 
            UOB PRVI Miles Card
 
             
             
                Features and Benefits: UOB PRVI Miles Card UNIRM
	
 
| UNIRM Rewards Points | Spend Categories | Spend Amount Limit | 
| 5X UNIRM per RM1 | Overseas | No limit | 
| 5X UNIRM per RM1 | Hotels, airlines, travel agencies | Combined spend amount capped at RM5,000 For every subsequent RM1 spent, you'll earn 1X UNIRM | 
| 1X UNIRM per RM1 | Other spend | No limit | 
| Minimum monthly income | RM 5,000 | 
| Minimum age: | |
| Cardholder | 21 | 
| Supplementary Cardholder | 18 | 
| Annual fee | RM 198 | RM30 for Supplementary Cardholder(s) | 
| Annual fee waiver | Yes | New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). | 
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) | 
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months | 
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. | 
| Annual fee | RM 198 RM30 for Supplementary Cardholder(s) | 
| Annual fee waiver | Yes New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). | 
| Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) | 
| Interest rate | 15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months | 
| Balance transfer rate (fixed) | 0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. | 
You will need to provide several documents such as (varies between different banks):
Salaried Employees
Self-Employed
