AEON Credit Service
AEON Classic Mastercard®

AEON Classic Mastercard®

RM 2,000

Minimum monthly income

RM 30

Annual fee


Interest rate p.a


Balance transfer rate (fixed)

Product details

Good for Rewards/Offers & Cashback
5% Cashback at AEON BiG Hypermarkets on 28th of every month
1x AEON Point for every RM2 on other transactions
Minimum monthly income RM 2,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 30
Supplementary Card: RM20
Annual fee waiver No
Interest rate 15%
per annum
Balance transfer rate (fixed) 3%
3% Balance Transfer rate for 12 months repayment period
Document required to apply

You will need to provide several documents such as (varies between different banks):


Salaried Employee:

  • Photocopy of Mykad (front / back)
  • Latest detailed EPF statement OR
  • Latest 3 months payslips & latest 3 months salary crediting bank statements

Commission Based Employee:

  • Photocopy of Mykad (front / back)
  • Latest detailed EPF statement OR
  • Latest 6 months payslips & latest 6 months salary crediting bank statements

Self Employed:

  • Photocopy of Mykad (front / back)
  • Business Registration Certificate OR Form 9 & 24 & 49 OR Section 32 & Section 58 & Section 7
  • Latest 6 months company’s principal current account statements



  • Photocopy of Identity Card / Passport & Visa
  • Working permit
  • Latest 1 month salary slip

Malaysia My 2nd Home Programme (MM2H):

Copy of valid MM2H social visit pass

Product review by

Every month, we are bound to spend on our daily necessities such as groceries. That’s where the AEON Classic Mastercard comes along to help those to be rewarded for your daily necessities! Aside from your basic needs, the AEON Classic Mastercard also covers avid travellers by rewarding with convenient benefits.

Earn rewards with the AEON Classic Mastercard

You won’t just be rewarded by receiving cashback, but also with some AEON Points! The AEON Classic Mastercard offers 5% cash back for the times you purchase groceries at any AEON stores on the 28th each month, also commonly referred to as ‘AEON BiG Thank You Member Day’! Though it is capped at RM100 per credit card, it’s definitely useful as you get to receive a certain amount back for all your grocery purchases!

As for how many AEON Points you’ll be earning, for every RM2 that you’ve spent so far, you will receive 1x AEON Point. Now, you may wonder, what’s the point of accumulating all these points? Well, you’ll get to convert them into cash! For every 400 AEON Points you earn, you convert them with the rate of RM1.

Travel the world with your AEON Classic Mastercard

Most of us probably find it a hassle to carry around a huge amount of cash in our wallets when we go travelling. Hence, we turn to credit cards for convenience sake! The AEON Classic Mastercard offers convenience at its finest by providing global cash access anywhere around the world, with more than 800,000 ATMs at almost any country, including Malaysia.

Rest assured when you run out of cash, you could simply withdraw anywhere. Other than that, what’s even more convenient is that it’s internationally recognized, so for times when you simply don’t feel like withdrawing any cash, you could swipe with your AEON Classic Mastercard!

That’s not the only convenient feature about the AEON Classic Mastercard - you also get to contact the AEON World Desk Centre if you are having any trouble with your AEON Classic Mastercard. For instance, if you encounter problems where you’ve lost your card or unable to make hotel reservations, you could contact them at any time of the day as they are available 24 hours.


You can simply apply via our website! We offer an online application whereby customers could simply just fill up their details in two simple steps. Once the online form has been filled up, we will help to process it for you. If you need any assistance, you can contact our customer service at +6012-385 0211 and they will tend to your needs. 

Your monthly income should be at least RM2,000 and above if you want to apply for the AEON Classic Mastercard. You also have to meet the minimum required age which is at least 21 years old and above. But if you’re below 21 years old, you can apply for the supplementary card if you are 18 years old and above. 

The AEON Classic Mastercard has an annual fee of RM30 for principal cardholders and RM20 for supplementary cardholders. Unfortunately, there is no way of getting the annual fees waived. 

Besides annual fees, there will also be cash advance fees which are at RM15 or 5% from the total advanced amount, depending which is higher. There will be a late payment of RM10 or 1% of the total amount that you have failed to pay on time. If luck isn’t on your side and you manage to lose your card, there will be a fee of RM35, provided it’s your first time. If it’s not, then it will be RM50 instead. This is different than your credit card being damaged though - if that’s the case then it will be free. Other than that, there is also a credit balance refund fee which is RM0.10 or for cheques which is RM0.50, depending on which form of refund the customer chooses. 

  • Earn 5% cashback for all grocery spendings on the 28th of each month at AEON BiG stores
  • Earn 1x AEON Point when you spend with your card based on every RM2 and convert into cash 
  • Travel conveniences such as worldwide assistance, global cash access and international recognition 

If you have to spend a certain amount every month just on groceries alone, the AEON Classic Mastercard will be beneficial for you. Even more so if you regularly make trips to any AEON stores nationwide. For those who travel every now and then, you will also reap the benefits of the credit card due to the perks that makes your travelling convenient. 

AEON Classic Mastercard®
AEON Classic Mastercard®
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