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Alliance Bank
Alliance Bank Visa Platinum Credit Card

Alliance Bank Visa Platinum Credit Card

RM 2,000

Minimum monthly income

RM 120

Annual fee


Interest rate p.a


Balance transfer rate (fixed)

Special Offers

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Product details


0% Balance Transfer for 6 months for New-to-Bank Cardmembers

    Good for Rewards/Offers
    8X Timeless Bonus Points for every RM1 spend on e-Commerce & eWallet top-up transactions (both capped at RM3,000 per statement cycle)
    3X Timeless Bonus Points for Overseas & Dining spend
    1X Timeless Bonus Points for Contactless, Entertainment, Auto-billing & Retail spend
    Annual Fee waiver for the first year (subsequent years will be waived with 12X swipe per year)
    Minimum monthly incomeRM 2,000
    Minimum age:
    Supplementary Cardholder18
    Fees & Charges
    Annual fee RM 120
    Waived in first year, subsequent years waived with minimum 12x swipe in a year
    Annual fee waiver Yes
    Late payment fee RM 10/1%
    1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
    Interest rate 15%
    Settling minimum payment due for 12 consecutive month
    Balance transfer rate (fixed) 0%
    0% Balance Transfer for 6 months
    Document required to apply

    You will need to provide several documents such as (varies between different banks):

    Salaried Earners

    • Copy of NRIC (both sides) or a copy of a valid passport AND
    • EPF & latest 1 month payslip OR
    • Last 3 months payslip & 1 month bank statement OR
    • Latest Borang BE & Tax receipt
    Salaried Earners
    • Copy of NRIC (both sides) or a copy of a valid passport AND
    • EPF & latest 3 months bank statements OR
    • EPF, latest payslip & latest 3 months bank statements
    Self Employed
    • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
    • Latest 6 months company bank statements OR
    • Borang B with 3 months bank statements

    Product review by

    Love receiving rewards and enjoy travelling? The Alliance Bank Platinum Visa helps to fulfil both the things you love!

    Receive Timeless Bonus Points with the Alliance Bank Platinum Visa Card

    The Alliance Bank Platinum Visa Card offers more Timeless Bonus Points than Gold Visa. Here’s a rough breakdown of the Timeless Bonus Points you’ll be receiving:

    CategoryTimeless Bonus Points Earned
    E-commerce and e-wallet top ups8 Points (For each RM1 spent)
    International transactions3 Points (For each RM1 spent)
    Local transactions such as auto-billing, retail, entertainment1 Point (For each RM1 spent)

    The best part of it all, the Timeless Bonus Points collected will not expire, hence, you could redeem exclusive products, gifts and more from the participating merchants such as Philips and FitBit. That’s not all you can redeem with your Timeless Bonus Points!

    Make the most out of your travel experiences

    With all the Timeless Bonus Points you’ve accumulated, you could redeem Air Miles with either Malaysia Airlines. As long as you have at least 6,000 Timeless Bonus Points, you can convert them into 1,000 Enrich Miles. Once you redeem them, you get to either receive discounts of complimentary flight tickets for your future travels!

    Get your annual fees waived

    If you’re a supplementary cardholder of the Alliance Bank Platinum Visa Credit Card, you’re not required to pay an annual fee, hence, this privilege does not apply. However, primary cardholders are charged RM120 every year. Though during the first year it will be waived, after that, you will automatically be charged with the said annual fee. You will also receive a chance to get your annual fees waived if you swipe your card at least 12 times. Luckily, there is no minimum spend too, so you can swipe at any amount, as long as it is 12 times and above.


    Apply online with us in just two simple steps! You can also reach out to us at +6012-385 0211 if you have any inquiries and in need of extra assistance while you're filling up the application form. 

    With a low minimum requirement of only RM2,000, you can apply for the Alliance Bank Platinum Visa card. If you are 21 years old and above, you can apply for the primary card. Otherwise, you can apply for the supplementary card if you are 18 years old and above. 

    If you apply for the supplementary card, you will not be charged with any annual fee. As for the primary card, you need to pay a fee of RM120 every year. The first year, you are off the hook. But the years after that, you need to pay the RM120 unless you have met the requirements of getting your annual fee being waived, which is just making 12 swipes all throughout the year. 

    Besides the annual fees, there are late payment fees and cash withdrawal fees. The late payment fee is around RM10 or 1% and the cash withdrawal fee is RM15 or 5% of the total amount. You will also be charged with sales and service tax that applies to both supplementary and primary cardholders, which is RM25. 

    • Receive 8x Timeless Bonus Points for e-commerce and e-wallet reloads 
    • Receive 3x Timeless Bonus Points for international purchases and transactions 
    • Receive 1x Timeless Bonus Points for local purchases and transactions 
    • Able to get annual fees waived if 12 swipes are made within 1 year 
    • Able to redeem awesome gifts and products from various merchants 
    • Able to redeem 1,000 Enrich Miles with just 6,000 Timeless Bonus Points 

    For those who love to get rewarded and travel at the same time. Besides that, if you often shop online and use e-wallets, you’ll hugely benefit by getting the rewards in which you can redeem cool products. Plus, since you travel on a regular basis, you’ll get rewarded as well by being able to redeem Air Miles with the points earned. 

    Alliance Bank Visa Platinum Credit Card
    Alliance Bank Visa Platinum Credit Card
    Apply Now