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Best Standard Chartered Credit Cards in Malaysia Team Team

Last updated 24 June, 2019

Updated on 8 Feb 2019

Are you shopping around for a credit card? We’ve listed down the top four Standard Chartered credit cards to suit your needs. Whether its cashback or exclusive perks you’re after, read on below to find a card that complements your spending!

Standard Chartered Visa Platinum Card

If you’re looking for a credit card that rewards you for your daily spending, this is the ideal credit card for you! It offers great multipliers on your spend amount to reap more points. On top of that, you will also receive dining privileges and discounts!

For example, if you spend RM1,500 monthly, with a distribution of 40% dining, 20% departmental store, 10% overseas, 30% others (groceries, petrol etc), then you'll be able to earn 5,700 points + another 5,000 bonus points for spending a minimum of RM1,500. This would earn you a total of 10,700 points in a single month!


  • 5X 360° Rewards Points for Dining, Departmental Stores, & Overseas Spend
  • 1X 360° Rewards Points for Other Spend
  • 5,000 bonus points every month with minimum RM1,500 spend per month
  • ZERO Annual Fee, FREE for Life


  • Minimum monthly income of RM3,000 (RM36,000 per annum)
  • Minimum age requirement of 21 years old (18 years old for supplementary card)

Standard Chartered JustOne Platinum MasterCard

Save money when you pump petrol, get cashback for your retail spending and receive other benefits with this card! There's nothing like earning some sweet cash back when you spend. Check out the monthly cashback for the JustOne Platinum MasterCard:

Standard Chartered JustOne Credit Card Monthly Cashback
Retail Spend Per Month (RM) Auto Bill Payments, Online Purchases & Petrol Other Categories Cashback Cap
per month
Below 1,000 0.20% 0.20% 12
1,000-1,499.99 5% 0.2% 12
1,500-2,499.99 10% 0.2% 28
2,500 and above 15% 0.2% 85

This means that the higher your spending in a month, the higher the cashback. Even spending by your supplementary credit cards will count towards the spending amount to earn you cashback! However, keep in mind that there is a monthly cashback cap up to RM85 per month.


  • More than RM1,000 cashback a year on auto-bill payments, online purchases, petrol, and daily spending
  • 0.2% cashback on other credit card spend
  • Annual fee waiver for the first year; subsequent years waived with minimum RM20,000 spend per year


  • Minimum monthly income of RM3,000 (RM36,000 per annum)
  • Minimum age requirement of 21 years old (18 years old for supplementary card)

Standard Chartered WorldMiles MasterCard

This is the ideal card for all you jet-setters and travelers! Earn 2 WorldMiles Point for every RM2 you spend overseas and 1 WorldMiles Point for every RM3 spend on local retail purchases. The best part is that you get to redeem your WorldMiles Points for free flight tickets by converting it to Enrich Miles, KrisFlyer Miles or BIG Points.

Aside from free flight tickets, you’re also entitled to special travel packages and discounts for hotel bookings.But this card does come at quite a hefty price of RM636 for its annual fee, and no annual fee waiver is available.


  • Unlimited Plaza Premium Lounge Access in KLIA and KLIA2
  • RM80 cashback (12x annually) on airport limousine or KLIA Ekspress ride home when return from overseas by performing 3x overseas transaction in the past 30 days
  • Exclusive offers from selected merchants, World Mastercard experiences globally


  • Minimum monthly income of RM7,500 (RM90,000 per annum)
  • Minimum age requirement of 21 years old

Want more credit card options? Compare credit cards for free on and get the best credit card to suit your lifestyle today!

The team is comprised of many talented individuals, sharing their knowledge, experiences and research to help others make better financial decisions.


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