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HSBC TravelOne Credit Card
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RM 5,000
Minimum monthly income
RM 300
Annual fee
15%
Interest rate p.a
6.96%
Balance transfer rate (fixed)
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HSBC TravelOne Credit Card
RM 5,000
Minimum monthly income
RM 300
Annual fee
15%
Interest rate p.a
6.96%
Balance transfer rate (fixed)
Special Offers
Win an iPhone 15 or RM1,000 credits via Rewards360 when you apply, activate and spend with HSBC credit cards via CompareHero today.
Product details
Product details
Benefits
Auto Balance Conversion
- Automatically converts outstanding statement balances into a 36 monthly instalment plan
- Lower management fee at 13% p.a.
- No processing fee
- No early termination
Cash Advance
- Flexibility for emergency use or when a credit card payment is not acceptable
- No documents required
- 24-hour instant cash withdrawal from any ATM worldwide
Balance Transfer
- Consolidate credit card outstanding balances
- Enjoy a 3% upfront management fee with a 0% fee for the next 5 months
- Have the flexibility of making a minimum monthly payment of the total outstanding balance
Cash Instalment Plan
- Convert available credit limit into cash
- Low management fees at 8.88% flat p.a.
- Monthly payment up to 60 months
- Hassle-free thanks to an easy application process
- Examples of immediate needs: education, healthcare, vacation, wedding, renovation & furnishing
SecurePay
- Secure transactions when making online purchases
- Securepay One Time Password will be sent via sms for each online purchase.
Pin and Pay
- For improved financial security and to prevent credit card fraud
- 6-digit Personal Identification Number (PIN) will be used for all credit card payments at point-of-sale terminals in Malaysia.
- New credit cards have the contactless Paywave feature, which allows a fast, easy and convenient way to pay
- Safe purchase with just a tap for everyday purchases
Email statements
- Timely delivery of credit card statements in a secure and private manner
- No lost or misplaced statements
- No more physical filing
- HSBC Go Green Initiative - advocating a paperless environment and reducing the global carbon footprint
Balance Conversion
- Automatically converts outstanding statement balances into a 36 monthly instalment plan
- Lower management fee at 13% p.a.
- Instant Approval
- No processing fee
- No early termination
* The Bank will make a Charity Donation to Selected Charity Organization(s) which is equivalent to 1% of the Eligible Charity Spend made by Eligible Cardholders, up to a maximum of RM500,000 per year. List of Selected Charity Organization(s) found at www.hsbcamanah.com.my/charities
Features
Good for Travel & Rewards/Offers
Instant reward points redemption
Up to 8x reward points on foreign currency spend
Up to 5x reward points on local travel and local dining spend
Six complimentary airport lounge access every year at Plaza Premium Lounge
Complimentary travel insurance coverage up to $250,000
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 300 | 1st year annual fee waived, with all subsequent years waived if total annual spending is RM20,000 or above. |
| Late payment fee | RM 10/1% | A minimum of RM10 or 1% of the outstanding balance, whichever is higher, up to a maximum of RM100. |
| Interest rate | 15% | Cardmembers who promptly settle their min payment due for 12 consecutive months. |
| Balance transfer rate (fixed) | 6.96% | 12 months Balance Transfer period |
| Annual fee | RM 300 1st year annual fee waived, with all subsequent years waived if total annual spending is RM20,000 or above. |
| Annual fee waiver | No |
| Late payment fee | RM 10/1% A minimum of RM10 or 1% of the outstanding balance, whichever is higher, up to a maximum of RM100. |
| Interest rate | 15% Cardmembers who promptly settle their min payment due for 12 consecutive months. |
| Balance transfer rate (fixed) | 6.96% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi-Government office
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest monthly salary slip or letter of confirmation from the employer if employed less than 3 months OR
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Other Companies
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest monthly salary slip OR bank statement showing latest 3 months salary credit AND
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Self Employed (Malaysian):
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Photocopy of Business Registration Form (established minimum 2 years)
- Latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement ) OR
- Latest 6 months bank statements
Expatriate:
- Copy of passport showing personal details and work permit (must be valid for at least 1 year)
- Latest month salary slip
- Letter of confirmation from employer stating position, remuneration and duration of employment
- Minimum RM10,000 per month
Product review by 
Product review by 
Get rewarded for your travels and redeem them instantly with the HSBC TravelOne Credit Card. It's time to elevate the way you travel with airline and hotel perks you can redeem through the app.
Redeem your rewards instantly
Redeem your rewards as soon as you want to with the HSBC TravelOne Credit Card's instant redemption feature. Redeem perks from a wide selection of hotel and airline partners through HSBC Malaysia's Mobile Banking app. For most of the partner merchants, you can use your chosen reward/s as soon as you select it in the app.
Earn up to 8x Reward points
Using your HSBC TravelOne Credit Card will lead you to your desired reward fast with its accelerated Reward points, especially when it comes to travel-related spend. Below are the number of Reward points you'll receive for every spend.
Category | HSBC Reward Points |
All foreign currency spend | Earn 8x Reward points |
Travel spend (airlines, hotels and travel agencies) | Earn 5x Reward points (local spend) |
Dining spend | Earn 5x Reward points (local spend) |
All other eligible spend | Earn 1x Reward point |
For more information, you may click on the links below:
FAQs
FAQs
- Instant rewards redemption through HSBC Malaysia Mobile Banking app
- Up to 8x Reward points on various local and international spend
- Complimentary travel insurance coverage up to USD250,000
- 6 complimentary access every year at selected Plaza Premium international airport lounges
- Exclusive travel offers on Agoda
Yes, there's an annual fee of RM300 for primary cardholders and RM150 for supplementary cardholders.
You need to be at least 21 years old and have a minimum annual income of RM60,000 to apply.
The HSBC TravelOne Credit card has the following fees and charges:
- RM25 for sales and service tax purposes
- Late payment fee of 1% or a minimum of RM10 from the overdue amount, whichever is higher. Maximum is RM100.
- Interest rate of 15% annually, provided you make the minimum monthly repayment which is 5% or RM50 from the overdue amount, depending on which amount is higher.
If you frequently travel and want to use your rewards as soon as you have the required Reward points, the HSBC TravelOne Credit Card is the right card for you with its travel perks from merchants such as Singapore Airlines, Marriott Bonvoy, Agoda and other travel partners.
Simply apply through CompareHero by clicking the Apply Now button on top and we will help process it for you in just two steps. Alternatively, you can also drop a call at +6012-385 0211 and our customer service will get in touch with you as soon as possible.
