Best Balance Transfer Credit Cards in Malaysia
Compare Balance Transfer Cards from Malaysia's Top Banks
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1X points for all!AFFIN MasterCard Gold
AFFIN MasterCard Gold
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Earn 1x AFFIN Rewards Point per RM1 spent on retail transactions and convert to air miles. Annual fee is waived for the first year.
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Perfect for entry levelBSN Classic Credit Card
BSN Classic Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Happy Points on every RM1 spent with a minimum income requirement of RM2,000 a month.
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Elite Weatlh CardStandard Chartered Priority Banking Visa Infinite
Standard Chartered Priority Banking Visa Infinite
- Min. Monthly Income
- RM - / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Enjoy elite travel rewards that value your complete financial footprint with the Standard Chartered Priority Banking Visa Infinite card.
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No Annual Fee!BSN-Teachers Al-Aiman Gold Credit Card
BSN-Teachers Al-Aiman Gold Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 8.88% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
2x Happy Points on overseas spend for teachers and MOE staff, with rates from 8.88% p.a.
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5% cashback at AEON StoresAEON Member Plus (AMP) Visa Classic Credit Card
AEON Member Plus (AMP) Visa Classic Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
The AEON Member Plus Visa Classic rewards your shopping at AEON with 5% cashback on the 20th and 28th, plus 3X points and free parking at AEON Malls.
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Earn AEON Points + cashbackAEON Member Plus (AMP) Mastercard Classic Credit Card
AEON Member Plus (AMP) Mastercard Classic Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Every ringgit at AEON earns you points, and every 20th and 28th gets you 5% cashback. Plus, this AMP Mastercard Classic card gets you free parking!
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Low Profit ChargesBSN-UUM Al-Aiman Mastercard Credit Card
BSN-UUM Al-Aiman Mastercard Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 9.95% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Made for the UUM community, the BSN-UUM Al-Aiman Mastercard offers profit charges from 9.95% p.a., no annual fee for life and Happy Points rewards.
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2X Points Overseas, No Annual FeeCIMB Visa Signature
CIMB Visa Signature
- Min. Monthly Income
- RM 5,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Travel-friendly rewards with the CIMB Visa Signature Credit Card
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5X Points on Overseas & DiningCIMB Visa Infinite
CIMB Visa Infinite
- Min. Monthly Income
- RM 10,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Premium rewards with the CIMB Visa Infinite Credit Card
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Retail unlimited cashbackCIMB Platinum BusinessCard
CIMB Platinum BusinessCard
- Min. Monthly Income
- RM - / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
The CIMB Platinum BusinessCard rewards you with up to 1.25% unlimited cashback on business spending. Sleek, all-black, and no annual fees for life.




