OCBC 365 Mastercard®
| Minimum monthly income | RM 4,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 100 | Principal Card: RM100 while Supplementary Card: RM50 |
| Annual fee waiver | Yes | Waived for the first year and Subsequent years will be waived automatically with a minimum spend of RM20,000 per annum. |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 12 months Balance Transfer period |
| Annual fee |
RM 100 Principal Card: RM100 while Supplementary Card: RM50 |
| Annual fee waiver |
Yes Waived for the first year and Subsequent years will be waived automatically with a minimum spend of RM20,000 per annum. |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% 12 months Balance Transfer period |
