Nimbura

Nimbura Sdn Bhd is a KPKT-licensed moneylender (Licence No. WL7662/10/01-3/110127) that offers short-term personal loan for up to RM5,000 for your personal uses. Read more Show less

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Compare Personal Loans by Nimbura

About the loan

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Loan Features

  • - Interest rate: 17.89% p.a. (0.049% daily)
  • - Financing tenures: 3 months - 6 months
  • - Financing amount: RM 300 - RM 5,000

Benefits

  • - Approval in as fast as 15 minutes. Get a decision quickly and receive funds on the same day.
  • - 100% online application. No branch visits, no paperwork; just your IC.
  • - No collateral or guarantor required.
  • - No early settlement penalty. Pay off early and only pay interest for days used.
  • - 3-day grace period on late payments. A small buffer before late charges apply.
  • - Licensed and regulated by KPKT.


Eligibility

  • - Malaysians only
  • - Minimum Age: 20 years old
  • - Maximum Age: 70 years old
  • - Minimum Income: RM1,500 monthly

Fees and Charges

  • - Early Payment Fee: None
  • - Stamp Duty: 0.5% of your approved loan amount, minimum RM10
  • - Late Payment Fee: 0.021% per day (7.67% p.a.) on overdue amount, after a 3-day grace period, capped at the overdue principal
  • - Processing fee: Up to RM200

What is Nimbura?

Nimbura is a licensed online personal loan provider in Malaysia, authorised by KPKT, offering loans of up to RM5,000 with fast digital approval.

Is Nimbura safe and legitimate?

Yes. Nimbura is licensed under KPKT and operates as part of Malaysia's Credit Community. It uses e-KYC, OTP verification, and MCMC-recognised digital certificates to protect user data.

What can I use the loan for?

Nimbura personal loans can be used for a range of needs, including medical expenses, education, home renovation, weddings, travel, and small business costs.

How much can I borrow from Nimbura?

New applicants can borrow from RM300 up to RM5,000. Returning customers with a good repayment record may qualify for up to RM10,000.

How long does approval take?

Nimbura approves most applications within 15 minutes. Once approved, funds are transferred directly to your bank account on the same day.

Who is eligible to apply?

Any Malaysian citizen aged 20–70 with a valid IC and an active bank account may apply. No collateral or guarantor is needed.

Is there a Nimbura mobile app?

Yes. The Nimbura app is available on Google Play and the App Store. It offers a streamlined application process, easier payments, and access to special promotions.