchants include Sushi Zento, Hard Rock Cafe Penang, and FLOCK @ W Kuala Lumpur.

To participate in the campaign, you only need to:

We would highly recommend you to get Standard Chartered JustOne Platinum Mastercard as post-campaign period, you will still be able to enjoy up to 15% cashback on your e-wallet, petrol, and groceries!

Eligibility criteria for Standard Chartered JustOne Platinum Mastercard:

  • Minimum Age: 21
  • Minimum Annual Income: RM 36,000
  • Annual fees: RM 250 (Waived in the first year)

Related: Should you pay for your daily expenses with Cash or Credit Card?

Alliance Bank Visa Infinite Card 

Always have no idea where to makan? Get yourself an Alliance Bank Infinite Card! One of the perks of this credit card includes a round-the-clock personalized visa concierge service. Simply call 1800 805 574 or visit this page to get the best restaurants recommendation and dining deals. 

Alliance Bank Visa Infinite Card rewards system is slightly different from other credit cards. With this credit card, you can collect Timeless Bonus Point or also known as TBP. Alliance TBP has no expiry dates and you can redeem exciting gifts such as electrical appliances and IT gadgets.

Eligibility criteria for Alliance Bank Visa Infinite Card:

  • Minimum Age: 21
  • Minimum Annual Income: RM 60,000
  • Annual fees: RM 438

Considering this credit card? If you apply, activate, and spend with Alliance Bank Visa Infinite Card now till 5 August, you can claim RM200 cash via DuitNow or RM200 TnG eWallet credit! Learn more, here. 

Now that you know about all these perks and benefits, it’s time to sign up for the right credit card. Get the latest credit card promotions via!



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