Takaful car insurance is a Shariah-compliant alternative to conventional car insurance. It works on the same principle of risk sharing, but it is based on Islamic principles: free from Riba( interest), Gharar(uncertainty) and Maysir(gambling). This makes it a good option for Muslims who want to be sure that their car insurance aligns with their religious beliefs.
Read More: Takaful Insurance: Everything You Need To Know
There are many takaful car insurances in Malaysia, so it can be difficult to know which one is right for you. In this guide, we will compare the top 5 takaful car insurance in Malaysia and look at the coverage, benefits, add-on coverage, and availability of discounts or promotions offered by each provider.
5 takaful car insurance available in Malaysia in 2023:
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Feature |
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Coverage |
Comprehensive coverage including third-party liability, own damage, personal accident, windscreen protection, legal liability for drivers under 25 |
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Benefits |
- 24/7 roadside assistance - Easy claims process - Good customer service reputation |
- 24/7 roadside assistance (Tele Bantuan) - Easy claims process - 6 months repair warranty |
- Unlimited use of courtesy car - Easy claims process - 24/7 claims service |
- Inconvenience allowance (limited to 1 claim) - Facial reconstruction surgery, dental treatment |
- 24-hour Auto Assist hotline |
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Add-on Coverage |
- Personal accident coverage for passengers |
- Inclusion of Special Perils |
- Personal accidents |
- Personal accidents |
- Personal accidents |
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Discounts or Promotions |
- No claim bonus (NCB) |
- No claim bonus (NCB) |
- No claim bonus (NCB) |
- No claim bonus (NCB) |
- No claim bonus (NCB) |
Additional tips for choosing the right Takaful car insurance
- Consider your budget. Takaful car insurance can be more expensive than conventional car insurance, so it is important to factor this into your decision.
- Compare the coverage offered by different insurers on CompareHero. Make sure that you are getting the coverage that you need.
- Read the terms and conditions carefully. Make sure that you understand the terms and conditions of your policy before you sign up.
How to claim RM30 Touch ‘n Go eWallet Credit
Apply for Zurich Comprehensive Motor Takaful on CompareHero to claim your RM30 Touch 'n Go eWallet Credit from now until 31 August 2023. So what are you waiting for? Apply today and start enjoying the benefits of takaful car insurance!
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