Your monthly repayment:
| Minimum loan amount | RM 300 |
| Maximum loan amount | RM 5,000 |
| Minimum duration of the loan | 3 |
| Maximum duration of the loan | 6 |
| Minimum Age | 20 |
| Maximum Age | 70 |
| Only Local Resident | With valid IC number only |
| Minimum Monthly Income | 1,500 |
| Minimum Age | 20 |
| Maximum Age | 70 |
| Only Local Resident | With valid IC number only |
| Minimum Monthly Income | 1,500 |
| Late payment Fee | 7.67% |
| Stamp duty | RM 0.5 |
| Late payment Fee | 7.67% |
| Stamp duty | RM 0.5 |
Comparing and applying through CompareHero is free. Any fees, charges, interest rates, and final loan terms are set by the licensed lender.
For salaried employees:
Nimbura is a short-term personal loan you can apply for entirely online. It's offered by Nimbura Sdn. Bhd., a KPKT-licensed moneylender (Licence No. WL7662/10/01-3/110127). You can borrow between RM300 and RM5,000, and if approved, the money goes straight into your bank account — sometimes within 15 minutes.
Pretty much anything personal and legal, like medical bills, school fees, home fixes, a wedding, or even some extra capital for a side hustle. Nimbura doesn't restrict what you spend it on, as long as you're abiding by the law.
Nimbura charges 0.049% per day, which works out to 17.89% per annum. Interest is only calculated on the days you actually hold the loan, so settling early saves you money. Quick example: borrow RM2,000 for 90 days and you'd pay RM88.20 in interest, bringing your total to RM2,088.20 or about RM696.07 a month.
Yes, and there's no penalty for it. You only pay the remaining principal plus interest for the days you actually used. That's it.
Log in to your Nimbura account via the website or app — your repayment schedule and amount due will all be there. If you need more time, you can request a 30-day extension before your due date. A new loan agreement gets issued once the extension payment is made.
You get a 3-day grace period first. After that, a late payment fee of 0.021% per day kicks in on the overdue amount. It's capped at the overdue principal, so it won't spiral out of control — but it's still worth paying on time to avoid any account restrictions down the line.
You'll need to tick all these boxes:
Ticking all the boxes doesn't guarantee approval though. Nimbura still runs its own credit assessment on every application.
Approval isn't guaranteed and depends on Nimbura’s internal assessment. If you're an undischarged bankrupt, though, you won't be eligible.
For more details, read the following document.
|
(RM) Loan amount |
|
|---|---|
| 5,000 | 1,741 |
|
(RM)
|
(RM)
Monthly repayment
|
|---|
| Loan amount | 3 |
|---|---|
| 5,000 | 1,741 |
