February 8, 2019
Updated on 8 Feb 2019
Are you shopping around for a credit card? We’ve listed down the top four Standard Chartered credit cards to suit your needs. Whether its cashback or exclusive perks you’re after, read on below to find a card that complements your spending!
If you’re looking for a credit card that rewards you for your daily spending, this is the ideal credit card for you! It offers great multipliers on your spend amount to reap more points. On top of that, you will also receive dining privileges and discounts!
For example, if you spend RM1,500 monthly, with a distribution of 40% dining, 20% departmental store, 10% overseas, 30% others (groceries, petrol etc), then you’ll be able to earn 5,700 points + another 5,000 bonus points for spending a minimum of RM1,500. This would earn you a total of 10,700 points in a single month!
Save money when you pump petrol, get cashback for your retail spending and receive other benefits with this card! There’s nothing like earning some sweet cash back when you spend. Check out the monthly cashback for the JustOne Platinum MasterCard:
|Standard Chartered JustOne Credit Card Monthly Cashback|
|Retail Spend Per Month (RM)||Auto Bill Payments, Online Purchases & Petrol||Other Categories||Cashback Cap
|2,500 and above||15%||0.2%||85|
This means that the higher your spending in a month, the higher the cashback. Even spending by your supplementary credit cards will count towards the spending amount to earn you cashback! However, keep in mind that there is a monthly cashback cap up to RM85 per month.
This is the ideal card for all you jet-setters and travelers! Earn 2 WorldMiles Point for every RM2 you spend overseas and 1 WorldMiles Point for every RM3 spend on local retail purchases. The best part is that you get to redeem your WorldMiles Points for free flight tickets by converting it to Enrich Miles, KrisFlyer Miles or BIG Points.
Aside from free flight tickets, you’re also entitled to special travel packages and discounts for hotel bookings.But this card does come at quite a hefty price of RM636 for its annual fee, and no annual fee waiver is available.
Want more credit card options? Compare credit cards for free on CompareHero.my and get the best credit card to suit your lifestyle today!