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Auto Balance Conversion
Cash Advance
Balance Transfer
Cash Instalment Plan
SecurePay
Pin and Pay
Email statements
Balance Conversion
* The Bank will make a Charity Donation to Selected Charity Organization(s) which is equivalent to 1% of the Eligible Charity Spend made by Eligible Cardholders, up to a maximum of RM500,000 per year. List of Selected Charity Organization(s) found at www.hsbcamanah.com.my/charities
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 300 | 1st year annual fee waived, with all subsequent years waived if total annual spending is RM20,000 or above. |
| Annual fee waiver | Yes | 1st year annual fee waived, with all subsequent years waived if total annual spending is RM20,000 or above. |
| Late payment fee | RM 10/1% | A minimum of RM10 or 1% of the outstanding balance, whichever is higher, up to a maximum of RM100. |
| Interest rate | 15% | Cardmembers who promptly settle their min payment due for 12 consecutive months. |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 0%, 1.88% and 3.88% for 3-month, 6-month and 12-month repayment respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 300 1st year annual fee waived, with all subsequent years waived if total annual spending is RM20,000 or above. |
| Annual fee waiver |
Yes 1st year annual fee waived, with all subsequent years waived if total annual spending is RM20,000 or above. |
| Late payment fee |
RM 10/1% A minimum of RM10 or 1% of the outstanding balance, whichever is higher, up to a maximum of RM100. |
| Interest rate |
15% Cardmembers who promptly settle their min payment due for 12 consecutive months. |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 0%, 1.88% and 3.88% for 3-month, 6-month and 12-month repayment respectively. Minimum transfer amount is RM1,000 |
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi-Government office
Other Companies
Self-Employed (Malaysian):
Expatriate:
Get rewarded for your travels and redeem them instantly with the HSBC TravelOne Credit Card. It's time to elevate the way you travel with airline and hotel perks you can redeem through the app.
Redeem your rewards as soon as you want to with the HSBC TravelOne Credit Card's instant redemption feature. Redeem perks from a wide selection of hotel and airline partners through HSBC Malaysia's Mobile Banking app. For most of the partner merchants, you can use your chosen reward/s as soon as you select it in the app.
Using your HSBC TravelOne Credit Card will lead you to your desired reward fast with its accelerated Reward points, especially when it comes to travel-related spend. Below are the number of Reward points you'll receive for every spend.
|
Category |
HSBC Reward Points |
|
All foreign currency spend |
Earn 8x Reward points |
|
Travel spend (airlines, hotels and travel agencies) |
Earn 5x Reward points (local spend) |
|
Dining spend |
Earn 5x Reward points (local spend) |
|
All other eligible spend |
Earn 1x Reward point |
For more information, you may click on the links below:
Yes, there's an annual fee of RM300 for primary cardholders and RM150 for supplementary cardholders.
The first year is free but for the subsequent years, you will need to spend a minimum of RM20,000 or above per year to enjoy a waiver.
You need to be at least 21 years old and have a minimum annual income of RM60,000 to apply.
The HSBC TravelOne Credit card has the following fees and charges:
If you frequently travel and want to use your rewards as soon as you have the required Reward points, the HSBC TravelOne Credit Card is the right card for you with its travel perks from merchants such as Singapore Airlines, Marriott Bonvoy, Agoda and other travel partners.
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