Standard Chartered
Standard Chartered WorldMiles World Mastercard®

Standard Chartered WorldMiles World Mastercard®

RM 7,500

Minimum monthly income

RM 600

Annual fee
waived in first year


Interest rate p.a


Balance transfer rate (fixed)

Special Offers

Stay hydrated and healthy with a guaranteed Mijia Instant Water Dispenser with 3 different types of temperature.


*Terms & conditions apply, learn more here:

Product details


e-Commerce purchase protection

Get covered up to USD200 for your online purchases

Annual fee waiver

First year annual fee waiver.

Subsequent years annual fee waiver with minimum spend of RM60,000 per year

Banyan Tree Hotels & Resorts offer

B0ok 3 night stay at participating hotels & resorts at the price of 2 nights

Mastercard Traveler Rewards

Exclusive automatic cashback offers from participating overseas merchants

Travel, shop and pay with WorldMiles Mastercard online or instore

Good for Travel
4.5 WorldMiles per RM3 spent overseas & 1 WorldMiles per RM3 spent locally
2 WorldMiles = 1 AirMile of Asia Miles, KrisFlyer, Enrich or AirAsia BIG
Unlimited access to Plaza Premium Lounges in KLIA & KLIA2
Up to RM80 Cashback on Airport Limousine or KLIA Ekspres ride home when you return from overseas travel, by performing 3X overseas transactions in the past 30 days
e-Commerce purchase protection up to USD200 for online purchases
Annual fee waiver for the first year
Minimum monthly income RM 7,500
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 600
waived in first year
Annual fee waiver Yes
waived in first year
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
15% interest are for cardmembers who promptly settle their min payment due for 12 consecutive months, with a max cap of 18% interest dependent on customer payment behaviour.
Balance transfer rate (fixed) 5.99%
12 months Balance Transfer period
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employees:

  • Photo of MyKad (front / back)
  • Proof of Income, such as:
  • - Latest detailed EPF statement
  • - Latest 3 months salary slip
  • - Full set of Form BE/B with tax receipt

Business Owners:

  • Photo of MyKad (front / back)
  • Full set of Form BE/B with tax receipt

Product review by

The WorldMiles World Mastercard is the best travel card for travel enthusiasts as you can earn Air Miles much quicker than any other credit card. For every RM you spend overseas or locally which you charge with your air miles card, you are able to redeem airline tickets or upgrade to business class for free.

With the Standard Chartered WorldMiles World Mastercard, you get to spend and earn air miles points from various categories, not just travel-related.

How to redeem WorldMiles Points

Category WorldMiles Points

Overseas Expenses: For each RM2, you earn 3 WorldMiles points

Groceries, Shopping, Entertainment, Dining

Overseas Expenses: For each RM2, you earn 3 WorldMiles points
Local Expenses: For each RM3, you earn 1 WorldMiles point

Though it may be one of the easiest ways to earn air mile points, there are several terms and conditions regarding the exchange:

  • The WorldMiles Points is only valid for 36 months upon being credited into your account.
  • Air miles points can only be redeemed from AirAsia BIG, Malaysia Airlines Enrich, Cathay Pacific Asia Miles and Singapore Airlines Krisflyer.
  • To be able to redeem air miles, it can only be in multiples of 1,000 points
  • 1 Air Mile = Two WorldMiles Points

Enjoy exclusive privileges

With the Standard Chartered WorldMiles World Mastercard, you can also enjoy exclusive travel perks such as:

  • Free airport transfers
  • Unlimited free access to the Plaza Premium Lounge located in KLIA and KLIA 2 for international travels
  • Premium shopping and dining deals worldwide for more than 700 outlets
  • Special 3 days 2 nights stay promotion where you only pay for 2 nights at selected Banyan Tree hotels and resort

The WorldMiles World Mastercard also offers cashback as high as RM80 for your airport transfers via airport limousine or KLIA Ekspres ride for your ride home from international travels. However, you are only entitled to this perk if the principal cardholder spends a minimum of 3 retail transactions, not including online purchases, while travelling overseas within the previous 30 days.

If you regularly shop online internationally or locally, receive up to USD200 protection for e-Commerce when fraud, theft or misconduct happens online. All you have to do is contact the customer service and get your new card delivered to you immediately worldwide.

What are the WorldMiles World Mastercard requirements?

To be able to apply for the WorldMiles World Mastercard, you have to be earning an annual income of RM90,000 which is RM7,500. This travel card is not suitable for fresh graduates, even though the minimum age requirement is 21 years old. However, if you are 18 years of age, you can opt for a supplementary card

  • Click here to read Standard Chartered WorldMiles World Mastercard Terms and Conditions
  • Click here to read Standard Chartered WorldMiles World Mastercard Product Disclosure Sheet

Can't find what you're looking for? Read our article to find out the Best Standard Chartered Credit Cards in Malaysia.


You can simply apply with us online at CompareHero. If you have other inquiries regarding the application process, you can also call us at +6012-385 0211 and customer heroes will assist you further.

For this credit card, there is an annual fee of RM600. The annual fee is waived for the first year. However, the subsequent years can be waived provided you spend a minimum of RM60,000 for a year. If you settle your monthly repayments for 12 months continuously, the interest rate will be 15%. As for the late payment fee, it will be 1% or RM10 out of the outstanding balance with a maximum cap of RM100. 

To be eligible for this card, you have to be of the minimum age requirement which is 21 years old with an annual income of RM90,000 or RM7,500 a month. However, if you are 18 years old, you can apply for the supplementary card. 

With this credit card, you will be able to:

  • earn WorldMiles points and convert them into air miles on international and local spending
  • unlimited free access to the Plaza Premium Lounge in KLIA and KLIA2
  • get complimentary airport ride transfer with up till RM80 cashback on rides home with Airport Limousine or KLIA Ekspres, applicable only when you perform 3x international transactions within the previous 30 days

If you regularly travel overseas and love to shop while you’re travelling, this travel card is the best option for you. All you have to do is spend on groceries, shopping, dining and entertainment with the WorldMiles World Mastercard in order to exchange the points earned for Air Miles with your preferred frequent flyer program. Not to mention you’ll also receive complimentary access to the Plaza Premium Lounge in KLIA and KLIA2, providing you with extra comfort whenever you fly frequently.

Standard Chartered WorldMiles World Mastercard®
Standard Chartered WorldMiles World Mastercard®
Apply now