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*Terms & conditions apply, learn more here: bit.ly/CHCCFlashDeal
e-Commerce purchase protection
Get covered up to USD200 for your online purchases
Annual fee waiver
First year annual fee waiver.
Subsequent years annual fee waiver with minimum spend of RM60,000 per year
Banyan Tree Hotels & Resorts offer
B0ok 3 night stay at participating hotels & resorts at the price of 2 nights
Mastercard Traveler Rewards
Exclusive automatic cashback offers from participating overseas merchants
Travel, shop and pay with WorldMiles Mastercard online or instore
| Minimum monthly income | RM 7,500 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 600 | waived in first year |
| Annual fee waiver | Yes | waived in first year |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | 15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
| Balance transfer rate (fixed) | 5.99% | 12 months Balance Transfer period |
| Annual fee |
RM 600 waived in first year |
| Annual fee waiver |
Yes waived in first year |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% 15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour. |
| Balance transfer rate (fixed) |
5.99% 12 months Balance Transfer period |
You will need to provide several documents such as (varies between different banks):
Salaried Employees:
Business Owners:
The WorldMiles World Mastercard is the best travel card for travel enthusiasts as you can earn Air Miles much quicker than any other credit card. For every RM you spend overseas or locally which you charge with your air miles card, you are able to redeem airline tickets or upgrade to business class for free.
With the Standard Chartered WorldMiles World Mastercard, you get to spend and earn air miles points from various categories, not just travel-related.
Earn up to 4.5 WorldMiles Points for travel spend at Agoda, Booking.com, Expedia, Hotels.com and Klook.
| Category | WorldMiles Points |
| Travel | Overseas Expenses: For each RM3, you earn 4.5 WorldMiles points |
Groceries, Shopping, Entertainment, Dining |
Overseas Expenses: For each RM3, you earn 4.5 WorldMiles points |
Though it may be one of the easiest ways to earn air mile points, there are several terms and conditions regarding the exchange:
Read WorldMiles Travel Spend Campaign Terms & Conditions here.
With the Standard Chartered WorldMiles World Mastercard, you can also enjoy exclusive travel perks such as:
The WorldMiles World Mastercard also offers cashback as high as RM80 for your airport transfers via airport limousine or KLIA Ekspres ride for your ride home from international travels. However, you are only entitled to this perk if the principal cardholder spends a minimum of 3 retail transactions, not including online purchases, while travelling overseas within the previous 30 days.
If you regularly shop online internationally or locally, receive up to USD200 protection for e-Commerce when fraud, theft or misconduct happens online. All you have to do is contact customer service and get your new card delivered to you immediately worldwide.
To be able to apply for the WorldMiles World Mastercard, you have to be earning an annual income of RM90,000 which is RM7,500. This travel card is not suitable for fresh graduates, even though the minimum age requirement is 21 years old. However, if you are 18 years of age, you can opt for a supplementary card
Can't find what you're looking for? Read our article to find out the Best Standard Chartered Credit Cards in Malaysia.
You can simply apply with us online at CompareHero. If you have other inquiries regarding the application process, you can also call us at +6012-385 0211 and customer heroes will assist you further.
For this credit card, there is an annual fee of RM600. The annual fee is waived for the first year. However, the subsequent years can be waived provided you spend a minimum of RM60,000 for a year. If you settle your monthly repayments for 12 months continuously, the interest rate will be 15%. As for the late payment fee, it will be 1% or RM10 out of the outstanding balance with a maximum cap of RM100.
To be eligible for this card, you have to be of the minimum age requirement which is 21 years old with an annual income of RM90,000 or RM7,500 a month. However, if you are 18 years old, you can apply for the supplementary card.
With this credit card, you will be able to:
If you regularly travel overseas and love to shop while you’re travelling, this travel card is the best option for you. All you have to do is spend on groceries, shopping, dining and entertainment with the WorldMiles World Mastercard in order to exchange the points earned for Air Miles with your preferred frequent flyer program. Not to mention you’ll also receive complimentary access to the Plaza Premium Lounge in KLIA and KLIA2, providing you with extra comfort whenever you fly frequently.
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