Travel enthusiasts know that credit cards can make a world of difference when it comes to saving on flights, hotels, and other travel expenses.
If you want to apply for credit cards online, you'll see that that the choices for travel cards are more diverse than ever. From reward points to travel insurance, each card offers you different perks to suit your needs.
To help you select the ideal card for your travel needs, we've reviewed and compared some of the best travel credit card available
Card |
Key Highlights |
Min. monthly income |
|
RM5,000
|
|
|
RM5,000 |
|
|
RM5,000 |
|
|
RM7,500 |
|
|
RM8,333 |
Let's look at the details of each travel credit card and how they can be your perfect travel companion.
Here's a card that you can count on when you're in a pinch overseas. The Alliance Bank Visa Infinite doesn't just reward you for overseas spend, it provides you 24/7 support which will come in handy if you ever face any payment issues while travelling.
Apart from that, you can enjoy flexible payment plans with 0% interest rates when you spend on flight tickets, hotel bookings and overseas purchases. This is bound to give you more room in managing your finances when planning a trip.
Main Benefits:
Timeless Bonus Points (for every RM1 spent) |
Categories |
8X |
e-Commerce |
8X |
eWallet Top-up |
5X |
Overseas, Groceries and Dining |
1X |
Entertainment, Auto-Billing, Contactless & Other Retail Spend |
Terms and conditions:
Here's a card that doesn't just reward you, it helps keep you safe when you travel. It offers an instant cash advance option. You'll be able to cash out with any ATM worldwide within 24 hours in cases of emergencies where credit cards are not accepted. Additionally, the card comes with a generous complimentary travel insurance coverage, up to $250,000.
Avid traveler will love the instant redemption option, available for a wide range of airlines and hotels via the HSBC Malaysia Mobile Banking app.
Apart from being able to claim reward points from hotels and airlines, you can gain points from overseas spending too.
Main benefits:
Reward points |
Categories |
8X |
Overseas spend |
5X |
Local travel (hotels, airlines and travel agencies) and dining spend |
1X |
All other spend |
Terms and conditions:
The UOB PRVI Miles Credit Card is the perfect card for those who love collecting points. The card rewards you with UNIRinggits (UNIRM) for your spending.
This includes instances when you need to make travel agency bookings, which aren't found with many other cards.
The 50% discount on Grab rides offered by this card is bound to come in handy for airport transfers and for domestic trips too.
Main benefits:
UNIRM Rewards Points |
Categories |
5X UNIRM points |
Overseas spend |
Up to 5X UNIRM points |
Hotels, airlines, travel agencies |
1X UNIRM point |
Other spend |
Terms and conditions:
Here's the card for those that want to travel in style. With the Standard Chartered Journey card, you'll be able to fully enjoy unlimited access to the comforts and amenities of the Plaza Premium Airport Lounge at both KLIA 1 and 2. Waiting for you flights will now be a luxury experience rather than a chore.
Additionally, you can also save on travel expenses when you redeem Miles points, which rewards you for overseas spend too. Your savings will be further enhanced with complimentary Grab airport transfer and waiver of the first year annual fees.
Main benefits:
Miles |
Categories |
1 Mile (for every RM1) |
Dining, Travel(Airlines, Hotels and Online Travel Agencies) and Overseas Spend |
1 Mile (for every RM5) |
Local Spend |
Terms and conditions:
Picking the CIMB Travel World Credit Card will grant you exclusive travel privileges especially for card holders. This includes a complimentary 4 night stay per year at any participating Marriot Vacation Club properties worldwide.
Whilst flying from KLIA, you'll be able to access the Plaza Premium lounge 12 times a year too, which works out to once a month on average.
Main benefits:
Bonus Points |
Categories |
8BP ( for every RM1) |
Overseas including Hotel |
Airlines/Duty Free |
|
2 BP (for every RM1) |
Other Local Spend |
Terms and conditions:
As a frequent traveler, a travel-friendly credit card will give you plenty of perks and advantages. However, it's the savings you get when you redeem airmiles points that will truly make your trip worthwhile.
At CompareHero, you'll see all our travel-centric credit cards on one platform. This lets you weigh your options and make more informed decisions as to which cards truly suit your travel style.
If you're still unsure, find out more by contacting us and we'll help you along with any questions you may have.