Alliance Bank
Alliance Bank Platinum Visa

Alliance Bank Platinum Visa

RM 2,000

Minimum monthly income

RM 120

Annual fee


Interest rate p.a


Balance transfer rate (fixed)

Product details

Good for Rewards/Offers & Travel
8X Timeless Bonus Point (TBP) Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
8X TBP eWallet Top-Up (TnGO, Grab Pay, WeChat Pay, Boost, etc)
3X TBP Overseas Transactions
1x TBP Contactless, Dining, Entertainment, Auto-Billing, Other Local Retail
Minimum monthly incomeRM 2,000
Minimum age:
Supplementary Cardholder18
Fees & Charges
Annual fee RM 120
First year annual fee waived
Annual fee waiver Yes
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
0% rate for 6 months Balance Transfer repayment period.
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Earners

  • Copy of NRIC (both sides) or a copy of a valid passport AND
  • EPF & latest 1 month payslip OR
  • Last 3 months payslip & 1 month bank statement OR
  • Latest Borang BE & Tax receipt
Salaried Earners
  • Copy of NRIC (both sides) or a copy of a valid passport AND
  • EPF & latest 3 months bank statements OR
  • EPF, latest payslip & latest 3 months bank statements
Self Employed
  • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
  • Latest 6 months company bank statements OR
  • Borang B with 3 months bank statements

Product review by

Love receiving rewards and enjoy travelling? The Alliance Bank Platinum Visa helps to fulfil both the things you love!

Receive Timeless Bonus Points with the Alliance Bank Platinum Visa Card

The Alliance Bank Platinum Visa Card offers more Timeless Bonus Points than Gold Visa. Here’s a rough breakdown of the Timeless Bonus Points you’ll be receiving:

CategoryTimeless Bonus Points Earned
E-commerce and e-wallet top ups8 Points (For each RM1 spent)
International transactions3 Points (For each RM1 spent)
Local transactions such as auto-billing, retail, entertainment1 Point (For each RM1 spent)

The best part of it all, the Timeless Bonus Points collected will not expire, hence, you could redeem exclusive products, gifts and more from the participating merchants such as Philips and FitBit. That’s not all you can redeem with your Timeless Bonus Points!

Make the most out of your travel experiences

With all the Timeless Bonus Points you’ve accumulated, you could redeem Air Miles with either Malaysia Airlines. As long as you have at least 6,000 Timeless Bonus Points, you can convert them into 1,000 Enrich Miles. Once you redeem them, you get to either receive discounts of complimentary flight tickets for your future travels!

Get your annual fees waived

If you’re a supplementary cardholder of the Alliance Bank Platinum Visa Credit Card, you’re not required to pay an annual fee, hence, this privilege does not apply. However, primary cardholders are charged RM120 every year. Though during the first year it will be waived, after that, you will automatically be charged with the said annual fee. You will also receive a chance to get your annual fees waived if you swipe your card at least 12 times. Luckily, there is no minimum spend too, so you can swipe at any amount, as long as it is 12 times and above.


Apply online with us in just two simple steps! You can also reach out to us at +6012-385 0211 if you have any inquiries and in need of extra assistance while you're filling up the application form. 

With a low minimum requirement of only RM2,000, you can apply for the Alliance Bank Platinum Visa card. If you are 21 years old and above, you can apply for the primary card. Otherwise, you can apply for the supplementary card if you are 18 years old and above. 

If you apply for the supplementary card, you will not be charged with any annual fee. As for the primary card, you need to pay a fee of RM120 every year. The first year, you are off the hook. But the years after that, you need to pay the RM120 unless you have met the requirements of getting your annual fee being waived, which is just making 12 swipes all throughout the year. 

Besides the annual fees, there are late payment fees and cash withdrawal fees. The late payment fee is around RM10 or 1% and the cash withdrawal fee is RM15 or 5% of the total amount. You will also be charged with sales and service tax that applies to both supplementary and primary cardholders, which is RM25. 

  • Receive 8x Timeless Bonus Points for e-commerce and e-wallet reloads 
  • Receive 3x Timeless Bonus Points for international purchases and transactions 
  • Receive 1x Timeless Bonus Points for local purchases and transactions 
  • Able to get annual fees waived if 12 swipes are made within 1 year 
  • Able to redeem awesome gifts and products from various merchants 
  • Able to redeem 1,000 Enrich Miles with just 6,000 Timeless Bonus Points 

For those who love to get rewarded and travel at the same time. Besides that, if you often shop online and use e-wallets, you’ll hugely benefit by getting the rewards in which you can redeem cool products. Plus, since you travel on a regular basis, you’ll get rewarded as well by being able to redeem Air Miles with the points earned. 

Alliance Bank Platinum Visa
Alliance Bank Platinum Visa
Apply now