Maybank American Express Platinum
Travel insurance Coverage
Purchase Protection
Insured against damage or theft for 90 days from the date of purchase
Dining Privileges
| Restaurant / Outlet | Benefits |
|
Arthur's Bar & Grill, Lemon Garden Cafe,
Shang Palace, |
|
|
Lobby lounge
Lafite Arthur's Bar & Grill |
|
Maybank AMEX Membership Rewards™ Points
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
*12,500 AMEX Membership Rewards™ Points = 1,000 Enrich/KrisFlyer/Asia Miles
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year. Thereafter, RM800 annual fee is charged for the Principal Card and RM550 for the Supplementary Card. But you get 2 free Supplementary Cards and the 3rd card onwards will be charged RM550 annual fee each |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year. Thereafter, RM800 annual fee is charged for the Principal Card and RM550 for the Supplementary Card. But you get 2 free Supplementary Cards and the 3rd card onwards will be charged RM550 annual fee each |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
Self-Employed:
Expatriate:
Supplementary Cardholder:
For those living on the upper-tier side, make use of the premium lifestyle the Maybank American Express Platinum Card has to offer. From luxury meals to premium lounges, be pampered by the AMEX Platinum while getting rewarded in return!
Nothing feels better than getting rewarded for all the times you make a purchase! For every RM1, you could earn 5 points at selected grocery stores, cinemas, bookstores as well as telco. For your retail purchases, you can earn 2 points, whether you swipe your American Express Credit Card in Malaysia or internationally. As for transactions made for petrol, education, utilities, EzyPay instalments and insurance, you will earn 1 point.
Fancy premium steak and exquisite meals? Satisfy your love for fine dining with the Maybank American Express Platinum Card! Enjoy up to 50% OFF on your food and drinks when you dine at Shangri-La Hotel Kuala Lumpur. Take note that this deal only lasts until 28 February 2027.
With the Maybank American Express Platinum Credit Card, you will be able to receive up to RM700,000 in total for your travel insurance. This includes times when you need emergency help, such as when you get injured performing sports activities and so on. Your hospital bills will be covered by Maybank. Plus, you will also receive retail protection for up to RM15,000 for each item, while your card account per year will be RM100,000. You will be guaranteed the benefits of getting refunds or exchanges whenever necessary.
Applying for a credit card with us will be hassle-free! We provide a simple two-step application process in which you could get started by directly applying on our website.
Before you can apply for the Maybank AMEX Platinum Credit Card, you have to be earning a minimum monthly income of RM5,000 or RM60,000 annually. You can either apply for the primary card whereby your age has to be above 21 years old, or the supplementary card whereby the minimum age is at least 18 years old and above.
For principal cardholders, the first year will be free. However, in the following years, you will be charged an annual fee of RM800. As for supplementary cardholders, if it is your first 2 cards, then there is no annual fee. More than that, then you will be charged an annual fee of RM550.
There will be an interest rate of 18% for all cash withdrawals and a fee of 5% or RM10 from the total amount withdrawn. Other than that, if you make your payments late, you’ll be charged 1% or RM10 from the total overdue amount with a maximum of RM75.
The Maybank AMEX Platinum Credit Card is suitable for those who enjoy living a luxurious lifestyle. With a minimum monthly income of RM5,000, you have to be earning a decent income to afford applying for this credit card. Plus point if you often travel overseas too!
