Oh the beauty of credit cards! When used correctly, you might discover that credit cards pose many benefits that you can take advantage of. Hence, understanding your lifestyle and spending habits can help you find the right credit card to suit your needs.
Let’s match the perfect credit card to your Malaysian personality. Keep scrolling!
1. The Jalan-Jalan Selalu Cari Makan
Food is love! With Malaysia serving all kinds of scrumptious delicacies, how can you ever resist? You love exploring exciting flavours and hunting new makan spots together with your loved ones. Occasionally, you find yourself drooling and having late-night cravings whenever you watch random mukbang shows or food vlogs. You might be thrifty when it comes to spending on clothes, but a Gordon Ramsay wellington is never too expensive for your palate!
Your type of credit card: Dining Rewards & Privileges
Citi Clear Card
- Up to 45% when you dine in at selected restaurants including Madam Kwan’s, Curate, Din Tai Fung, and more.
- 1-for-1 drinks every Monday-Friday at The Coffee Bean & Tea Leaf outlets.
LIMITED TIME OFFER; Claim a brand new Apple iPad worth RM1,499 or RM1,000 TNG eWallet credit when you apply, activate, and spend with Citi Credit Card today! Click here to find out more.
Standard Chartered Visa Platinum Card
- Get 5X more points when you spend on dining, shopping, and when overseas.
- Enjoy *20% cashback when you spend a minimum of RM100 in a single transaction
- Up to *20% off your dining bill with any Standard Chartered credit card.
*To participate, SMS DINE to 66399. The Campaign runs till 31 December 2022.
LIMITED TIME OFFER; Be prepared to take your kitchen experience to another level with a brand new PerySmith All-In-One Multi-Cooker worth RM599 OR RM200 TNG eWallet credit when you apply and activate a Standard Chartered Credit Card today. Click here to find out more.
2. The Gilerrr Shopping
You can totally relate to the movie ‘Confessions of a Shopaholic’! Your favourite place to go is probably the malls and your bedtime activity includes “online window shopping” at various e-commerce sites such as Shopee or Lazada.
Your type of credit card: Cashbacks & Rewards
Don’t go shopping til’ you drop and broke! Get yourself a credit card that can earn you cashbacks and rewards every time you swipe. That way, you’ll still get something in return. Here are a few that we recommend!
New AEON Gold Mastercard
- 5% Cashback at AEON Stores on the 20th of every month
- 4x AEON Points on the 10th of every month at AEON Stores
- 2x AEON Points everyday (except the 10th of every month) at AEON Stores
- 1x AEON Point for every RM2 on other transactions
FOR A LIMITED TIME ONLY; Get your hands on the brand new PerySmith Air Fryer PS1530 worth RM759 for FREE, or RM250 cash via DuitNow when you apply and spend with an AEON Credit Card. Click here to find out more.
Alliance Bank Platinum Visa
- 8X TBP Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
- 1X TBP Contactless, Entertainment, Auto-Billing, Other Local Retail
- 8X TBP eWallet Top-Up (TnGO, Grab Pay, WeChat Pay, Boost, etc)
FOR A LIMITED TIME ONLY; Claim your RM200 cash via DuitNow OR RM200 TNG eWallet credit when you apply, activate, spend and sign up for Balance Transfer with Alliance Bank Credit Card. Enjoy 0% Balance Transfer for 12 months exclusive on CompareHero! Click here to find out more.
3. The Wanderlust
Your gram’s probably filled with beautiful photos of all your travels, and because of that people sometimes like to ask, “Eh, why no photos of your face?” Weekends are not for sleeping, instead, you’re the person in your group bugging everybody for an impromptu road trip!
Your type of credit card: Air Miles & Travel Rewards
Travel smart with a credit card that can compliment your passion for adventures both locally and overseas. There are credit cards that offer you travelling privileges, including higher reward points when you spend overseas, special promotions and offers, access to premium lounges, travel insurances and more!
HSBC Visa Signature
- 8X Rewards Points for Overseas & Online (Foreign Currency) spend
- 5X Rewards Points for Local Malls, Online (RM) spend & 1X for Other spend
- 30% OFF Redemption on Online Vouchers (Lazada, Uber, Agoda, AirAsia)
- 6X access to Plaza Premium Lounge KLIA, Singapore Changi Airport & Hong Kong International Airport
LIMITED TIME OFFER; Get RM600 TNG eWallet credit or RM600 cash via DuitNow when you apply, activate and spend with HSBC Credit Cards. Apply Now! Click here to find out more.
Maybank 2 Cards Premier
- 5X TreatsPoints for American Express Reserve spend
- 1X TreatsPoints for all other spends
- Redeem 1,000 Air Miles: Enrich Miles (MAS) / KrisFlyer Miles (Singapore Airlines) / Asia Miles with 4,770 TreatsPoints
- 5X access to Plaza Premium Lounges worldwide (for Principal Cardholder only)
- Up to RM2,000,000 travel insurance
- Complimentary Green Fees for 79 Golf Clubs in 15 countries
- Up to 50% savings for dining at Shangri-la Hotel Kuala Lumpur
- Up to 50% savings at SPG Hotels & Resorts
LIMITED TIME OFFER; Bring home one of these fancy gadgets Oppo Enco Buds (W12), Ice Generation Gold Black or Targus Geolite Advance BackPack when you successfully apply and activate Maybank Credit Cards. Click here to find out more.
Now you know the best credit cards that matches your Malaysian personality, don’t waste time and money. Get any of these credit cards today and reap the rewards you deserve!