Grab Daily Insurance (GDI) For e-Hailing Drivers


Under the government’s current e-hailing regulations, Grab drivers are required to get an e-hailing insurance add-on on top of their existing private motor insurance policy. Grab Daily Insurance (GDI) is a really flexible and affordable solution as drivers need only pay for coverage when they need it. It removes the need to pay for an annual add-on that may cost up to RM400-500 per year, which can be a heavy financial burden especially for part-time drivers.

Designed in partnership with 14 leading insurers and takaful operators in the country, the innovative product offers driver an accessible, option to add on daily e-hailing insurance coverage from as low as RM1 per day. With GDI,

  • A driver ONLY pays for insurance when they come online. Insurance is valid for 24 hours.
  • All Grab rides during this period will be covered by the e-hailing insurance.
  • All that needs to be done is to opt-in to the Grab Daily e-hailing Insurance from the app.
  • No need to purchase annual e-hailing insurance.

Source: Grab

With GDI, all Grab rides during this period will be insured, covering loss or damage to vehicles, liability to third parties, personal accidents for the driver, legal liability to passengers, and legal liability of passengers for negligent acts. The extent of the coverage varies from insurer to insurer, as does the premium – but the range of price for the premium stays between RM1 to RM2.

To opt in, drivers must ensure that their current motor insurance policy is under one of Grab’s panel of insurers. After that, drivers just need to opt-in on the app with a few taps. Once drivers have opted in, the premium for 24 hours will automatically be deducted from their Cash Wallet or Credit Wallet when they go online. The insurance coverage is activated upon the deduction of the daily premium.

For more details, click HERE.

GDI is the latest product by GrabInsure, Grab Financial Group’s insurance arm. GrabInsure is a digital insurance marketplace set up by the joint venture between Grab and Chinese insurtech giant ZhongAn Technologies.

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